Kamu bankalar\u0131 ard\u0131ndan \u00f6zel bankalarda konut kredisi faiz oranlar\u0131n\u0131 %1\u2019in alt\u0131na \u00e7ekmeye ba\u015flad\u0131. G\u00fcncel olarak yedi banka %1\u2019in alt\u0131nda faiz oranlar\u0131 ile konut kredisi kulland\u0131r\u0131yor.<\/p>\n
T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131\u2019n\u0131n (TCMB) para politikas\u0131 faiz oranlar\u0131n\u0131 %24 seviyesinden d\u00fc\u015f\u00fcrmeye ba\u015flamas\u0131 ile bankalar\u0131n kredi faiz oranlar\u0131 da h\u0131zla gerilemeye ba\u015flad\u0131. TCMB\u2019nin ilk faiz indirimini ger\u00e7ekle\u015ftirdi\u011fi Temmuz ay\u0131nda faiz konut kredisi faiz indirimlerine \u00f6nc\u00fcl\u00fck eden Ziraat Bankas\u0131, HalkBank ve Vak\u0131fBank faizlerini %0.99\u2019a \u00e7ekmi\u015fti.<\/p>\n
Merkez Bankas\u0131’n\u0131n faiz indirimlerinin devam edip toplamda 1.000 baz puana ula\u015fmas\u0131 ile sadece konut de\u011fil ihtiya\u00e7 kredisi, ta\u015f\u0131t kredisi ve ticari kredi faizlerinde de indirimler pe\u015f pe\u015fe geldi.<\/p>\n
Yakla\u015f\u0131k \u00fc\u00e7 ayd\u0131r en d\u00fc\u015f\u00fck konut kredisi faiz oranlar\u0131n\u0131 kulland\u0131r\u0131lan kamu bankalar\u0131, kas\u0131m ortas\u0131ndan itibaren \u00f6zel bankalar\u0131n faiz indirim ata\u011f\u0131 sonras\u0131nda bu \u00f6zelli\u011fini yitirdi. \u00d6zel bankalar faiz indirimleri sonras\u0131nda en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 kulland\u0131rmaya ba\u015flarken yedi bankada da faiz oranlar\u0131 %1\u2019in alt\u0131na geriledi.<\/p>\n
G\u00fcncel olarak kampanyal\u0131 kredi \u00fcr\u00fcnleri kapsam\u0131nda \u0130NG, TEB, Ziraat Bankas\u0131, HalkBank ve Vak\u0131fBank %1\u2019in alt\u0131nda faiz oranlar\u0131 sunarken Kuveyt T\u00fcrk ve T\u00fcrkiye Finans Bankas\u0131 da konut finansman\u0131 kar pay\u0131 oranlar\u0131n\u0131%1\u2019in alt\u0131nda uyguluyor.<\/p>\n
KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re 26 Kas\u0131m itibariyle konut kredisi faiz oranlar\u0131 %1\u2019in alt\u0131nda olan bankalar ve kredi kampanyalar\u0131 \u015fu \u015fekilde;<\/p>\n
Kuveyt T\u00fcrk Bankas\u0131 konut finansman\u0131 dahilinde %0.98 tabela kar pay\u0131 oranlar\u0131 sunuyor. Banka kredili Hayat, BES ve 3 adet otomatik fatura talimat\u0131 \u00fcr\u00fcnlerinin kullan\u0131lmas\u0131 durumunda ise kar pay\u0131 oranlar\u0131n\u0131 %0.95\u2019e d\u00fc\u015f\u00fcyor.<\/p>\n
\u0130NG faiz indirimi sonras\u0131ndan kampanyal\u0131 sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in 10 y\u0131l vadeye kadar\u00a0 %0.98 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor. Bankan\u0131n tabela faiz oranlar\u0131 ise %1.01 olarak uygulan\u0131yor.<\/p>\n
Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi dahilinde 15 y\u0131l vadeye kadar 500.000 TL\u2019ye dek krediler\u00a0 i\u00e7in %0.99 faiz oran\u0131 sunuyor. Banka 500.000 TL \u00fczerindeki tutarlarda ise %1.09 faiz oran\u0131 uyguluyor.<\/p>\n
TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %0.99\u2019a d\u00fc\u015f\u00fcrd\u00fc. Banka tabela faizleri ise halen %2.58 seviyelerinde.<\/p>\n
HalkBank kampanyal\u0131 hesapl\u0131 evim konut kredisi dahilinde 500.000 TL ve 15 y\u0131la kadar vade i\u00e7in %0.99, 500.000 TL \u00fczeri taleplerde ise %1.09 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n
T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 kampanyal\u0131 \u00fcr\u00fcn\u00fc i\u00e7in %0.99 kar pay\u0131 oran\u0131 ile finansman sunuyor. Bankan\u0131n tabela faizleri ise %1.07 d\u00fczeyinde.<\/p>\n
Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur kampanyas\u0131 i\u00e7in 500.000 TL limit ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 kullan\u0131rken tabela konut kredisi faizleri kapsam\u0131nda %1.29 oran\u0131 sunuyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Kamu bankalar\u0131 ard\u0131ndan \u00f6zel bankalarda konut kredisi faiz oranlar\u0131n\u0131 %1\u2019in alt\u0131na \u00e7ekmeye ba\u015flad\u0131. G\u00fcncel olarak yedi banka %1\u2019in alt\u0131nda faiz oranlar\u0131 ile konut kredisi kulland\u0131r\u0131yor. T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131\u2019n\u0131n (TCMB) para politikas\u0131 faiz oranlar\u0131n\u0131 %24 seviyesinden d\u00fc\u015f\u00fcrmeye ba\u015flamas\u0131 ile bankalar\u0131n kredi faiz oranlar\u0131 da h\u0131zla gerilemeye ba\u015flad\u0131. TCMB\u2019nin ilk faiz indirimini ger\u00e7ekle\u015ftirdi\u011fi Temmuz ay\u0131nda faiz […]<\/p>\n","protected":false},"author":1,"featured_media":29513,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30317"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30317"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30317\/revisions"}],"predecessor-version":[{"id":30318,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30317\/revisions\/30318"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29513"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30317"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30317"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30317"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}