{"id":30592,"date":"2019-12-09T10:15:14","date_gmt":"2019-12-09T07:15:14","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=30592"},"modified":"2019-12-09T10:15:14","modified_gmt":"2019-12-09T07:15:14","slug":"konut-kredisi-faiz-oranlari-aralik-ayinin-ikinci-haftasina-nasil-basladi","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=30592","title":{"rendered":"Konut Kredisi Faiz Oranlar\u0131 Aral\u0131k Ay\u0131n\u0131n \u0130kinci Haftas\u0131na Nas\u0131l Ba\u015flad\u0131?"},"content":{"rendered":"

Bankalar\u0131n konut kredisi faiz oranlar\u0131ndaki indirimler devam ediyor mu? Konut kredisi faiz oranlar\u0131 Aral\u0131k ay\u0131n\u0131n ikinci haftas\u0131na nas\u0131l ba\u015flad\u0131?<\/p>\n

Konut kredisi faiz oranlar\u0131 d\u00f6rt aydan uzun s\u00fcredir h\u0131zla d\u00fc\u015f\u00fc\u015f e\u011filiminde. Merkez Bankas\u0131\u2019n\u0131n Temmuz ay\u0131nda ba\u015flayan para politikas\u0131 faiz indirimleri son \u00fc\u00f6 toplant\u0131da da devam ederek toplamda 1.000 baz puana ula\u015ft\u0131. Repo faizlerinde ya\u015fanan d\u00fc\u015f\u00fc\u015f ile birlikte bankalar\u0131n da kredi faiz oranlar\u0131 son y\u0131llar\u0131n en d\u00fc\u015f\u00fck seviyesine geriledi.<\/p>\n

\u0130lk olarak kamu bankalar\u0131nda ba\u015flayan kredi faiz indirimleri \u00f6zel bankalar\u0131nda deste\u011fi ile t\u00fcm bireysel kredi t\u00fcrlerinde %1\u2019in alt\u0131na indi. En uygun ihtiya\u00e7 kredisi %0.99, en uygun ta\u015f\u0131t kredisi faizi %0.49, en uygun konut kredisi<\/a> faiz oran\u0131 ise %0.98\u2019a kadar geriledi.<\/p>\n

En d\u00fc\u015f\u00fck kampanyal\u0131 konut kredisi faiz oran\u0131 %0.95 olarak uygulan\u0131rken bankalar\u0131n tabela konut kredisi faizleri ortalamas\u0131 %1.34\u2019e indi.<\/p>\n

G\u00fcncel olarak bankalardan 100.000 TL tutarda ve 5 y\u0131l vadede konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda en d\u00fc\u015f\u00fck ayl\u0131k taksit tutar\u0131 yakla\u015f\u0131k 2.200 TL oluyor. Kredinin vade sonunda masraflar dahil toplam geri \u00f6demesi ise 131.600 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n

KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re 9 Aral\u0131k hafta ba\u015f\u0131 itibariyle en d\u00fc\u015f\u00fck faizle konut kredisi kulland\u0131ran bankalar \u015fu \u015fekilde;<\/p>\n

Kuveyt T\u00fcrk Bank konut Kredisi<\/h2>\n

Kuveyt T\u00fcrk Bankas\u0131 konut finansman\u0131 dahilinde %0.98 tabela kar pay\u0131 oranlar\u0131 sunuyor. Banka kredili Hayat, BES ve 3 adet otomatik fatura talimat\u0131 \u00fcr\u00fcnlerinin kullan\u0131lmas\u0131 durumunda ise kar pay\u0131 oranlar\u0131n\u0131 %0.95\u2019e d\u00fc\u015f\u00fcyor.<\/p>\n

Yap\u0131 Kredi Bankas\u0131 Konut Kredisi<\/h2>\n

Yap\u0131 Kredi Bankas\u0131 konut kredisi faizlerinde %1\u2019in alt\u0131na indirerek 10 y\u0131la kadar t\u00fcm vade ve tutarlar i\u00e7in %0.99 oran\u0131 ile kredi kulland\u0131rmaya ba\u015flad\u0131.<\/p>\n

