{"id":30487,"date":"2019-12-04T11:10:02","date_gmt":"2019-12-04T08:10:02","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=30487"},"modified":"2019-12-04T11:12:16","modified_gmt":"2019-12-04T08:12:16","slug":"30487","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=30487","title":{"rendered":"Konut hesab\u0131 ve \u00e7eyiz hesab\u0131 \u00f6demeleri ba\u015fl\u0131yor"},"content":{"rendered":"<p><b>Ev sahibi olmayanlar i\u00e7in ge\u00e7ti\u011fimiz y\u0131llarda \u00e7\u0131kar\u0131lan Konut Hesab\u0131\u2019na 7 bin civar\u0131nda ba\u00e7vuru yap\u0131lm\u0131\u015ft\u0131. Konut hesab\u0131 \u00f6demelerinin 2020 y\u0131l\u0131ndan \u00f6nce yap\u0131lmas\u0131 bekleniyor. Ayr\u0131ca evlenen ve \u00c7eyiz Hesab\u0131 a\u00e7anlara da\u00a0h\u00fck\u00fcmet\u00a0 y\u0131lba\u015f\u0131 \u00f6ncesi\u00a0\u00f6demeleri yapmay\u0131 planl\u0131yor.<\/b><\/p>\n<p>Evi olmay\u0131 ev almakisteyenlere ve evleneceklere destek olmas\u0131 amac\u0131yla ba\u015flat\u0131lan Konut ve \u00c7eyiz Hesab\u0131 uygulamas\u0131nda ilk \u00f6demeler 2020 y\u0131l\u0131 \u00f6ncesinde yap\u0131lmas\u0131 bekleniyor. Devlet hem konut hem de \u00e7eyiz hesab\u0131na bu sene yakla\u015f\u0131k olarak 260 milyon TL destek sa\u011flayacak. Evleneceklere \u00f6zel olarak 9 bin TL&#8217;ye \u00e7\u0131kar\u0131lan \u00e7eyiz hesab\u0131na ise kat\u0131l\u0131mc\u0131 say\u0131s\u0131 20 bin civar\u0131na ula\u015ft\u0131. Konut hesab\u0131na ba\u015fvuru ise 7 bin civar\u0131nda oldu. 2020&#8217;de konut ve \u00e7eyiz hesab\u0131na benzer yeni modeller de hayata ge\u00e7irilecek. Harcama yapmadan tasarrufun desteklenmesi amac\u0131 ile ilgili kurumlarla i\u015fbirlikleri yap\u0131lacak ve vergisel te\u015fvikler uygulanacak potansiyel alanlar belirlenecek. Bankalarla g\u00f6r\u00fc\u015f\u00fclerek fizibilite \u00e7al\u0131\u015fmalar\u0131 yap\u0131lacak.<\/p>\n<h2>Bor\u00e7 yapmak yerine tasarrufla birikim<\/h2>\n<p>Aile, \u00c7al\u0131\u015fma ve Sosyal Hizmetler Bakanl\u0131\u011f\u0131, Hazine ve Maliye Bakanl\u0131\u011f\u0131, Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumlar\u0131 ile Bankalar Birli\u011fi ortakl\u0131\u011f\u0131 ile birlikte y\u00fcr\u00fctm\u00fc\u015f oldu\u011fu \u00e7al\u0131\u015fmada vergi te\u015fviki uygulanabilecek alanlar da belirlenecek. Yeni yap\u0131lacak olan\u00a0 d\u00fczenlemeyle \u00fcretken olmayan yat\u0131r\u0131mlar\u0131n cazibesi azalt\u0131lacak ve tasarruflarla verimli alanlardaki yat\u0131r\u0131mlara y\u00f6nlendirilecekler.<\/p>\n<h2>Konut hesab\u0131n 7 bin kat\u0131l\u0131m<\/h2>\n<p>Hazine ve Maliye Bakan\u0131 Berat Albayrak, ge\u00e7ti\u011fimiz g\u00fcnler i\u00e7erisinde TBMM Plan ve B\u00fct\u00e7e Komisyonu&#8217;nda yapm\u0131\u015f oldu\u011fu sunumunda, konut hesab\u0131 i\u00e7in 3 y\u0131ll\u0131k tasarruf s\u00fcresine yak\u0131n bir zamanda dolduran kat\u0131l\u0131mc\u0131lar\u0131n devlet katk\u0131s\u0131 ba\u015fvurular\u0131n\u0131n ba\u015flad\u0131\u011f\u0131n\u0131 s\u00f6yledi. Bakan Berat Albayrak, bu sene sonuna kadar \u00f6demelerin yap\u0131laca\u011f\u0131n\u0131 s\u00f6yledi. Bakan Albayrak, &#8220;Bu kapsamda halihaz\u0131rda sistemde yakla\u015f\u0131k olarak 7 bin kat\u0131l\u0131mc\u0131m\u0131z vede 110 milyon liral\u0131k birikmi\u015f tasarrufumuz bulunuyor&#8221; demi\u015fti.