Bankalar\u0131n konut kredisi faiz indirimleri yeniden h\u0131zland\u0131. Peki Kas\u0131m ay\u0131n\u0131n ilk haftas\u0131nda konut kredisi faiz oranlar\u0131 haftaya nas\u0131l ba\u015flad\u0131?<\/p>\n
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Bankalar\u0131n konut kredisi faiz oranlar\u0131 Ekim ay\u0131nda ya\u015fanan k\u0131sa s\u00fcreli dura\u011fan d\u00f6nemin ard\u0131ndan yeniden d\u00fc\u015f\u00fc\u015fe ge\u00e7ti. Merkez Bankas\u0131\u2019n\u0131n 24 Ekim\u2019de para politikas\u0131 faiz oranlar\u0131n\u0131 beklentinin \u00fcst\u00fcnde \u015fekilde 250 baz puan indirmesi ve ABD yapt\u0131r\u0131mlar\u0131n\u0131n kalkmas\u0131 ile baz\u0131 bankalarda y\u00fckseli\u015fe ge\u00e7ip d\u00fc\u015f\u00fc\u015f h\u0131z\u0131 duran konut kredisi faiz oranlar\u0131 yeniden y\u00fckseli\u015f h\u0131z\u0131n\u0131 artt\u0131rd\u0131.<\/p>\n
Faiz oranlar\u0131nda indirime giren banka say\u0131s\u0131 h\u0131zla art\u0131yor. \u0130NG, T\u00fcrkiye Finans Bankas\u0131, Anadolubank, kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in ICBC ve TEB son g\u00fcnde konut kredisi faiz oranlar\u0131n\u0131 indiren bankalar oldu.<\/p>\n
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Ge\u00e7ti\u011fimiz hafta kamu bankalar\u0131ndan ticari kredi ve bireysel kredilerden ihtiya\u00e7 ve ta\u015f\u0131t kredisi faiz oranlar\u0131nda indirimler gelse de konut kredisi faiz oranlar\u0131 i\u00e7in halen indirim haberi gelmedi.<\/p>\n
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G\u00fcncel olarak en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 halen kamu bankalar\u0131ndaki %0.99 seviyesinde seyrediyor. \u00d6zel bankalardaki en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 ise %1.04\u2019e kadar d\u00fc\u015f\u00fcyor.<\/p>\n
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En uygun konut kredisi faiz oran\u0131 \u00fczerinden 300.000 TL tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin 10 y\u0131l vade i\u00e7in toplam geri \u00f6demesi 514.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor. Kredinin ayl\u0131k \u00f6demeleri ise 4.280 TL\u2019 ye denk geliyor.<\/p>\n
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KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 sunan 10 banka \u015fu \u015fekilde;<\/p>\n
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Ziraat Bankas\u0131 Konut Kredisi<\/p>\n
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Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi dahilinde 15 y\u0131l vadeye kadar 500.000 TL dek krediler\u00a0 i\u00e7in %0.99 faiz oran\u0131 sunuyor.<\/p>\n
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HalkBank Konut Kredisi<\/p>\n
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HalkBank kampanyal\u0131 hesapl\u0131 evim konut kredisi dahilinde 500.000 TL ve 15 y\u0131la kadar vade i\u00e7in %0.99, can\u0131m evim konut kredisi \u00fcr\u00fcn\u00fc kapsam\u0131nda ise 15 y\u0131l vadeye i\u00e7in %1.21 faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n
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Vak\u0131fBank Konut Kredisi<\/p>\n
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Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur konut kredisi i\u00e7in 500.000 TL limit ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 sunarken standart konut kredisi kapsam\u0131nda %1.39 faiz oran\u0131 ile kredi sa\u011fl\u0131yor.<\/p>\n
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Kuveyt T\u00fcrk Bankas\u0131 Konut Finansman\u0131<\/p>\n
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Kuveyt T\u00fcrk Bankas\u0131 kar pay\u0131 oranlar\u0131nda uygulad\u0131\u011f\u0131 indiriminin ard\u0131ndan 10 y\u0131l vadeye kadar t\u00fcm vadeler i\u00e7in kar pay\u0131 oranlar\u0131n\u0131 %1.07\u2019e indirdi. Bankan\u0131n kampanyal\u0131 faiz oranlar\u0131 %1.04\u2019e kadar d\u00fc\u015f\u00fcyor.<\/p>\n
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\u0130NG Konut Kredisi<\/p>\n
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\u0130NG faiz indirimi sonras\u0131ndan kampanyal\u0131 sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in 10 y\u0131l vadeye kadar\u00a0 %1.09 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n
TEB Konut Kredisi<\/p>\n
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TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %1.1\u2019e d\u00fc\u015f\u00fcrd\u00fc. Banka tabela konut kredisi faizleri ise halen %2.58 seviyelerinde.<\/p>\n
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T\u00fcrkiye Finans Konut Finansman\u0131<\/p>\n
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T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 10 y\u0131l vadeye dek %1.12 kar pay\u0131 oran\u0131 ile konut finansman\u0131 kulland\u0131r\u0131yor.<\/p>\n
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Yap\u0131 Kredi Bankas\u0131 Konut Kredisi<\/p>\n
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Yap\u0131 Kredi Bankas\u0131 faiz indirimi sonras\u0131nda 10 y\u0131la dek t\u00fcm vadelerde %1.17 faiz oran\u0131 sunuyor.<\/p>\n
Akbank Konut Kredisi<\/p>\n
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Akbank konut kredisi faiz oranlar\u0131n\u0131 10 y\u0131l vadeye kadar %1.17 olarak uyguluyor.<\/p>\n
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\u0130\u015f Bankas\u0131 Konut Kredisi<\/p>\n
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\u0130\u015f Bankas\u0131 g\u00fcncel olarak kampanyal\u0131 konut kredisi i\u00e7in faiz oranlar\u0131n\u0131 %1.17\u2019ye d\u00fc\u015f\u00fcrd\u00fc. Bankan\u0131n tabela konut kredisi faizleri ise %1.75 seviyesinder.<\/p>\n","protected":false},"excerpt":{"rendered":"
Bankalar\u0131n konut kredisi faiz indirimleri yeniden h\u0131zland\u0131. Peki Kas\u0131m ay\u0131n\u0131n ilk haftas\u0131nda konut kredisi faiz oranlar\u0131 haftaya nas\u0131l ba\u015flad\u0131? Bankalar\u0131n konut kredisi faiz oranlar\u0131 Ekim ay\u0131nda ya\u015fanan k\u0131sa s\u00fcreli dura\u011fan d\u00f6nemin ard\u0131ndan yeniden d\u00fc\u015f\u00fc\u015fe ge\u00e7ti. Merkez Bankas\u0131\u2019n\u0131n 24 Ekim\u2019de para politikas\u0131 faiz oranlar\u0131n\u0131 beklentinin \u00fcst\u00fcnde \u015fekilde 250 baz puan indirmesi ve ABD yapt\u0131r\u0131mlar\u0131n\u0131n kalkmas\u0131 […]<\/p>\n","protected":false},"author":1,"featured_media":29043,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[3188,951,277,953],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30053"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30053"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30053\/revisions"}],"predecessor-version":[{"id":30054,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30053\/revisions\/30054"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29043"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30053"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30053"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30053"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}