Ziraat Bankas\u0131 Konut Kredisi<\/h2>\n

Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi dahilinde 15 y\u0131l vadeye kadar 500.000 TL\u2019ye dek krediler\u00a0 i\u00e7in %0.99 faiz oran\u0131 sunuyor. Banka 500.000 TL \u00fczerindeki tutarlarda ise %1.09 faiz oran\u0131 uyguluyor.<\/p>\n

HalkBank Konut Kredisi<\/h2>\n

HalkBank kampanyal\u0131 hesapl\u0131 evim konut kredisi dahilinde 500.000 TL ve 15 y\u0131la kadar vade i\u00e7in %0.99, 500.000 TL \u00fczeri taleplerde ise %1.19 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

Vak\u0131fBank Konut Kredisi<\/h2>\n

Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur kampanyas\u0131 i\u00e7in 500.000 TL limit ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 sunarken standart konut kredisi kapsam\u0131nda %1.29 faiz oran\u0131 ile kredi sa\u011fl\u0131yor.<\/p>\n

\u0130NG Bank Konut Kredisi<\/h2>\n

\u0130NG faiz indirimi sonras\u0131ndan kampanyal\u0131 sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in 10 y\u0131l vadeye kadar\u00a0 %0.99 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor. Bankan\u0131n tabela faiz oranlar\u0131 ise %1.01 olarak uygulan\u0131yor.<\/p>\n

TEB Konut Kredisi<\/h2>\n

TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %0.99\u2019a d\u00fc\u015f\u00fcrd\u00fc. Banka tabela faizleri ise halen %2.58 seviyelerinde.<\/p>\n

T\u00fcrkiye Finans konut Kredisi<\/h2>\n

T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 kampanyal\u0131 \u00fcr\u00fcn\u00fc i\u00e7in %0.99 kar pay\u0131 oran\u0131 ile finansman sunuyor. Bankan\u0131n tabela faizleri ise %1.07 d\u00fczeyinde.<\/p>\n

Akbank Konut Kredisi<\/h2>\n

Akbank ger\u00e7ekle\u015ftirdi\u011fi indirim sonras\u0131nda konut kredisi faizlerini 10 y\u0131l vadeye kadar %0.99\u2019a \u00e7ekti.<\/p>\n

Garanti BBVA Konut Kredisi<\/h2>\n

Garanti BBVA faiz indirimi sonras\u0131nda 500.000 TL\u2019 ye kadar %1.05\u2019den ba\u015flayan faiz oranlar\u0131 ile 10 y\u0131l vadeye kadar kredi kulland\u0131rmaya ba\u015flad\u0131. Banka 10 ile 20 y\u0131l aras\u0131 vadelerde ise %1.32 faiz oran\u0131 ile kredi sunuyor.<\/p>\n

\u0130\u015f Bankas\u0131 Konut Kredisi<\/h2>\n

\u0130\u015f Bankas\u0131 g\u00fcncel olarak kampanyal\u0131 konut kredisi i\u00e7in faiz oranlar\u0131n\u0131 %1.06\u2019a d\u00fc\u015f\u00fcrd\u00fc. Bankan\u0131n tabela konut kredisi faizleri ise %1.75 seviyesinde.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bankalar\u0131n konut kredisi faiz oranlar\u0131ndaki indirimler devam ediyor mu? Konut kredisi faiz oranlar\u0131 Aral\u0131k ay\u0131n\u0131n ikinci haftas\u0131na nas\u0131l ba\u015flad\u0131? Konut kredisi faiz oranlar\u0131 d\u00f6rt aydan uzun s\u00fcredir h\u0131zla d\u00fc\u015f\u00fc\u015f e\u011filiminde. Merkez Bankas\u0131\u2019n\u0131n Temmuz ay\u0131nda ba\u015flayan para politikas\u0131 faiz indirimleri son \u00fc\u00f6 toplant\u0131da da devam ederek toplamda 1.000 baz puana ula\u015ft\u0131. Repo faizlerinde ya\u015fanan d\u00fc\u015f\u00fc\u015f ile […]<\/p>\n","protected":false},"author":1,"featured_media":27327,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221],"tags":[951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30592"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30592"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30592\/revisions"}],"predecessor-version":[{"id":30593,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30592\/revisions\/30593"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/27327"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30592"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30592"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30592"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}