Bankalar\u0131n konut kredisi faiz oranlar\u0131 yakla\u015f\u0131k \u00fc\u00e7 ayd\u0131r d\u00fc\u015fmeye devam ediyor. Peki en uygun konut kredisi f\u0131rsatlar\u0131n\u0131 hangi bankalar kulland\u0131r\u0131yor?<\/p>\n
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Bankalar\u0131n konut kredisi faiz oranlar\u0131ndaki d\u00fc\u015f\u00fc\u015f \u00fc\u00e7\u00fcnc\u00fc ay\u0131na girerken faiz indirimlerindeki h\u0131z k\u0131smen yava\u015flad\u0131. Ekim ay\u0131 i\u00e7inde ihtiya\u00e7 kredisinde de ta\u015f\u0131t kredisinde de en d\u00fc\u015f\u00fck faiz oran\u0131 seviyesi g\u00fcncellenirken konut kredisindeki indirimlerin say\u0131s\u0131 azald\u0131. Son bir haftada konut kredisi faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcren sadece iki banka oldu. Merkez Bankas\u0131\u2019n\u0131n faiz indirimleri sonras\u0131nda sert \u015fekilde d\u00fc\u015f\u00fc\u015f g\u00f6steren konut kredisi faiz oranlar\u0131 A\u011fustos ba\u015f\u0131ndan beri faiz indirimlerinde en durgun d\u00f6neme girdi.<\/p>\n
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Uzmanlar\u0131n faiz indirimlerinin k\u0131smi olarak yava\u015flamas\u0131nda Bar\u0131\u015f P\u0131nar\u0131 Harekat\u0131\u2019n\u0131n olu\u015fturdu\u011fu politik riskler ve dolar kurundaki hafif y\u00f6nl\u00fc y\u00fckseli\u015fin k\u0131sa s\u00fcreli oldu\u011funu bildiriyor.<\/p>\n
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Ayr\u0131ca piyasalarda enflasyonda ya\u015fanan d\u00fc\u015f\u00fc\u015f\u00fcn TCMB\u2019nin elini g\u00fc\u00e7lendirdi\u011fi ve 24 Ekim\u2019de ger\u00e7ekle\u015fecek Para Politikas\u0131 Kurulu toplant\u0131s\u0131nda Merkez Bankas\u0131\u2019n\u0131n faiz indiriminde devam edece\u011fi beklentisi hakim. S\u00f6z konusu beklentinin ger\u00e7ekle\u015fmesi halinde bankalar\u0131n kredi faiz indirimlerinin de yeniden h\u0131zlanmas\u0131 \u00f6ng\u00f6r\u00fcl\u00fcyor.<\/p>\n
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15 Ekim itibariyle en uygun kampanyal\u0131 konut kredisi faiz oran\u0131 kamu bankalar\u0131nda %0.99 seviyesinde. \u00d6zel bankalardaki en d\u00fc\u015f\u00fck faiz oran\u0131 da %1.11 olarak kar\u015f\u0131m\u0131za \u00e7\u0131k\u0131yor.<\/p>\n
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En d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 \u00fczerinden 300.000 TL tutarl\u0131 konut kredisi hesaplama yap\u0131l\u0131\u011f\u0131nda kredinin 10 y\u0131l vadede ayl\u0131k taksitleri yakla\u015f\u0131k 4.300 TL oluyor. Kredinin toplam geri \u00f6demesi ise 514.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n
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KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re g\u00fcncel olarak en uygun konut kredisi kulland\u0131ran 10 banka \u015fu \u015fekilde;<\/p>\n
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Ziraat Bankas\u0131 Konut Kredisi Faizleri<\/p>\n
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Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi dahilinde 15 y\u0131l vadeye kadar 500.000 TL dek krediler\u00a0 i\u00e7in %0.99 faiz oran\u0131 sunuyor.<\/p>\n
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HalkBank Konut Kredisi Faiz Oran\u0131<\/p>\n
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HalkBank kampanyal\u0131 hesapl\u0131 evim konut kredisi dahilinde 500.000 TL ve 15 y\u0131la kadar vade i\u00e7in %0.99, can\u0131m evim konut kredisi \u00fcr\u00fcn\u00fc kapsam\u0131nda ise 15 y\u0131l vadeye i\u00e7in %1.21 faiz oran\u0131 sunuyor.<\/p>\n
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Vak\u0131fBank Konut Kredisi<\/p>\n
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Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur konut kredisi i\u00e7in 500.000 TL limit ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 sunarken standart konut kredisi kapsam\u0131nda %1.39 faiz oran\u0131 ile kredi sa\u011fl\u0131yor.<\/p>\n
