\u00d5zel bankalar faiz indirim ata\u011f\u0131 kampanyas\u0131 konut kredisi faiz oranlar\u0131n\u0131 y\u00fczde 1\u2019in alt\u0131na indiren banka say\u0131s\u0131 alt\u0131 oldu. \u0130ndirimlerin ilerleyen g\u00fcnlerde artmas\u0131 bekleniyor.<\/p>\n
\u00d6zel bankalar\u0131n konut kredisi faiz indirimleri hafta ba\u015f\u0131 itibariyle h\u0131zland\u0131. Son \u00fc\u00e7 g\u00fcnde sekiz banka konut kredisi faizlerinde indirim uygulad\u0131. Hafta ba\u015f\u0131ndan itibaren Akbank, Kuveyt T\u00fcrk Bankas\u0131, T\u00fcrkiye Finans Bankas\u0131, Garanti BBVA, \u0130NG, \u015eekerbank, Yap\u0131 Kredi Bankas\u0131 ve ICBC konut kredisi faiz indirimi ger\u00e7ekle\u015ftiren bankalar oldu.<\/p>\n
Faiz indirimleri sonras\u0131nda en uygun konut kredisi oranlar\u0131 da de\u011fi\u015fti. A\u011fustos ba\u015f\u0131ndan itibaren %0.99 oran\u0131 ile en d\u00fc\u015f\u00fck konut kredisi faizini sunan Ziraat Bankas\u0131, HalkBank ve Vak\u0131fBank\u2019\u0131n oranlar\u0131 de\u011fi\u015fmezken \u00f6zel bankalar s\u00f6z konusu oran\u0131n alt\u0131na indi.<\/p>\n
Kuveyt T\u00fcrk Bankas\u0131 ger\u00e7ekle\u015ftirdi\u011fi indirim sonras\u0131nda kampanyal\u0131 konut finansman\u0131 kar pay\u0131 oranlar\u0131n\u0131 %0.95\u2019e kadar d\u00fc\u015f\u00fcrd\u00fc. T\u00fcrkiye Finans Bankas\u0131 da kampanyal\u0131 konut finansman\u0131 i\u00e7in %0.99 faiz oran\u0131 sunuyor. \u0130NG\u2019den yap\u0131lan a\u00e7\u0131klamaya g\u00f6re de banka konut kampanyal\u0131 kredisi faizlerini psikolojik seviyenin\u00a0 alt\u0131na d\u00fc\u015f\u00fcrerek %0.99 olarak uygulamaya ba\u015flad\u0131.<\/p>\n
KrediPazari com’un ara\u015ft\u0131rmalar\u0131na g\u00f6re bankalar aras\u0131ndaki en uygun konut kredisi faiz oran\u0131 \u00fczerinden 300.000 TL tutarda konut kredisi hesaplama ger\u00e7ekle\u015ftirildi\u011finde kredinin toplam geri \u00f6demesi 10 y\u0131l vadede 504.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor. Kredinin ayl\u0131k taksit miktarlar\u0131 ise 4.200 TL\u2019 ye denk geliyor.<\/p>\n
Konut kredisi faizlerindeki indirimlerin devam etmesi bekleniyor. Merkez Bankas\u0131’n\u0131n son \u00fc\u00e7 politika toplant\u0131s\u0131nda toplamda 1000 puana ula\u015fan repo faiz indirimleri sonras\u0131nda kamu bankalar\u0131nda ba\u015flayan indirimler \u00f6zel bankalara da yans\u0131d\u0131. Kredi faiz oranlar\u0131 t\u00fcm bankalarda sert \u015fekilde d\u00fc\u015f\u00fc\u015f g\u00f6sterdi.<\/p>\n
Piyasalarda Merkez Bankas\u0131\u2019ndan faiz indirimlerinin devam\u0131 bekleniyor. Konuya ili\u015fkin a\u00e7\u0131klamalarda bulunan DenizBank Genel M\u00fcd\u00fcr\u00fc Hakan Ate\u015f “enflasyonda \u00e7ok dramatik bir d\u00fc\u015f\u00fc\u015f g\u00f6zlemledik, gelecek sene tek haneyi hedefliyoruz bu ger\u00e7ekle\u015febilir. Ben Merkez Bankas\u0131\u2019ndan 900 baz puan faiz indirimi bekledi\u011fini s\u00f6ylemi\u015ftim, herkes tuhaf kar\u015f\u0131lam\u0131\u015ft\u0131, ama toplam 1000 baz puan indirim oldu, \u015fimdi bunun 1150’lere kadar yolu var. \u0130lk toplant\u0131da beklentim 150 baz puan indirim olmas\u0131 y\u00f6n\u00fcnde\u2019\u2019 ifadelerinde bulundu.<\/p>\n
Ge\u00e7ti\u011fimiz hafta ise Hazine ve Maliye Bakan\u0131 Berat Albayrak kamu bankalar\u0131 ve TOK\u0130 ile ortak 20 y\u0131la varan vade ve \u015fu ana kadar g\u00f6r\u00fclm\u00fc\u015f en d\u00fc\u015f\u00fck konut kredisi faiz oranlar\u0131 ile kredi kulland\u0131r\u0131laca\u011f\u0131n\u0131 a\u00e7\u0131klayarak detaylar\u0131n bu ay i\u00e7inde a\u00e7\u0131klanaca\u011f\u0131n\u0131 bildirdi.<\/p>\n","protected":false},"excerpt":{"rendered":"
\u00d5zel bankalar faiz indirim ata\u011f\u0131 kampanyas\u0131 konut kredisi faiz oranlar\u0131n\u0131 y\u00fczde 1\u2019in alt\u0131na indiren banka say\u0131s\u0131 alt\u0131 oldu. \u0130ndirimlerin ilerleyen g\u00fcnlerde artmas\u0131 bekleniyor. \u00d6zel bankalar\u0131n konut kredisi faiz indirimleri hafta ba\u015f\u0131 itibariyle h\u0131zland\u0131. Son \u00fc\u00e7 g\u00fcnde sekiz banka konut kredisi faizlerinde indirim uygulad\u0131. Hafta ba\u015f\u0131ndan itibaren Akbank, Kuveyt T\u00fcrk Bankas\u0131, T\u00fcrkiye Finans Bankas\u0131, Garanti BBVA, […]<\/p>\n","protected":false},"author":1,"featured_media":29012,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[1,5388],"tags":[2433,951,953],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30190"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30190"}],"version-history":[{"count":2,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30190\/revisions"}],"predecessor-version":[{"id":30192,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30190\/revisions\/30192"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29012"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30190"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30190"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30190"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}