{"id":30165,"date":"2019-11-13T10:56:40","date_gmt":"2019-11-13T07:56:40","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=30165"},"modified":"2019-11-13T10:56:40","modified_gmt":"2019-11-13T07:56:40","slug":"ozel-bankalar-faiz-indiriminde-ataga-basladi","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=30165","title":{"rendered":"\u00d6zel bankalar faiz indiriminde ata\u011fa ba\u015flad\u0131"},"content":{"rendered":"

\u00d6zel bankalar son haftada kredi faiz indirim ata\u011f\u0131 ba\u015flatt\u0131. Hem ihtiya\u00e7 hem de konut kredisi faiz oranlar\u0131nda en uygun faiz oranlar\u0131 de\u011fi\u015firken \u00f6zel bankalar kamu bankalar\u0131n\u0131n \u00f6n\u00fcne ge\u00e7ti.<\/p>\n

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Merkez Bankas\u0131\u2019n\u0131n ilk olarak temmuz ay\u0131nda ba\u015flatt\u0131\u011f\u0131 politika faiz indirim serisinin hemen ard\u0131ndan kamu bankalar\u0131 konut kredisi faizlerini %0.99\u2019a ihtiya\u00e7 kredisi faiz oranlar\u0131n\u0131 da %1.25\u2019e indirmi\u015fti. Merkez Bankas\u0131\u2019n\u0131n faiz indirimleri takip eden 3 toplant\u0131da da d\u00fc\u015fmeye devam ederken kamu bankalar\u0131n\u0131n konut kredisi faiz oranlar\u0131 sabit kal\u0131p ihtiya\u00e7 kredisi faizleri %1.17\u2019ye kadar gerilerken \u00f6zel bankalar faiz indiriminde daha yava\u015f kalm\u0131\u015ft\u0131.<\/p>\n

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Kas\u0131m ay\u0131n\u0131n ikinci haftas\u0131 itibariyle \u00f6zel bankalar\u0131n sert faiz indirim ataklar\u0131 ba\u015flatt\u0131. Bu hafta ba\u015f\u0131ndan sonra en uygun konut kredisi faiz oran\u0131 %0.95\u2019e kadar geriledi. D\u00fcn ise en d\u00fc\u015f\u00fck kampanyal\u0131 ihtiya\u00e7 kredisi faiz oran\u0131 %1.03\u2019e d\u00fc\u015ft\u00fc.<\/p>\n

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Bankalardan 300.000 TL tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda 10 y\u0131l vade i\u00e7in en d\u00fc\u015f\u00fck ayl\u0131k taksit tutar\u0131 4.200 TL oluyor. S\u00f6z konusu kredinin toplam geri \u00f6demesi ise 504.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n

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KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re 13 Kas\u0131m itibariyle en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 sunan 10 banka \u015fu \u015fekilde;<\/p>\n

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Kuveyt T\u00fcrk Bank Konut Finansman\u0131<\/p>\n

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Kuveyt T\u00fcrk Bankas\u0131 konut finansman\u0131 dahilinde %0.98 tabela kar pay\u0131 oranlar\u0131 sunuyor. Banka kredili Hayat, BES ve 3 adet otomatik fatura talimat\u0131 \u00fcr\u00fcnlerinin kullan\u0131lmas\u0131 durumunda ise kar pay\u0131 oranlar\u0131n\u0131 %0.95\u2019e d\u00fc\u015f\u00fcyor.<\/p>\n

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Ziraat Bankas\u0131 Konut Kredisi<\/p>\n

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Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi dahilinde 15 y\u0131l vadeye kadar 500.000 TL\u2019ye dek krediler\u00a0 i\u00e7in %0.99 faiz oran\u0131 sunuyor. Banka 500.000 TL \u00fczerindeki tutarlarda ise %1.09 faiz oran\u0131 uyguluyor.<\/p>\n

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HalkBank Konut Kredisi<\/p>\n

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HalkBank kampanyal\u0131 hesapl\u0131 evim konut kredisi dahilinde 500.000 TL ve 15 y\u0131la kadar vade i\u00e7in %0.99, 500.000 TL \u00fczeri taleplerde ise %1.19 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

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Vak\u0131fBank Konut Kredisi<\/p>\n

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Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur kampanyas\u0131 i\u00e7in 500.000 TL limit ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 sunarken standart konut kredisi kapsam\u0131nda %1.29 faiz oran\u0131 ile kredi sa\u011fl\u0131yor.<\/p>\n

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\u0130NG Konut Kredisi<\/p>\n

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\u0130NG faiz indirimi sonras\u0131ndan kampanyal\u0131 sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in 10 y\u0131l vadeye kadar\u00a0 %1.04 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

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Yap\u0131 Kredi Bankas\u0131 Konut Kredisi<\/p>\n

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Yap\u0131 Kredi Bankas\u0131 d\u00fcn ger\u00e7ekle\u015ftirdi\u011fi faiz indirimi sonras\u0131nda 10 y\u0131la dek t\u00fcm vadelerde %1.09 faiz oran\u0131 kulland\u0131rmaya ba\u015flad\u0131.<\/p>\n

 <\/p>\n

TEB Konut Kredisi<\/p>\n

 <\/p>\n

TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %1.10\u2019a d\u00fc\u015f\u00fcrd\u00fc. Banka tabela faizleri ise halen %2.58 seviyelerinde.<\/p>\n

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\u0130\u015f Bankas\u0131 Konut Kredisi<\/p>\n

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\u0130\u015f Bankas\u0131 g\u00fcncel olarak kampanyal\u0131 konut kredisi i\u00e7in faiz oranlar\u0131n\u0131 %1.10\u2019a d\u00fc\u015f\u00fcrd\u00fc. Bankan\u0131n tabela konut kredisi faizleri ise %1.75 seviyesinde.<\/p>\n

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T\u00fcrkiye Finans Konut Finansman\u0131<\/p>\n

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T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 10 y\u0131l vadeye dek %1.12 kar pay\u0131 oran\u0131 ile konut finansman\u0131 kulland\u0131r\u0131yor.<\/p>\n

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Garanti BBVA Konut Kredisi<\/p>\n

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Garanti BBVA da d\u00fcn uygulad\u0131\u011f\u0131 faiz indirimi sonras\u0131nda 10 y\u0131la kadar t\u00fcm vadelerde 100.000 TL\u2019 ye kadar olan krediler i\u00e7in %1.17, 200.000 TL\u2019 ye kadar kredilere %1.15, 200.000 TL ile 500.000 TL aras\u0131 kredilere\u00a0 de %1.14 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u00d6zel bankalar son haftada kredi faiz indirim ata\u011f\u0131 ba\u015flatt\u0131. Hem ihtiya\u00e7 hem de konut kredisi faiz oranlar\u0131nda en uygun faiz oranlar\u0131 de\u011fi\u015firken \u00f6zel bankalar kamu bankalar\u0131n\u0131n \u00f6n\u00fcne ge\u00e7ti.   Merkez Bankas\u0131\u2019n\u0131n ilk olarak temmuz ay\u0131nda ba\u015flatt\u0131\u011f\u0131 politika faiz indirim serisinin hemen ard\u0131ndan kamu bankalar\u0131 konut kredisi faizlerini %0.99\u2019a ihtiya\u00e7 kredisi faiz oranlar\u0131n\u0131 da %1.25\u2019e indirmi\u015fti. […]<\/p>\n","protected":false},"author":1,"featured_media":15836,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[62,80,277],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30165"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30165"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30165\/revisions"}],"predecessor-version":[{"id":30166,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30165\/revisions\/30166"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/15836"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30165"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30165"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30165"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}