{"id":30580,"date":"2019-12-08T09:15:06","date_gmt":"2019-12-08T06:15:06","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=30580"},"modified":"2019-12-08T09:15:06","modified_gmt":"2019-12-08T06:15:06","slug":"2020de-ev-alan-52-bin-500-tl-fazla-odeyecekyil-sonuna-kadar-son-firsatlar","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=30580","title":{"rendered":"2020’de ev alan 52 bin 500 TL fazla \u00f6deyecek,y\u0131l sonuna kadar son f\u0131rsatlar"},"content":{"rendered":"

Gayrimenkul konut piyasas\u0131nda son aylarda ya\u015fanan kredi faiz oranlar\u0131nda ki d\u00fc\u015f\u00fc\u015fler ile ciddi anlamda hareketlenmelar ba\u015flad\u0131. 2019 y\u0131l\u0131 son aylar\u0131nda d\u00fc\u015f\u00fck faizlerin yan\u0131 s\u0131ra ayr\u0131ca KDV ve tapu harc\u0131 indirimleri de konut al\u0131m maliyetlerini a\u015fa\u011f\u0131 \u00e7ekiyor. Ancak bu KDV ve tapu harc\u0131 indirimleri i\u00e7in 2019 y\u0131l\u0131 sonuna kadar say\u0131l\u0131 g\u00fcnler kald\u0131.<\/b><\/p>\n

H\u00fck\u00fcmetin konut sekt\u00f6r\u00fc i\u00e7in sa\u011flad\u0131\u011f\u0131 KDV indirimi ve tapu harc\u0131 te\u015fvikleri 2019 y\u0131l sonuna kadar devam edecek. Bu indirimlerden faydalanabilmenin son tarihi 31 Aral\u0131k 2019 son g\u00fcn oluyor. 2020 y\u0131l\u0131nda te\u015fviklerde s\u00fcre tekrar uzat\u0131lmazsa, yeni y\u0131lda tapu har\u00e7lar\u0131nda binde 15\u2019ten binde 20\u2019ye, y\u00fczde 8 orana tabi olan konut ve i\u015fyerlerinin KDV\u2019side y\u00fczde 18\u2019e \u00e7\u0131kacak. Bu sa\u011flanan indirimlerden faydalanan vatanda\u015flar\u0131n cebinde 100 bin liral\u0131k konutta 10 bin 500 lira, 500 bin liral\u0131k konutta 52 bin 500 lira kalacak.<\/p>\n

Konut i\u00e7in d\u00fc\u015f\u00fck faiz f\u0131rsatlar\u0131<\/h2>\n

Konut almay\u0131 isteyen vatanda\u015flar\u0131m\u0131z har\u00e7 ve KDV indirimi gibi te\u015fviklerden ve ayr\u0131ca d\u00fc\u015f\u00fck konut kredisi faiz oranlar\u0131n\u0131n avantajlar\u0131na sahipler \u015fu anda. Konut kredisi i\u00e7in kamu bankalar\u0131 \u015fuanda 180 ayda y\u00fczde 0.99, \u00f6zel bankalarda ise 120 ayda y\u00fczde 0.98 faiz ile konut kredisi verebiliyorlar. Piyasadalarda \u015fu an ortalama faiz oranlar\u0131 ise ayl\u0131k y\u00fczde 1.07 civarlar\u0131nda.<\/p>\n

2020’de konuta zam beklentisi<\/h2>\n

Gayrimenkul sekt\u00f6r\u00fcnde in\u015faat firmalar\u0131n\u0131n konut maliyetleri son senelerde b\u00fcy\u00fck \u00f6l\u00e7\u00fcde art\u0131\u015fa ge\u00e7ti. Fakat sekt\u00f6rde sat\u0131\u015flar\u0131n\u00a0 durgun ge\u00e7mesi nedeniyle ge\u00e7ti\u011fimiz yak\u0131n d\u00f6nemde maliyet art\u0131\u015flar\u0131n\u0131n konut fiyatlar\u0131na yans\u0131t\u0131lmad\u0131\u011f\u0131 iddia ediliyor. 2020’de konutlar\u0131n fiyatlar\u0131 belirlenirken bu \u00e7\u0131kan maliyetlerin fiyatlara eklenerek y\u00fczde 10\u2019dan fazla art\u0131\u015f ya\u015fanmas\u0131 bekleniyor.<\/p>\n

\u0130\u015fte tapu harc\u0131 ve\u00a0KDV avantaj\u0131:<\/h2>\n

100 bin TL’lik evde 10 bin 500 liran\u0131z cepte kal\u0131yor<\/h2>\n

100 bin TL’lik bir ev i\u00e7in 18 bin lira KDV \u00f6denirken, KDV avantaj\u0131 nedeni ile bu rakam y\u0131l\u0131n son g\u00fcn\u00fcne kadar 8 bin lira olaral \u00f6deniyor.
\n100 bin TL’lik konut i\u00e7in \u00f6denecek tapu harc\u0131 ise 4 bin liradan 3 bin liraya kadar inmi\u015f \u015fu anda.
\nY\u0131l sonuna kadar b\u00f6ylece, 100 bin liral\u0131k bir daireal\u0131rsan\u0131z 10 bin lira KDV ve 500 TL de tapu harc\u0131 indiriminden faydalanarak toplam 10 bin 500 lira cebinizde kal\u0131yor.<\/p>\n

52 bin 500 TL daha az \u00f6deyebilirsiniz<\/h2>\n

500 bin liral\u0131k bir daire i\u00e7in 90 bin lira odenemesi gereken KDV oran\u0131, KDV indirimi sayesinde 40 bin liraya kadar d\u00fc\u015ft\u00fc. 500 bin liral\u0131k konut i\u00e7in \u00f6denecek olan tapu harc\u0131 da 20 bin liradan 15 bin liraya indi. Bu 15 bin liral\u0131k harc\u0131 al\u0131c\u0131 ve sat\u0131c\u0131 e\u015fit olarak \u00f6dedi\u011fi i\u00e7in bedel, 10 bin lira de\u011filde 7 bin 500 lira oluyor. Ve B\u00f6yleceb, 500 bin liral\u0131k bir konut alma durumunda 50 bin lira KDV, 2 bin 500 lira da tapu harc\u0131ndan olmak \u00fczere 52 bin 500 liral\u0131k bir avantaj\u0131n\u0131z var.<\/p>\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

Gayrimenkul konut piyasas\u0131nda son aylarda ya\u015fanan kredi faiz oranlar\u0131nda ki d\u00fc\u015f\u00fc\u015fler ile ciddi anlamda hareketlenmelar ba\u015flad\u0131. 2019 y\u0131l\u0131 son aylar\u0131nda d\u00fc\u015f\u00fck faizlerin yan\u0131 s\u0131ra ayr\u0131ca KDV ve tapu harc\u0131 indirimleri de konut al\u0131m maliyetlerini a\u015fa\u011f\u0131 \u00e7ekiyor. Ancak bu KDV ve tapu harc\u0131 indirimleri i\u00e7in 2019 y\u0131l\u0131 sonuna kadar say\u0131l\u0131 g\u00fcnler kald\u0131. H\u00fck\u00fcmetin konut sekt\u00f6r\u00fc i\u00e7in […]<\/p>\n","protected":false},"author":1,"featured_media":29084,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[62,972,80],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30580"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30580"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30580\/revisions"}],"predecessor-version":[{"id":30581,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30580\/revisions\/30581"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29084"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30580"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30580"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30580"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}