Jeopolitik endi\u015feler ve ABD Ba\u015fkan\u0131 Trump\u2019\u0131n ifadeleri ile sert y\u00fckseli\u015fe ge\u00e7en dolar kuru konut kredisi faiz oranlar\u0131n\u0131 etkiler mi?<\/p>\n
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T\u00fcrkiye’nin Suriye’de ger\u00e7ekle\u015ftirece\u011fi operasyonun b\u00f6lgede jeopolitik endi\u015feleri tetiklemesi ve ABD Ba\u015fkan\u0131 Donald Trump’\u0131n T\u00fcrkiye’yi ekonomisini yok etmekle tehdit etmesinin ard\u0131ndan be\u015f haftan\u0131n en y\u00fcksek seviyesine gelen dolar\/TL, \u00f6\u011fleden sonra Trump’\u0131n iki \u00fclke ili\u015fkilerini savunan a\u00e7\u0131klamalar\u0131 ile geriledi.<\/p>\n
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Geli\u015fmeler sonras\u0131nda d\u00fcn dolar kuru 5.85\u2019e dayan\u0131rken borsa yakla\u015f\u0131k %2 kayba u\u011frad\u0131. Trump\u2019\u0131n ak\u015fam saatlerinde gelen ikinci a\u00e7\u0131klamas\u0131 sonras\u0131nda ise dolar kuru 5,80’in alt\u0131na geriledi. Borsa \u0130stanbul bug\u00fcnk\u00fc kay\u0131plar\u0131n\u0131 telafi ederken; 101.200 puan seviyelerinden 102. 200 puan seviyelerine y\u00fckseldi. Dolar kuru bug\u00fcn sabah itibariyle 5.85 seviyesinde seyrediyor.<\/p>\n
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Dolar kurunda ya\u015fanan sert y\u00fckseli\u015f kredi kullanmak isteyen vatanda\u015flar\u0131 korkuttu. Ge\u00e7en sene ya\u015fanan kur krizinin ard\u0131ndan bir ka\u00e7 g\u00fcn i\u00e7inde bankalar\u0131n kredi faiz oranlar\u0131 rekor seviyede y\u00fckselmi\u015fti. Konut kredisi faiz oranlar\u0131 ortalamas\u0131 %2.68\u2019e kadar \u00e7\u0131karken bir\u00e7ok bankan\u0131n tabela konut kredileri %3 ve \u00fczerine ula\u015fm\u0131\u015ft\u0131.<\/p>\n
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Uzmanlar\u0131n g\u00f6r\u00fc\u015flerine g\u00f6re jeopolitik geli\u015fmelere olduk\u00e7a duyarl\u0131 olan dolar\/TL’de haber ak\u0131\u015f\u0131na ba\u011fl\u0131 olarak dalgalanmalar\u0131n s\u00fcrmesi bekleniyor. Kurda beklenmeyen y\u00f6nde \u00e7\u0131k\u0131\u015flar\u0131n ya\u015fanmas\u0131 durumunda Merkez Bankas\u0131\u2019n\u0131n Ekim ay\u0131 politika faizlerinde yeniden tedbir ama\u00e7l\u0131 art\u0131\u015fa gidebilece\u011fi \u00f6ng\u00f6r\u00fcl\u00fcyor. S\u00f6z konusu olumsuzluklar\u0131n ya\u015fanmas\u0131 durumunda 15 ay\u0131n ard\u0131ndan en d\u00fc\u015f\u00fck seviyeye inen konut kredisi faiz oranlar\u0131n\u0131n yeniden art\u0131\u015f ivmesine d\u00f6nmesi m\u00fcmk\u00fcn.<\/p>\n
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Bankalar\u0131n g\u00fcncel olarak konut kredisi faiz oranlar\u0131 ortalamas\u0131 %1.49 seviyesinde. En uygun konut kredisi faiz oran\u0131 kamu bankalar\u0131n\u0131n kampanyas\u0131 dahilinde uygulanan\u00a0 %0.99 d\u00fczeyinde. \u00d6zel bankalarda ise en d\u00fc\u015f\u00fck konut kredisi %1.11\u2019e kadar geriledi.<\/p>\n
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Eyl\u00fcl ay\u0131nda 26 ay\u0131n ard\u0131ndan tek haneye d\u00fc\u015fen enflasyon oran\u0131 sonras\u0131nda g\u00fcncel olarak enflasyon endeksli konut kredisi faiz oranlar\u0131 da %0.96\u2019 ya geriledi.<\/p>\n
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KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re en uygun konut kredisi \u00fczerinden 200.000 TL tutar konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin 10 y\u0131l vadede ayl\u0131k taksitleri 2.850, 15 y\u0131l vadede ise 2.385 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor. Kredinin 10 y\u0131l vade i\u00e7in toplam geri \u00f6demesi 342.000 TL, 15 y\u0131l vade i\u00e7in de 430.00 TL\u2019 ye denk geliyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Jeopolitik endi\u015feler ve ABD Ba\u015fkan\u0131 Trump\u2019\u0131n ifadeleri ile sert y\u00fckseli\u015fe ge\u00e7en dolar kuru konut kredisi faiz oranlar\u0131n\u0131 etkiler mi? T\u00fcrkiye’nin Suriye’de ger\u00e7ekle\u015ftirece\u011fi operasyonun b\u00f6lgede jeopolitik endi\u015feleri tetiklemesi ve ABD Ba\u015fkan\u0131 Donald Trump’\u0131n T\u00fcrkiye’yi ekonomisini yok etmekle tehdit etmesinin ard\u0131ndan be\u015f haftan\u0131n en y\u00fcksek seviyesine gelen dolar\/TL, \u00f6\u011fleden sonra Trump’\u0131n iki \u00fclke ili\u015fkilerini savunan a\u00e7\u0131klamalar\u0131 […]<\/p>\n","protected":false},"author":1,"featured_media":29249,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[5179,5072,277,13783],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29539"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29539"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29539\/revisions"}],"predecessor-version":[{"id":29540,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29539\/revisions\/29540"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29249"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29539"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29539"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29539"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}