{"id":30311,"date":"2019-11-25T09:53:30","date_gmt":"2019-11-25T06:53:30","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=30311"},"modified":"2019-11-27T12:57:23","modified_gmt":"2019-11-27T09:57:23","slug":"kasim-ayi-son-haftasinda-konut-kredisi-faiz-oranlarinda-son-durum","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=30311","title":{"rendered":"Kas\u0131m ay\u0131 son haftas\u0131nda konut kredisi faiz oranlar\u0131nda son durum\u00a0"},"content":{"rendered":"

Konut kredisi faiz oranlar\u0131ndaki d\u00fc\u015f\u00fc\u015f yeniden h\u0131zland\u0131. Kas\u0131m ay\u0131n\u0131n son haftas\u0131nda tabela konut kredisi faiz oranlar\u0131 ortalamas\u0131 %1.39\u2019a geriledi. Peki kredi faiz oranlar\u0131nda son durum nas\u0131l?<\/p>\n

 <\/p>\n

Bankalar\u0131n konut kredisi faiz oranlar\u0131nda A\u011fustos ay\u0131nda ba\u015flayan sert faiz indirimleri t\u00fcm h\u0131z\u0131yla devam ediyor. Kas\u0131m ay\u0131na \u00f6zel bankalar\u0131n faiz indirimleri damga vurdu. Bir\u00e7ok banka kampanyal\u0131 faiz oranlar\u0131n\u0131 %1\u2019in alt\u0131na \u00e7ekerken kamu bankalar\u0131n\u0131n alt\u0131nda faizler uygulamaya ba\u015flad\u0131.<\/p>\n

 <\/p>\n

Hafta ba\u015f\u0131 itibariyle en d\u00fc\u015f\u00fck tabela konut kredisi faiz oran\u0131 %0.98 seviyesinde yer al\u0131yor. Kampanyal\u0131 en uygun konut kredisi faizi ise %0.95\u2019e kadar d\u00fc\u015f\u00fcyor. G\u00fcncel olarak yedi bankan\u0131n konut i\u00e7in uygulad\u0131\u011f\u0131 kampanyal\u0131 faiz oranlar\u0131 %1\u2019in alt\u0131na geriledi.<\/p>\n

 <\/p>\n

25 Kas\u0131m itibariyle bankalardan 100.000 TL tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin 10 y\u0131l vade i\u00e7in en d\u00fc\u015f\u00fck ayl\u0131k taksit tutarlar\u0131 1.400 TL oluyor. Vade sonunda masraflar dahil krediye yap\u0131lan toplam geri \u00f6deme ise 168.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n

 <\/p>\n

KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re bankalar\u0131n g\u00fcncel konut kredisi faiz oranlar\u0131 \u015fu \u015fekilde;<\/p>\n

 <\/p>\n

Kuveyt T\u00fcrk Bankas\u0131<\/p>\n

 <\/p>\n

Kuveyt T\u00fcrk Bankas\u0131 konut finansman\u0131 dahilinde %0.98 tabela kar pay\u0131 oranlar\u0131 sunuyor. Banka kredili Hayat, BES ve 3 adet otomatik fatura talimat\u0131 \u00fcr\u00fcnlerinin kullan\u0131lmas\u0131 durumunda ise kar pay\u0131 oranlar\u0131n\u0131 %0.95\u2019e d\u00fc\u015f\u00fcyor.<\/p>\n

 <\/p>\n

Ziraat Bankas\u0131<\/p>\n

 <\/p>\n

Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi dahilinde 15 y\u0131l vadeye kadar 500.000 TL\u2019ye dek krediler\u00a0 i\u00e7in %0.99 faiz oran\u0131 sunuyor. Banka 500.000 TL \u00fczerindeki tutarlarda ise %1.09 faiz oran\u0131 uyguluyor.<\/p>\n

 <\/p>\n

HalkBank<\/p>\n

 <\/p>\n

HalkBank kampanyal\u0131 hesapl\u0131 evim konut kredisi dahilinde 500.000 TL ve 15 y\u0131la kadar vade i\u00e7in %0.99, 500.000 TL \u00fczeri taleplerde ise %1.19 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

