{"id":29657,"date":"2019-10-14T10:22:31","date_gmt":"2019-10-14T07:22:31","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=29657"},"modified":"2019-10-14T10:22:31","modified_gmt":"2019-10-14T07:22:31","slug":"ekim-ayi-ortasinda-konut-kredisi-faiz-oranlari-ne-durumda","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=29657","title":{"rendered":"Ekim Ay\u0131 Ortas\u0131nda Konut Kredisi Faiz Oranlar\u0131 Ne Durumda?"},"content":{"rendered":"
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Bankalar\u0131n konut kredisi faiz oranlar\u0131nda ya\u015fanan d\u00fc\u015f\u00fc\u015f ivmesi kurdaki hareketlilikler ve politik riskler kar\u015f\u0131s\u0131nda biraz yava\u015flad\u0131. Ekim ay\u0131 ortas\u0131nda konut kredisi faiz oranlar\u0131ndaki son durum nedir?<\/p>\n

A\u011fustos ay\u0131 itibariyle Merkez Bankas\u0131\u2019n\u0131n politika faiz indirimleri sonras\u0131nda h\u0131zlanan konut kredisi<\/a><\/strong> faiz oranlar\u0131ndaki d\u00fc\u015f\u00fc\u015f Ekim ay\u0131 ba\u015f\u0131ndan itibaren k\u0131smen biraz yava\u015flad\u0131. Ge\u00e7ti\u011fimiz hafta sadece iki banka konut kredisi faiz oranlar\u0131nda indirim yaparken hafta ba\u015f\u0131nda halen bir indirim haberi gelmedi. Faizlerdeki d\u00fc\u015f\u00fc\u015f\u00fcn yava\u015flamas\u0131nda T\u00fcrkiye\u2019nin Suriye’nin kuzeyine ba\u015flatt\u0131\u011f\u0131 Bar\u0131\u015f P\u0131nar\u0131 Hareketi sonucu olu\u015fan politik riskler, ABD\u2019den gelen yapt\u0131r\u0131m s\u00f6ylemleri ve dolar kurundaki dalgalanmalar etkili oldu.<\/p>\n

Dolar kuru ge\u00e7ti\u011fimiz hafta ba\u015f\u0131ndan itibaren 5.88-5.89 band\u0131nda seyrederken hafta ba\u015f\u0131nda 5.90\u2019a ula\u015ft\u0131. Euro ise 6.51 d\u00fczeyinde, Borsa \u0130stanbul ise ge\u00e7ti\u011fimiz hafta hafif dengelenme g\u00f6sterdikten sonra bu hafta ba\u015f\u0131nda tekrar 100.000\u2019in alt\u0131na geriledi.<\/p>\n

Bankalar\u0131n tabela konut kredisi faiz ortalamas\u0131 Ekim ortas\u0131nda %1.47 seviyesinde. En uygun konut kredisi faizi kamu bankalar\u0131ndaki kampanyal\u0131 %0.99 oran\u0131 olmaya devam ediyor. \u00d6zel bankalarda ise s\u00f6z konusu seviye %1.11 olarak kar\u015f\u0131m\u0131za \u00e7\u0131k\u0131yor.<\/p>\n

14 Ekim hafta ba\u015f\u0131nda en uygun konut kredisi faiz oran\u0131 \u00fczerinden 175.000 TL tutarda 10 y\u0131l vadeli konut kredisi hesaplama<\/a><\/strong> ger\u00e7ekle\u015ftirildi\u011finde kredinin ayl\u0131k taksit tutarlar\u0131 2.500 TL oluyor. Kredinin masraflar hari\u00e7 \u015fekilde toplam geri \u00f6deme miktar\u0131 ise yakla\u015f\u0131k 300.000 TL oluyor.<\/p>\n

KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re Ekim ay\u0131n\u0131n ortas\u0131nda t\u00fcm bankalar\u0131n konut kredisi \u00fcr\u00fcnlerine uygulad\u0131klar\u0131 faiz oranlar\u0131 \u015fu \u015fekilde;<\/p>\n

Ziraat Bankas\u0131<\/h2>\n

Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi dahilinde 15 y\u0131l vadeye kadar 500.000 TL dek krediler\u00a0 i\u00e7in %0.99 faiz oran\u0131 sunuyor.<\/p>\n

Vak\u0131fBank<\/h2>\n

Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur konut kredisi i\u00e7in 500.000 TL limit ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 sunarken standart konut kredisi kapsam\u0131nda %1.39 faiz oran\u0131 ile kredi sa\u011fl\u0131yor.<\/p>\n

HalkBank<\/h2>\n

HalkBank kampanyal\u0131 hesapl\u0131 evim konut kredisi dahilinde 500.000 TL ve 15 y\u0131la kadar vade i\u00e7in %0.99, can\u0131m evim konut kredisi \u00fcr\u00fcn\u00fc kapsam\u0131nda ise 15 y\u0131l vadeye i\u00e7in %1.21 faiz oran\u0131 sunuyor.<\/p>\n

