{"id":30103,"date":"2019-11-07T09:51:11","date_gmt":"2019-11-07T06:51:11","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=30103"},"modified":"2019-11-07T09:51:11","modified_gmt":"2019-11-07T06:51:11","slug":"hangi-bankalar-konut-kredisi-faiz-oranlarinda-indirim-uyguladi","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=30103","title":{"rendered":"Hangi Bankalar Konut Kredisi Faiz Oranlar\u0131nda \u0130ndirim Uygulad\u0131?"},"content":{"rendered":"

Bankalar\u0131n konut kredisi faiz oranlar\u0131 d\u00fc\u015fmeye devam ediyor. Kas\u0131m ay\u0131nda be\u015f banka daha konut kredisi faiz oranlar\u0131nda indirim uygulad\u0131.<\/p>\n

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T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131\u2019n\u0131n (TCMB) para politikas\u0131 faiz oranlar\u0131n\u0131 son \u00fc\u00e7 toplant\u0131da %24\u2019ten %14\u2019e indirmesi ile ba\u015flayan kredi faiz indirimleri h\u0131zla devam ediyor. Kas\u0131m ba\u015f\u0131ndan itibaren be\u015f banka daha konut kredisi faiz oranlar\u0131nda indirim uygulad\u0131.<\/p>\n

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Kas\u0131m ba\u015f\u0131ndan itibaren d\u00f6rt i\u015f g\u00fcn\u00fc i\u00e7inde Vak\u0131fBank, \u0130NG, Garanti BBVA, HSBC ve kampanyal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in ICBC konut kredisi faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc. \u00d6zel bankalar\u0131n da faiz indirimlerine h\u0131z vermesi ile sekt\u00f6r\u00fcn ilerleyen g\u00fcnlerde daha da hareketlenmesi bekleniyor.<\/p>\n

 <\/p>\n

Bankalar\u0131n g\u00fcncel tabela konut kredisi faiz oranlar\u0131 ortalamas\u0131 %1.43\u2019e geriledi. En uygun konut kredisi faiz oran\u0131 Ziraat Bankas\u0131, Vak\u0131fBank ve HalkBank\u2019\u0131n ortak kampanyalar\u0131 dahilinde sunulan %0.99 olmaya devam ediyor. \u00d6zel bankalarda ise bu seviye en d\u00fc\u015f\u00fck %1.04 olarak kar\u015f\u0131m\u0131za \u00e7\u0131k\u0131yor.<\/p>\n

 <\/p>\n

En uygun konut kredisi faiz oran\u0131 \u00fczerinden 400.000 TL tutarda konut kredisi hesaplama ger\u00e7ekle\u015ftirildi\u011finde kredinin 10 y\u0131l vade i\u00e7in toplam geri \u00f6demesi 685.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor. Kredinin ayl\u0131k taksitleri ise 5.700 oluyor.<\/p>\n

 <\/p>\n

KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re 7 Kas\u0131m itibariyle en uygun konut kredisi faiz oranlar\u0131n\u0131 sunan 10 banka \u015fu \u015fekilde;<\/p>\n

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Ziraat Bankas\u0131<\/p>\n

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Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi dahilinde 15 y\u0131l vadeye kadar 500.000 TL\u2019ye dek krediler\u00a0 i\u00e7in %0.99 faiz oran\u0131 sunuyor. Banka 500.000 TL \u00fczerindeki tutarlarda ise %1.09 faiz oran\u0131 uyguluyor.<\/p>\n

 <\/p>\n

HalkBank<\/p>\n

 <\/p>\n

HalkBank kampanyal\u0131 hesapl\u0131 evim konut kredisi dahilinde 500.000 TL ve 15 y\u0131la kadar vade i\u00e7in %0.99, 500.000 TL \u00fczeri taleplerde ise %1.19 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

 <\/p>\n

Vak\u0131fBank<\/p>\n

 <\/p>\n

Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur konut kredisi i\u00e7in 500.000 TL limit ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 sunarken standart konut kredisi kapsam\u0131nda %1.29 faiz oran\u0131 ile kredi sa\u011fl\u0131yor.<\/p>\n

 <\/p>\n

\u0130NG<\/p>\n

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\u0130NG faiz indirimi sonras\u0131ndan kampanyal\u0131 sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in 10 y\u0131l vadeye kadar\u00a0 %1.04 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

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Kuveyt T\u00fcrk Bankas\u0131<\/p>\n

\n

Kuveyt T\u00fcrk Bankas\u0131 10 y\u0131l vadeye kadar t\u00fcm vadeler i\u00e7in kar pay\u0131 oranlar\u0131n\u0131 %1.07 olarak uyguluyor. Bankan\u0131n kampanyal\u0131 faiz oranlar\u0131 %1.04\u2019e kadar d\u00fc\u015f\u00fcyor.<\/p>\n

 <\/p>\n

TEB<\/p>\n

 <\/p>\n

TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %1.10\u2019a d\u00fc\u015f\u00fcrd\u00fc. Banka tabela konut kredisi faizleri ise halen %2.58 seviyelerinde.<\/p>\n

 <\/p>\n

\u0130\u015f Bankas\u0131<\/p>\n

 <\/p>\n

\u0130\u015f Bankas\u0131 g\u00fcncel olarak kampanyal\u0131 konut kredisi i\u00e7in faiz oranlar\u0131n\u0131 %1.10\u2019a d\u00fc\u015f\u00fcrd\u00fc. Bankan\u0131n tabela konut kredisi faizleri ise %1.75 seviyesinde.<\/p>\n

 <\/p>\n

T\u00fcrkiye Finans Bankas\u0131<\/p>\n

 <\/p>\n

T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 10 y\u0131l vadeye dek %1.12 kar pay\u0131 oran\u0131 ile konut finansman\u0131 kulland\u0131r\u0131yor.<\/p>\n

 <\/p>\n

Garanti BBVA<\/p>\n

 <\/p>\n

Garanti BBVA da d\u00fcn uygulad\u0131\u011f\u0131 faiz indirimi sonras\u0131nda\u00a0 10 y\u0131la kadar t\u00fcm vadelerde 100.000 TL\u2019 ye kadar olan krediler i\u00e7in %1.17, 200.000 TL\u2019 ye kadar kredilere %1.15, 200.000 TL ile 500.000 TL aras\u0131 kredilere\u00a0 de %1.14 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

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<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Bankalar\u0131n konut kredisi faiz oranlar\u0131 d\u00fc\u015fmeye devam ediyor. Kas\u0131m ay\u0131nda be\u015f banka daha konut kredisi faiz oranlar\u0131nda indirim uygulad\u0131.   T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131\u2019n\u0131n (TCMB) para politikas\u0131 faiz oranlar\u0131n\u0131 son \u00fc\u00e7 toplant\u0131da %24\u2019ten %14\u2019e indirmesi ile ba\u015flayan kredi faiz indirimleri h\u0131zla devam ediyor. Kas\u0131m ba\u015f\u0131ndan itibaren be\u015f banka daha konut kredisi faiz oranlar\u0131nda indirim uygulad\u0131. […]<\/p>\n","protected":false},"author":1,"featured_media":29249,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[277,11487],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30103"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30103"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30103\/revisions"}],"predecessor-version":[{"id":30104,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30103\/revisions\/30104"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29249"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30103"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30103"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30103"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}