{"id":30266,"date":"2019-11-19T10:41:49","date_gmt":"2019-11-19T07:41:49","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=30266"},"modified":"2019-11-19T10:41:49","modified_gmt":"2019-11-19T07:41:49","slug":"banka-kredili-konut-satisi-yuzde-500-artti","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=30266","title":{"rendered":"Banka kredili konut sat\u0131\u015f\u0131 y\u00fczde 500 artt\u0131"},"content":{"rendered":"

Konut kredisi faiz oranlar\u0131n\u0131n %1\u2019in alt\u0131na inerek d\u00fc\u015fmeye devam etmesi ile kredi kullan\u0131larak yap\u0131lan konut sat\u0131\u015flar\u0131 en y\u00fcksek art\u0131\u015f rekoruna ula\u015farak Ekim ay\u0131nda %525 y\u00fckseldi.<\/p>\n

Merkez Bankas\u0131\u2019n\u0131n Temmuz ay\u0131nda ba\u015flatt\u0131\u011f\u0131 para politikas\u0131 faiz indirimleri sonras\u0131nda azalan maliyetler kar\u015f\u0131s\u0131nda h\u0131zla d\u00fc\u015fmeye ba\u015flayan kredi faiz oranlar\u0131 Merkez Bankas\u0131\u2019n\u0131n toplamda 1000 puan indirim uygulamas\u0131 ile iyice h\u0131zland\u0131.<\/p>\n

Ekim ay\u0131nda %1\u2019in alt\u0131nda uygulanan faiz oranlar\u0131 kar\u015f\u0131s\u0131nda konut kredisi kullan\u0131larak yap\u0131lan sat\u0131\u015flar ay i\u00e7inde 50.000\u2019i ge\u00e7ti. S\u00f6z konusu rakam ge\u00e7en senenin Ekim ay\u0131nda ortalama %2.5 seviyelerinde yer alan konut kredisi faizlerinin etkisi ile 8.000 seviyesinde ger\u00e7ekle\u015fmi\u015fti.<\/p>\n

T\u00fcrkiye \u0130statistik kurumu verilerine g\u00f6re T\u00fcrkiye genelinde konut sat\u0131\u015flar\u0131 2019 Ekim ay\u0131nda bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re %2,5 oran\u0131nda\u00a0 azalarak 142 810 oldu. \u0130potekli konut sat\u0131\u015flar\u0131 bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re %525,1 oran\u0131nda art\u0131\u015f g\u00f6sterdi. Toplam konut sat\u0131\u015flar\u0131 i\u00e7inde ipotekli sat\u0131\u015flar\u0131n pay\u0131 %35,3\u2019e y\u00fckseldi. Bu oran ge\u00e7en senenin ayn\u0131 ay\u0131nda %5,5 yer al\u0131yordu.<\/p>\n

Kredili konut sat\u0131\u015flarda \u0130stanbul 8 408 konut sat\u0131\u015f\u0131 ve %16,7 pay ile ilk s\u0131ray\u0131 ald\u0131. Toplam konut sat\u0131\u015flar\u0131 i\u00e7erisinde ipotekli sat\u0131\u015f pay\u0131n\u0131n en y\u00fcksek oldu\u011fu il %54,3 ile Artvin oldu.<\/p>\n

Bankalar\u0131n konut kredisi faiz oranlar\u0131 g\u00fcncel olarak Kas\u0131m ay\u0131n\u0131n \u00fc\u00e7\u00fcnc\u00fc haftas\u0131nda tabela ortalamas\u0131nda %1.41 olarak yer al\u0131yor. En d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 ise Ekim ay\u0131na oranla 4 puan d\u00fc\u015f\u00fc\u015fle %0.95\u2019e kadar geriledi. Kredi faiz oranlar\u0131n\u0131n d\u00fc\u015fmeye devam etmesi ile kredili konut sat\u0131\u015f pay\u0131n\u0131n ilerleyen aylarda daha da artmas\u0131 planlan\u0131yor.<\/p>\n

Konut kredi hesaplamas\u0131<\/h2>\n

Kredipazari.com’un ara\u015ft\u0131rmalar\u0131na g\u00f6re bankalar\u0131n g\u00fcncel konut kredisi faizleri \u00fczerinden 100.000 TL tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda en d\u00fc\u015f\u00fck ayl\u0131k taksit yakla\u015f\u0131k 2.200 TL\u2019 ye toplam geri \u00f6deme ise 131.600 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n

\u0130kinci el konut tercihi daha fazla<\/h2>\n

S\u0131f\u0131r konut say\u0131s\u0131 bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re %31,3 artarak 74 815 oldu. Toplam konut sat\u0131\u015flar\u0131 i\u00e7inde ilk sat\u0131\u015f\u0131n pay\u0131 %51,1 oldu. \u0130kinci el konut sat\u0131\u015flar\u0131 bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re %8,9 art\u0131\u015f g\u00f6stererek 71.721 oldu. Uzmanlarca ikinci el konut talebin artmas\u0131nda s\u0131f\u0131r konut fiyatlar\u0131n\u0131n y\u00fcksek olmas\u0131n\u0131n neden oldu\u011fu belirtiliyor.<\/p>\n

Konut fiyatlar\u0131 artmaya ba\u015flad\u0131<\/h2>\n

Merkez Bankas\u0131 taraf\u0131ndan son a\u00e7\u0131klanan verilere g\u00f6re konut fiyat endeksleri Eyl\u00fcl ay\u0131nda bir \u00f6nceki aya g\u00f6re %0,84 oran\u0131nda artt\u0131. Konut fiyatlar\u0131 bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re ise nominal olarak %6,32 oran\u0131nda y\u00fckseldi.<\/p>\n

REIDIN-GYODER Yeni Konut Fiyat Endeksi sonu\u00e7lar\u0131na g\u00f6re s\u0131f\u0131r konut fiyatlar\u0131nda Ekim ay\u0131nda bir \u00f6nceki aya g\u00f6re %0.21, ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re %2.52 oran\u0131nda nominal art\u0131\u015f ger\u00e7ekle\u015fmi\u015ftir.<\/p>\n","protected":false},"excerpt":{"rendered":"

Konut kredisi faiz oranlar\u0131n\u0131n %1\u2019in alt\u0131na inerek d\u00fc\u015fmeye devam etmesi ile kredi kullan\u0131larak yap\u0131lan konut sat\u0131\u015flar\u0131 en y\u00fcksek art\u0131\u015f rekoruna ula\u015farak Ekim ay\u0131nda %525 y\u00fckseldi. Merkez Bankas\u0131\u2019n\u0131n Temmuz ay\u0131nda ba\u015flatt\u0131\u011f\u0131 para politikas\u0131 faiz indirimleri sonras\u0131nda azalan maliyetler kar\u015f\u0131s\u0131nda h\u0131zla d\u00fc\u015fmeye ba\u015flayan kredi faiz oranlar\u0131 Merkez Bankas\u0131\u2019n\u0131n toplamda 1000 puan indirim uygulamas\u0131 ile iyice h\u0131zland\u0131. Ekim […]<\/p>\n","protected":false},"author":1,"featured_media":27911,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[1275,951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30266"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30266"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30266\/revisions"}],"predecessor-version":[{"id":30267,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30266\/revisions\/30267"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/27911"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30266"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30266"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30266"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}