{"id":30586,"date":"2019-12-08T10:34:43","date_gmt":"2019-12-08T07:34:43","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=30586"},"modified":"2019-12-08T10:34:43","modified_gmt":"2019-12-08T07:34:43","slug":"konutta-faizler-indi-kampanyalar-artti-baharda-sektor-cosar","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=30586","title":{"rendered":"Konutta faizler indi, kampanyalar artt\u0131, baharda sekt\u00f6r co\u015far"},"content":{"rendered":"<p>\u00dclkemizde &#8216;ev\u2019lenmek \u00e7ok \u00f6nemli konulardan biridir. Fakat ev almak isteyen t\u00fcketicinin al\u0131m g\u00fcc\u00fcn\u00fcn \u00fczerinde art\u0131\u015f g\u00f6steren gayrimenkul fiyatlar\u0131, g\u00fcn\u00fcm\u00fczde &#8216;ev\u2019lenmeyi zorla\u015ft\u0131r\u0131yor. T\u00fcrkiye&#8217;de konut talebinin y\u00fcksek oldu\u011fu \u00fcst gelir grubuna y\u00f6nelik olmas\u0131, mevcut projelerde konut sat\u0131\u015flar\u0131n\u0131n h\u0131z\u0131n\u0131 yava\u015flat\u0131yor. Ekonomimizde ya\u015fanan daralma, i\u015fini kaybetme korkusu, gelece\u011fe duyulan g\u00fcvenin daha da azalmas\u0131 ve t\u00fcketicinin al\u0131m g\u00fcc\u00fcn\u00fcn de azalmas\u0131 ile konut sat\u0131\u015flar\u0131 da d\u00fc\u015f\u00fc\u015fe ge\u00e7mi\u015fti.<\/p>\n<h2>Faiz indirimlerinin etkisi<\/h2>\n<p>Son aylarda Merkez Bankas\u0131 pe\u015fpe\u015fe faiz indirimleri ile birlikte konut kredisi faiz oranlar\u0131n\u0131n en az\u0131ndan kamu bankalar\u0131nda psikolojik s\u0131n\u0131r olan y\u00fczde 1 &#8216;in alt\u0131na d\u00fc\u015fmesine ve \u015firketlerin de yapt\u0131\u011f\u0131 kampanyalarla sat\u0131\u015flar\u0131n bir miktar hareketlenmesini sa\u011flad\u0131. Fakat y\u0131l\u0131n ilk 10 ay\u0131 itibariyle konut sat\u0131\u015flar\u0131 hala ge\u00e7en senenin d\u00fczeyinin alt\u0131nda kald\u0131yor. T\u00fcrkiye \u0130statistik Kurumu&#8217;nun (T\u00dc\u0130K) verilerine g\u00f6re, bu senenin ocak-ekim aylar\u0131nda 1 milyon 8 bin adet konut sat\u0131ld\u0131. Bu say\u0131 ge\u00e7en senenin ayn\u0131 zaman\u0131nda 1 milyon 149 bindi. Buna g\u00f6re ilk 10 ayda konut sat\u0131\u015flar\u0131nda y\u00fczde 12,2 d\u00fc\u015f\u00fc\u015f ya\u015fand\u0131\u011f\u0131 d\u00fc\u015f\u00fcn\u00fcl\u00fcyor. Ancak son aylarda toparlanman\u0131n ba\u015flamas\u0131yla 2020&#8217;de konut sat\u0131\u015flar\u0131nda y\u00fcksek bir art\u0131\u015f olmas\u0131 bekleniyor. D\u00fc\u015f\u00fc\u015f e\u011filimindeki kredi faizlerinin \u00f6n\u00fcm\u00fczdeki d\u00f6nemde \u015fimdiki seviyesinde veya biraz daha d\u00fc\u015f\u00fck seviyede seyretmesi de bekleniyor.