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Kuveyt T\u00fcrk Bankas\u0131 Konut Finansman\u0131<\/p>\n
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Kuveyt T\u00fcrk Bankas\u0131 kar pay\u0131 oranlar\u0131nda uygulad\u0131\u011f\u0131 indiriminin ard\u0131ndan 10 y\u0131l vadeye kadar t\u00fcm vadeler i\u00e7in kar pay\u0131 oranlar\u0131n\u0131 %1.11\u2019e indirdi.<\/p>\n
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TEB Konut Kredisi Oranlar\u0131<\/p>\n
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TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %1.15\u2019e d\u00fc\u015f\u00fcrd\u00fc. Banka tabela konut kredisi faizleri ise halen %2.58 seviyelerinde.<\/p>\n
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Yap\u0131 Kredi Bankas\u0131 Konut Kredisi<\/p>\n
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Yap\u0131 Kredi Bankas\u0131 faiz indirimi sonras\u0131nda 10 y\u0131la dek t\u00fcm vadelerde %1.17 faiz oran\u0131 sunuyor.<\/p>\n
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Akbank Konut Kredisi Faiz Oran\u0131<\/p>\n
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Akbank konut kredisi faiz oranlar\u0131n\u0131\u00a0 10 y\u0131l vadeye kadar %1.17\u2019e kadar d\u00fc\u015f\u00fcrd\u00fc.<\/p>\n
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\u0130\u015f Bankas\u0131 Konut Kredisi<\/p>\n
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\u0130\u015f Bankas\u0131 g\u00fcncel olarak kampanyal\u0131 konut kredisi i\u00e7in faiz oranlar\u0131n\u0131 %1.17\u2019ye d\u00fc\u015f\u00fcrd\u00fc. Bankan\u0131n tabela konut kredisi faizleri ise %1.75 seviyesinde.<\/p>\n
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\u0130NG Konut Kredisi Faizleri<\/p>\n
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\u0130NG faiz indirimi sonras\u0131ndan kampanyal\u0131 sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in 2 y\u0131l vadeye kadar %1.39, 3 ile 10 y\u0131l vade aras\u0131nda ise %1.19 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n
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Garanti BBVA Konut Kredisi Faiz Oranlar\u0131<\/p>\n
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Garanti BBVA ise 5 y\u0131l vadeye kadar %1.22, 10 y\u0131l vadeye kadar %1.2 faiz oran\u0131 ile konut kredisi kulland\u0131r\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Bankalar\u0131n konut kredisi faiz oranlar\u0131 yakla\u015f\u0131k \u00fc\u00e7 ayd\u0131r d\u00fc\u015fmeye devam ediyor. Peki en uygun konut kredisi f\u0131rsatlar\u0131n\u0131 hangi bankalar kulland\u0131r\u0131yor? Bankalar\u0131n konut kredisi faiz oranlar\u0131ndaki d\u00fc\u015f\u00fc\u015f \u00fc\u00e7\u00fcnc\u00fc ay\u0131na girerken faiz indirimlerindeki h\u0131z k\u0131smen yava\u015flad\u0131. Ekim ay\u0131 i\u00e7inde ihtiya\u00e7 kredisinde de ta\u015f\u0131t kredisinde de en d\u00fc\u015f\u00fck faiz oran\u0131 seviyesi g\u00fcncellenirken konut kredisindeki indirimlerin say\u0131s\u0131 azald\u0131. Son […]<\/p>\n","protected":false},"author":1,"featured_media":29513,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951,277,3930],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29697"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29697"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29697\/revisions"}],"predecessor-version":[{"id":29698,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29697\/revisions\/29698"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29513"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29697"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29697"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29697"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}