Merkez Bankas\u0131\u2019n\u0131n Ekim ay\u0131 politika faizinde 250 baz puan indirim yapmas\u0131 ile bankalar\u0131n konut kredisi faiz indirimleri yeniden h\u0131zland\u0131. Ekim sonunda konut kredisi faizlerinde son durum ne oldu?<\/p>\n
\u00a0<\/em><\/p>\n Bar\u0131\u015f P\u0131nar\u0131 Operasyonun ba\u015flamas\u0131 ile artan dolar kuru ve ABD\u2019nin yapt\u0131r\u0131mlar\u0131 ile T\u00fcrk Liras\u0131nda k\u0131smi de\u011fer kayb\u0131 ya\u015fanm\u0131\u015ft\u0131. S\u00f6z kosu d\u00f6nemde kurdaki y\u00fckseli\u015f ve riskler kar\u015f\u0131s\u0131nda bankalar\u0131n konut kredisi faiz oranlar\u0131ndaki yakla\u015f\u0131k 4 ayd\u0131r devam eden seri d\u00fc\u015f\u00fc\u015f hareketi yava\u015flad\u0131. Hatta baz\u0131 bankalarda kredi faiz oranlar\u0131 y\u00fckseli\u015f y\u00f6n\u00fcnde hareket izledi.<\/p>\n \u00a0<\/em><\/p>\n Merkez Bankas\u0131\u2019n\u0131n ge\u00e7ti\u011fimiz hafta Ekim ay\u0131 politika faiz oranlar\u0131nda beklentinin \u00fcst\u00fcnde \u015fekilde 250 baz puanl\u0131k indirim yaparak faiz oranlar\u0131n\u0131 %14\u2019e \u00e7ekmesi sonras\u0131nda bankalar\u0131n kredi faiz indirimleri yeniden h\u0131zland\u0131. Haftan\u0131n son i\u015flem g\u00fcn\u00fcnde d\u00f6rt banka konut kredisi faiz indirimi ger\u00e7ekle\u015ftirdi. \u0130ndirimlerin bu hafta daha da h\u0131zlanmas\u0131 bekleniyor.<\/p>\n \u00a0<\/em><\/p>\n Bankalar\u0131n tabela konut kredisi faiz oranlar\u0131 ortalamas\u0131 %1.46\u2019ya gerilerken en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 kamu bankalar\u0131n\u0131n kampanyal\u0131 faiz oran\u0131 olan %0.99 seviyesinde kalmaya devam ediyor. \u00d6zel bankalardaki en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 ise %1.07\u2019ye kadar geriledi.<\/p>\n \u00a0<\/em><\/p>\n 28 Ekim itibariyle en uygun konut kredisi faiz oran\u0131 \u00fczerinden 100.000 TL tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin 5 y\u0131l vade i\u00e7in masraflar hari\u00e7 toplam geri \u00f6demesi 133.100 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor. Ayl\u0131k taksit tutarlar\u0131 ise yakla\u015f\u0131k 2.200 TL oluyor.<\/p>\n \u00a0<\/em><\/p>\n KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re Ekim ay\u0131n\u0131n son haftas\u0131nda t\u00fcm bankalar\u0131n g\u00fcncel konut kredisi faiz oranlar\u0131 \u015fu \u015fekilde;<\/p>\n \u00a0<\/em><\/p>\n Ziraat Bankas\u0131 Konut Kredisi<\/p>\n \u00a0<\/em><\/p>\n Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi dahilinde 15 y\u0131l vadeye kadar 500.000 TL dek krediler\u00a0 i\u00e7in %0.99 faiz oran\u0131 sunuyor.<\/p>\n \u00a0<\/em><\/p>\n HalkBank Konut Kredisi<\/p>\n \u00a0<\/em><\/p>\n HalkBank kampanyal\u0131 hesapl\u0131 evim konut kredisi dahilinde 500.000 TL ve 15 y\u0131la kadar vade i\u00e7in %0.99, can\u0131m evim konut kredisi \u00fcr\u00fcn\u00fc kapsam\u0131nda ise 15 y\u0131l vadeye i\u00e7in %1.21 faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n \u00a0<\/em><\/p>\n Vak\u0131fBank Konut Kredisi<\/p>\n \u00a0<\/em><\/p>\n Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur konut kredisi i\u00e7in 500.000 TL limit ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 sunarken standart konut kredisi kapsam\u0131nda %1.39 faiz oran\u0131 ile kredi sa\u011fl\u0131yor.<\/p>\n \u00a0<\/em><\/p>\n Kuveyt T\u00fcrk Bankas\u0131 Konut Finansman\u0131<\/p>\n \n Kuveyt T\u00fcrk Bankas\u0131 kar pay\u0131 oranlar\u0131nda uygulad\u0131\u011f\u0131 indiriminin ard\u0131ndan 10 y\u0131l vadeye kadar t\u00fcm vadeler i\u00e7in kar pay\u0131 oranlar\u0131n\u0131 %1.07\u2019e indirdi.<\/p>\n \u00a0<\/em><\/p>\n \u0130NG Konut Kredisi<\/p>\n \u00a0<\/em><\/p>\n \u0130NG faiz indirimi sonras\u0131ndan kampanyal\u0131 sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in 10 y\u0131l vadeye kadar\u00a0 %1.09 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n \u00a0<\/em><\/p>\n TEB Konut Kredisi<\/p>\n \u00a0<\/em><\/p>\n TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %1.1\u2019e d\u00fc\u015f\u00fcrd\u00fc. Banka tabela konut kredisi faizleri ise halen %2.58 seviyelerinde.