<\/p>\n<h2>Firmalardan kampanyalar<\/h2>\n<p>Piyasan\u0131n canlanmaya ba\u015flamas\u0131 ve konut al\u0131m\u0131n\u0131 kolayla\u015ft\u0131rmak i\u00e7in Mesa&#8217;, Nef, Sinpa\u015f, Erkanl\u0131 Yap\u0131 gibi b\u00fcy\u00fck in\u015faat firmalar\u0131 y\u0131l sonuna \u00f6zel ilgin\u00e7 kampanyalar\u0131 t\u00fcketicilere sunuyorlar. Kampanyalarla pe\u015fin almalarda y\u00fczde 25 indirim, 50 ay s\u0131f\u0131r faiz, eski evini getir 2020&#8217;de yenisini al otur gibi kampanyalar yap\u0131l\u0131yor. Baz\u0131 in\u015faat firmalar\u0131 da banka kredisi kulland\u0131rmak yerine \u015firket b\u00fcnyelerindeki finansman modelleri ile ki\u015fiye \u00f6zel \u00f6deme planlar\u0131 sunuyor. Yat\u0131r\u0131m ama\u00e7l\u0131 al\u0131m yapacaklara kira garantili sat\u0131\u015flar da oluyor.<\/p>\n<p><strong>MURAT ATAY \/ GARANT\u0130 BBVA MORTGAGE GENEL M\u00dcD\u00dcR\u00dc<\/strong><\/p>\n<h2>&#8220;Faizleri biraz daha d\u00fc\u015f\u00fcrebiliriz&#8221;<\/h2>\n<p>&#8220;Bu sene ba\u015f\u0131nda sekt\u00f6rde daralma beklenirken, bug\u00fcne geldi\u011fimiz noktada y\u00fczde 3&#8217;l\u00fck bir b\u00fcy\u00fcme oldu. Sene sonunda b\u00fcy\u00fcme oran\u0131n\u0131n biraz daha artmas\u0131 bekliyor. Bu senenin ge\u00e7en sene oldu\u011fu gibi 1 milyonun \u00fczerinde konut sat\u0131\u015f\u0131yla kapanaca\u011f\u0131m \u00f6ng\u00f6r\u00fcyoruz. 2020 y\u0131l\u0131nda sekt\u00f6rde bu y\u0131lkinden daha y\u00fcksek bir b\u00fcy\u00fcme ya\u015fanaca\u011f\u0131n\u0131 tahmin ediyoruz. \u00d6n\u00fcm\u00fczdeki d\u00f6nemde faizlerin mevcut seviyesinde veya biraz daha d\u00fc\u015f\u00fck seviyede seyredece\u011fini \u00f6ng\u00f6r\u00fcyoruz.&#8221;<\/p>\n<div class=\"reklam\">\n<h2>Pasifik Y\u00f6netim Kurulu Ba\u015fkan\u0131 Fatih Erdo\u011fan:<\/h2>\n<p>\u0130n\u015faat sekt\u00f6r\u00fcm\u00fcz\u00fcn ekonomimizin omurgas\u0131 oldu\u011funa dikkat \u00e7eken Pasifik Y\u00f6netim Kurulu Ba\u015fkan\u0131 Fatih Erdo\u011fan, ekonomide zaman zaman ini\u015fler ve \u00e7\u0131k\u0131\u015flar ya\u015fanabilece\u011fini ancak zamanla her \u015feyin d\u00fczelece\u011fini, yollar\u0131na devam ettiklerini s\u00f6yl\u00fcyor. Fatih Erdo\u011fan, t\u00fcketicilerin nitelikli projelere ilgi g\u00f6sterdiklerini, kampanyalar\u0131n da al\u0131m i\u015ftah\u0131n\u0131 art\u0131rmada etkili oldu\u011funu s\u00f6yl\u00fcyor.<\/p>\n<h2>Tahincio\u011flu Y\u00f6netim Kurulu Ba\u015fkan\u0131 \u00d6zcan Tahincio\u011flu:<\/h2>\n<p>Tahincio\u011flu Y\u00f6netim Kurulu Ba\u015fkan\u0131 \u00d6zcan Tahincio\u011flu, kampanyalar sekt\u00f6re hareketlilik getiriyor, ge\u00e7mi\u015f d\u00f6nemlerde de yap\u0131lan toplu kampanyalarda bunun etkilerini \u00e7ok net bir \u015fekilde g\u00f6rd\u00fcklerini belirtiyor. \u00d6zcan Tahincio\u011flu, &#8220;Faizlerdeki d\u00fc\u015f\u00fc\u015fle beraber firmalar\u0131n yapt\u0131\u011f\u0131 kampanyalar\u0131n\u0131 da dikkate al\u0131rsak, konut almak isteyenlere indirimden d\u00fc\u015f\u00fck faize kadar pek \u00e7ok avantajlar bulunuyor. Buna paralel olarak i\u00e7inde bulundu\u011fumuz d\u00f6nemin konut al\u0131mlar\u0131 i\u00e7in \u00e7ok uygun oldu\u011funu s\u00f6yleyebiliriz&#8221; diyor.