<\/p>\n<h2>6 ay i\u00e7erisinde ba\u015fvuru yapmak gerekiyor<\/h2>\n<p>Ge\u00e7ti\u011fimiz y\u0131llarda uygulamaya ba\u015flanan konut hesab\u0131 uygulamas\u0131, bankalar\u0131n a\u00e7t\u0131\u011f\u0131 tasarruf hesaplar\u0131 aras\u0131nda bulunuyor. Konut hesab\u0131 i\u00e7in ilk defa konut sahibi olmak isteyen vatanda\u015flar\u0131n 3 y\u0131l boyunca d\u00fczenli bir \u015fekilde para birikimi yapmalar\u0131 halinde devlet te\u015fviki ald\u0131klar\u0131 bir sistemdir.<\/p>\n<p>Bu hesaptan faydalanmak i\u00e7in konutu ald\u0131ktan sonra 6 ay i\u00e7erisinde banka ba\u015fvurusu yap\u0131lmas\u0131 gerekiyor. Devlet katk\u0131s\u0131ndan faydalanabilmek i\u00e7in sat\u0131n al\u0131nan konut d\u0131\u015f\u0131nda Nisan 2015&#8217;ten itibaren devlet katk\u0131s\u0131na konu olacak ba\u015fka konut almam\u0131\u015f olunmas\u0131 gerekiyor. \u00d6demelerin d\u00fczensiz yap\u0131lmas\u0131 halinde devlet katk\u0131s\u0131 kazanma hakk\u0131 kayboluyor. Bankada birikim yapan ki\u015fi yaln\u0131zca bir sefer konut hesab\u0131 a\u00e7t\u0131rabiliyor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ev sahibi olmayanlar i\u00e7in ge\u00e7ti\u011fimiz y\u0131llarda \u00e7\u0131kar\u0131lan Konut Hesab\u0131\u2019na 7 bin civar\u0131nda ba\u00e7vuru yap\u0131lm\u0131\u015ft\u0131. Konut hesab\u0131 \u00f6demelerinin 2020 y\u0131l\u0131ndan \u00f6nce yap\u0131lmas\u0131 bekleniyor. Ayr\u0131ca evlenen ve \u00c7eyiz Hesab\u0131 a\u00e7anlara da\u00a0h\u00fck\u00fcmet\u00a0 y\u0131lba\u015f\u0131 \u00f6ncesi\u00a0\u00f6demeleri yapmay\u0131 planl\u0131yor. Evi olmay\u0131 ev almakisteyenlere ve evleneceklere destek olmas\u0131 amac\u0131yla ba\u015flat\u0131lan Konut ve \u00c7eyiz Hesab\u0131 uygulamas\u0131nda ilk \u00f6demeler 2020 y\u0131l\u0131 \u00f6ncesinde yap\u0131lmas\u0131 bekleniyor. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29052,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[3526,3464],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30487"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30487"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30487\/revisions"}],"predecessor-version":[{"id":30488,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30487\/revisions\/30488"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29052"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30487"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30487"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30487"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}