 <\/p>\n

Vak\u0131fBank<\/p>\n

 <\/p>\n

Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur kampanyas\u0131 i\u00e7in 500.000 TL limit ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 sunarken standart konut kredisi kapsam\u0131nda %1.29 faiz oran\u0131 ile kredi sa\u011fl\u0131yor.<\/p>\n

 <\/p>\n

\u0130NG Konut Kredisi<\/p>\n

 <\/p>\n

\u0130NG faiz indirimi sonras\u0131ndan kampanyal\u0131 sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in 10 y\u0131l vadeye kadar\u00a0 %0.99 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor. Bankan\u0131n tabela faiz oranlar\u0131 ise %1.01 olarak uygulan\u0131yor.<\/p>\n

 <\/p>\n

TEB Konut Kredisi<\/p>\n

 <\/p>\n

TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %0.99\u2019a d\u00fc\u015f\u00fcrd\u00fc. Banka tabela faizleri ise halen %2.58 seviyelerinde.<\/p>\n

 <\/p>\n

T\u00fcrkiye Finans Konut Finansman\u0131<\/p>\n

T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 kampanyal\u0131 \u00fcr\u00fcn\u00fc i\u00e7in %0.99 kar pay\u0131 oran\u0131 ile finansman sunuyor. Bankan\u0131n tabela faizleri ise %1.07 d\u00fczeyinde.<\/p>\n

Akbank<\/p>\n

Akbank konut kredisi i\u00e7in 10 y\u0131l vadeye kadar %1.08 faiz oran\u0131 ile kredi sunuyor.<\/p>\n

Yap\u0131 Kredi Bankas\u0131 Konut Kredisi<\/p>\n

Yap\u0131 Kredi Bankas\u0131 d\u00fcn ger\u00e7ekle\u015ftirdi\u011fi faiz indirimi sonras\u0131nda 10 y\u0131la dek t\u00fcm vadelerde %1.09 faiz oran\u0131 kulland\u0131rmaya ba\u015flad\u0131.<\/p>\n

\u0130\u015f Bankas\u0131 Konut Kredisi<\/p>\n

\u0130\u015f Bankas\u0131 g\u00fcncel olarak kampanyal\u0131 konut kredisi i\u00e7in faiz oranlar\u0131n\u0131 %1.10\u2019a d\u00fc\u015f\u00fcrd\u00fc. Bankan\u0131n tabela konut kredisi faizleri ise %1.75 seviyesinde.<\/p>\n

Garanti BBVA Konut Kredisi<\/p>\n

Garanti BBVA da d\u00fcn uygulad\u0131\u011f\u0131 faiz indirimi sonras\u0131nda 10 y\u0131la kadar t\u00fcm vadelerde 100.000 TL\u2019 ye kadar olan krediler i\u00e7in %1.10, 200.000 TL\u2019 ye kadar kredilere %1.08, 200.000 TL ile 500.000 TL aras\u0131 kredilere\u00a0 de %1.07 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

DenizBank<\/p>\n

DenizBank kampanyal\u0131 konut kredisi i\u00e7in %1.37, tabela faizi dahilinde ise %1.79 oran\u0131 ile 300 ay vadeye kadar konut kredisi kulland\u0131r\u0131yor<\/p>\n","protected":false},"excerpt":{"rendered":"

Konut kredisi faiz oranlar\u0131ndaki d\u00fc\u015f\u00fc\u015f yeniden h\u0131zland\u0131. Kas\u0131m ay\u0131n\u0131n son haftas\u0131nda tabela konut kredisi faiz oranlar\u0131 ortalamas\u0131 %1.39\u2019a geriledi. Peki kredi faiz oranlar\u0131nda son durum nas\u0131l?   Bankalar\u0131n konut kredisi faiz oranlar\u0131nda A\u011fustos ay\u0131nda ba\u015flayan sert faiz indirimleri t\u00fcm h\u0131z\u0131yla devam ediyor. Kas\u0131m ay\u0131na \u00f6zel bankalar\u0131n faiz indirimleri damga vurdu. Bir\u00e7ok banka kampanyal\u0131 faiz oranlar\u0131n\u0131 […]<\/p>\n","protected":false},"author":1,"featured_media":27327,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221,5388],"tags":[277],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30311"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30311"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30311\/revisions"}],"predecessor-version":[{"id":30312,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30311\/revisions\/30312"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/27327"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30311"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30311"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30311"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}