Kuveyt T\u00fcrk Bankas\u0131<\/h2>\n

Kuveyt T\u00fcrk Bankas\u0131 kar pay\u0131 oranlar\u0131nda uygulad\u0131\u011f\u0131 indiriminin ard\u0131ndan 10 y\u0131l vadeye kadar t\u00fcm vadeler i\u00e7in kar pay\u0131 oranlar\u0131n\u0131 %1.11\u2019e indirdi.<\/p>\n

TEB Bankas\u0131<\/h2>\n

TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %1.15\u2019e d\u00fc\u015f\u00fcrd\u00fc. Banka tabela konut kredisi faizleri ise halen %2.58 seviyelerinde.<\/p>\n

Yap\u0131 Kredi Bankas\u0131<\/h2>\n

Yap\u0131 Kredi Bankas\u0131 faiz indirimi sonras\u0131nda 10 y\u0131la dek t\u00fcm vadelerde %1.17 faiz oran\u0131 sunuyor.<\/p>\n<\/div>\n

Akbank<\/strong><\/p>\n

Akbank konut kredisi faiz oranlar\u0131n\u0131\u00a0 10 y\u0131l vadeye kadar %1.17\u2019e kadar d\u00fc\u015f\u00fcrd\u00fc.<\/p>\n

\u0130\u015f Bankas\u0131<\/h2>\n

\u0130\u015f Bankas\u0131 g\u00fcncel olarak kampanyal\u0131 konut kredisi i\u00e7in faiz oranlar\u0131n\u0131 %1.17\u2019ye d\u00fc\u015f\u00fcrd\u00fc. Bankan\u0131n tabela konut kredisi faizleri ise %1.75 seviyesinde.<\/p>\n

\u0130NG<\/h2>\n

\u0130NG faiz indirimi sonras\u0131ndan kampanyal\u0131 sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in 2 y\u0131l vadeye kadar %1.39, 3 ile 10 y\u0131l vade aras\u0131nda ise %1.19 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

T\u00fcrkiye Finans<\/h2>\n

T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 10 y\u0131l vadeye dek %1.2 kar pay\u0131 oran\u0131 ile konut finansman\u0131 kulland\u0131r\u0131yor.<\/p>\n

Garanti BBVA<\/h2>\n

Garanti BBVA ise 5 y\u0131l vadeye kadar %1.22, 10 y\u0131l vadeye kadar %1.2 faiz oran\u0131 ile konut kredisi kulland\u0131r\u0131yor.<\/p>\n

ICBC<\/h2>\n

ICBC Bank kampanyal\u0131 konut kredisi i\u00e7in %1.29, tabela faizleri kapsam\u0131nda ise %2 faiz oran\u0131 sunuyor.<\/p>\n

QNB Finansbank<\/h2>\n

QNB Finansbank faiz indirimi sonras\u0131nda 10 y\u0131l vadeye dek %1.28 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

DenizBank<\/h2>\n

DenizBank kampanyal\u0131 konut kredisi i\u00e7in %1.37 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor. Banka tabela konut kredisi faizleri kapsam\u0131nda ise %1.79 faiz oran\u0131 sunuyor.<\/p>\n

\u015eekerbank<\/h2>\n

\u015eekerbank indirim sonras\u0131nda\u00a0 5 y\u0131l vadeye kadar %1.49, 7 y\u0131l vadeye kadar %1.54 ve 10 y\u0131l vadeye kadar %1.64 faiz oran\u0131 uygulamaya ba\u015flad\u0131.<\/p>\n

HSBC<\/h2>\n

HSBC Bank 10 y\u0131l vadeye kadar %1.79 faizli konut kredisi kulland\u0131r\u0131yor.<\/p>\n

Anadolubank<\/h2>\n

Anadolubank konut kredisi faiz oranlar\u0131 dahilinde 5 y\u0131l vadeye kadar %1.79, 10 y\u0131l vadeye kadar %1.85 faiz oran\u0131 sunuyo<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Bankalar\u0131n konut kredisi faiz oranlar\u0131nda ya\u015fanan d\u00fc\u015f\u00fc\u015f ivmesi kurdaki hareketlilikler ve politik riskler kar\u015f\u0131s\u0131nda biraz yava\u015flad\u0131. Ekim ay\u0131 ortas\u0131nda konut kredisi faiz oranlar\u0131ndaki son durum nedir? A\u011fustos ay\u0131 itibariyle Merkez Bankas\u0131\u2019n\u0131n politika faiz indirimleri sonras\u0131nda h\u0131zlanan konut kredisi faiz oranlar\u0131ndaki d\u00fc\u015f\u00fc\u015f Ekim ay\u0131 ba\u015f\u0131ndan itibaren k\u0131smen biraz yava\u015flad\u0131. Ge\u00e7ti\u011fimiz hafta sadece iki banka konut kredisi […]<\/p>\n","protected":false},"author":1,"featured_media":27327,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[13828,13060,13444],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29657"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29657"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29657\/revisions"}],"predecessor-version":[{"id":29658,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29657\/revisions\/29658"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/27327"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29657"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29657"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29657"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}