<\/p>\n \u00a0<\/em><\/p>\n T\u00fcrkiye Finans Konut Finansman\u0131<\/p>\n \u00a0<\/em><\/p>\n T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 10 y\u0131l vadeye dek %1.12 kar pay\u0131 oran\u0131 ile konut finansman\u0131 kulland\u0131r\u0131yor.<\/p>\n \u00a0<\/em><\/p>\n Yap\u0131 Kredi Bankas\u0131 Konut Kredisi<\/p>\n \u00a0<\/em><\/p>\n Yap\u0131 Kredi Bankas\u0131 faiz indirimi sonras\u0131nda 10 y\u0131la dek t\u00fcm vadelerde %1.17 faiz oran\u0131 sunuyor.<\/p>\n \u00a0<\/em><\/p>\n Akbank Konut Kredisi<\/p>\n \u00a0<\/em><\/p>\n Akbank konut kredisi faiz oranlar\u0131n\u0131 10 y\u0131l vadeye kadar %1.17 olarak uyguluyor.<\/p>\n \u00a0<\/em><\/p>\n \u0130\u015f Bankas\u0131 Konut Kredisi<\/p>\n \u00a0<\/em><\/p>\n \u0130\u015f Bankas\u0131 g\u00fcncel olarak kampanyal\u0131 konut kredisi i\u00e7in faiz oranlar\u0131n\u0131 %1.17\u2019ye d\u00fc\u015f\u00fcrd\u00fc. Bankan\u0131n tabela konut kredisi faizleri ise %1.75 seviyesinde.<\/p>\n \u00a0<\/em><\/p>\n ICBC Konut Kredisi<\/p>\n \u00a0<\/em><\/p>\n ICBC Bank kampanyal\u0131 konut kredisi i\u00e7in %1.19, tabela faizleri kapsam\u0131nda ise %2 faiz oran\u0131 sunuyor.<\/p>\n \u00a0<\/em><\/p>\n Garanti BBVA Konut Kredisi<\/p>\n \u00a0<\/em><\/p>\n Garanti BBVA ise 5 y\u0131l vadeye kadar %1.22, 10 y\u0131l vadeye kadar %1.2 faiz oran\u0131 ile konut kredisi kulland\u0131r\u0131yor.<\/p>\n \u00a0<\/em><\/p>\n QNB Finansbank Konut Kredisi<\/p>\n \u00a0<\/em><\/p>\n QNB Finansbank faiz indirimi sonras\u0131nda 10 y\u0131l vadeye dek %1.28 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n \u00a0<\/em><\/p>\n DenizBank Konut Kredisi<\/p>\n \u00a0<\/em><\/p>\n DenizBank kampanyal\u0131 konut kredisi i\u00e7in %1.37 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor. Banka tabela konut kredisi faizleri kapsam\u0131nda ise %1.79 faiz oran\u0131 sunuyor.<\/p>\n \u00a0<\/em><\/p>\n \u015eekerbank Konut Kredisi<\/p>\n \u00a0<\/em><\/p>\n \u015eekerbank\u00a0 5 y\u0131l vadeye kadar %1.49, 7 y\u0131l vadeye kadar %1.54 ve 10 y\u0131l vadeye kadar %1.64 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n \u00a0<\/em><\/p>\n HSBC Konut Kredisi<\/p>\n \u00a0<\/em><\/p>\n HSBC Bank 10 y\u0131l vadeye kadar %1.79 faizli konut kredisi kulland\u0131r\u0131yor.<\/p>\n \u00a0<\/em><\/p>\n Anadolubank Konut Kredisi<\/p>\n \u00a0<\/em><\/p>\n Anadolubank konut kredisi faiz oranlar\u0131 dahilinde 5 y\u0131l vadeye kadar %1.79, 10 y\u0131l vadeye kadar %1.85 faiz oran\u0131 sunuyor.<\/p>\n","protected":false},"excerpt":{"rendered":" Merkez Bankas\u0131\u2019n\u0131n Ekim ay\u0131 politika faizinde 250 baz puan indirim yapmas\u0131 ile bankalar\u0131n konut kredisi faiz indirimleri yeniden h\u0131zland\u0131. Ekim sonunda konut kredisi faizlerinde son durum ne oldu? \u00a0 Bar\u0131\u015f P\u0131nar\u0131 Operasyonun ba\u015flamas\u0131 ile artan dolar kuru ve ABD\u2019nin yapt\u0131r\u0131mlar\u0131 ile T\u00fcrk Liras\u0131nda k\u0131smi de\u011fer kayb\u0131 ya\u015fanm\u0131\u015ft\u0131. S\u00f6z kosu d\u00f6nemde kurdaki y\u00fckseli\u015f ve riskler kar\u015f\u0131s\u0131nda […]<\/p>\n","protected":false},"author":1,"featured_media":29043,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[277],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29975"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29975"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29975\/revisions"}],"predecessor-version":[{"id":29976,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29975\/revisions\/29976"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29043"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29975"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29975"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29975"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}