<\/p>\n<h2>Konut fiyatlar\u0131nda art\u0131\u015f olur mu?<\/h2>\n<p>Son \u00fc\u00e7 senede kur art\u0131\u015f\u0131yla etkili olarak maliyetler y\u00fczde 40&#8217;lara varan oranlarda y\u00fckseldi. Konutlar\u0131n fiyatlar\u0131nda sadece y\u00fczde 10 art\u0131\u015f oldu. Bu durumun s\u00fcrd\u00fcr\u00fclebilir bir hal olmad\u0131\u011f\u0131na dikkat \u00e7eken sekt\u00f6r temsilcileri, yeni y\u0131lda maliyet art\u0131\u015f\u0131n\u0131n konut fiyatlar\u0131na yans\u0131yaca\u011f\u0131 vurgusunu yap\u0131yorlar. \u00d6zcan Tahincio\u011flu, geli\u015ftirici firmalar\u0131n bir zaman sonra mutlaka konutlar\u0131nda fiyat art\u0131\u015f\u0131na gidece\u011fine i\u015faret ediyor. \u00d6zcan Tahincio\u011flu, &#8220;Bu nedenle hem faizlerin d\u00fc\u015fmesi hem de \u00e7e\u015fitli \u00f6deme planlar\u0131n\u0131n sunulmas\u0131 ile konut al\u0131m\u0131 i\u00e7in en g\u00fczel d\u00f6nemdeyiz diyebiliriz&#8221; \u015feklinde yorum yap\u0131yor.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00dclkemizde &#8216;ev\u2019lenmek \u00e7ok \u00f6nemli konulardan biridir. Fakat ev almak isteyen t\u00fcketicinin al\u0131m g\u00fcc\u00fcn\u00fcn \u00fczerinde art\u0131\u015f g\u00f6steren gayrimenkul fiyatlar\u0131, g\u00fcn\u00fcm\u00fczde &#8216;ev\u2019lenmeyi zorla\u015ft\u0131r\u0131yor. T\u00fcrkiye&#8217;de konut talebinin y\u00fcksek oldu\u011fu \u00fcst gelir grubuna y\u00f6nelik olmas\u0131, mevcut projelerde konut sat\u0131\u015flar\u0131n\u0131n h\u0131z\u0131n\u0131 yava\u015flat\u0131yor. Ekonomimizde ya\u015fanan daralma, i\u015fini kaybetme korkusu, gelece\u011fe duyulan g\u00fcvenin daha da azalmas\u0131 ve t\u00fcketicinin al\u0131m g\u00fcc\u00fcn\u00fcn de azalmas\u0131 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":24000,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[62,76,80,13016],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30586"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30586"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30586\/revisions"}],"predecessor-version":[{"id":30587,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30586\/revisions\/30587"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/24000"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30586"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30586"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30586"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}