Bankalar\u0131n kredi faiz oranlar\u0131 h\u0131zla d\u00fc\u015fmeye devam ederken, konut kredisi faizleri ve kampanyalar\u0131 da artmaya devam ediyor. Konutta f\u0131rsat d\u00f6nemi ba\u015flad\u0131.<\/p>\n
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Bankalar\u0131n kredi faiz oranlar\u0131 Merkez Bankas\u0131\u2019n\u0131n politika faiz indiriminin ard\u0131ndan pe\u015f pe\u015fe d\u00fc\u015fmeye ba\u015flad\u0131. \u0130htiya\u00e7 kredisinde kampanyal\u0131 faiz oranlar\u0131 %1.18\u2019e kadar d\u00fc\u015ferken ortalamada ise 3 y\u0131l\u0131n en d\u00fc\u015f\u00fck seviyesine ula\u015ft\u0131. Ta\u015f\u0131t kredisinde ise ise faiz oranlar\u0131 Ziraat Bankas\u0131, HalkBank, Vak\u0131fBank ve Yap\u0131 Kredi Bankas\u0131 kampanyalar\u0131nda %0.49\u2019a kadar d\u00fc\u015ft\u00fc.<\/p>\n
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Konut kredisinde ise piyasan\u0131n hareketlenmesi ile bankalar ve firmalar kampanya yar\u0131\u015f\u0131na girdi. Konut kredisinde faiz oranlar\u0131 ortalamas\u0131 son 15 ay\u0131n en d\u00fc\u015f\u00fck seviyesine gerilerken kredili sat\u0131\u015flar ise son verilerde %168 art\u0131\u015f g\u00f6sterdi.<\/p>\n
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Konut Kredisi Faizleri Y\u00fczde 1\u2019in Alt\u0131na \u0130ndi<\/p>\n
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Kamu bankalar\u0131n\u0131n a\u011fustos ay\u0131nda ba\u015flatt\u0131\u011f\u0131 kampanya ile faiz oranlar\u0131 %1\u2019in alt\u0131na indi. Ziraat Bankas\u0131, HalkBank ve Vak\u0131fBank kampanyal\u0131 \u00fcr\u00fcnleri i\u00e7in 500.000 TL\u2019ye ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 kulland\u0131rmaya devam ediyor.<\/p>\n
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Enflasyon Endeksli Konut Kredisi F\u0131rsat\u0131<\/p>\n
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Enflasyon endeksli konut kredisi \u00fcr\u00fcnleri de T\u00dcFE\u2019nin eyl\u00fcl ay\u0131nda tek haneye inmesi ile yeniden cazip konuma geldi.\u00a0 Kampanyan\u0131n ba\u015flad\u0131\u011f\u0131 Haziran ay\u0131nda %1.75, Temmuz ay\u0131nda %1.5, A\u011fustos ay\u0131nda %1.57 ve Eyl\u00fcl ay\u0131nda %1.44 olan enflasyon endeksli konut kredisi faizleri Ekim ay\u0131nda %0.96\u2019ya indi.<\/p>\n
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Firma Anla\u015fmal\u0131 Konut Kredileri<\/p>\n
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Piyasan\u0131n hareketlenmesi ve faizlerin d\u00fc\u015fmesi ile firmalar\u0131n da faizleri katk\u0131s\u0131 artt\u0131. Firma katk\u0131 payl\u0131 konut kredisi \u00fcr\u00fcnlerinde faiz oranlar\u0131 %0.79 d\u00fc\u015ft\u00fc. Ayl\u0131k %10 maliyet ile en d\u00fc\u015f\u00fck maliyete sahip olan konut kredisi \u00fcr\u00fcn\u00fc dahilinde yurt genelinde binlerce konut bulmak m\u00fcmk\u00fcn. Ayr\u0131ca baz\u0131 firmalar katk\u0131 paylar\u0131n\u0131 artt\u0131rarak kredi faizlerini %0.69\u2019a kadar d\u00fc\u015f\u00fcr\u00fcyor.<\/p>\n
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KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re 8 Ekim itibariyle bankalar\u0131n g\u00fcncel faiz oranlar\u0131 \u00fczerinden 175.00 TL tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin 10 y\u0131l vadede ayl\u0131k taksitleri 2.500 TL oluyor. Kredinin toplam geri \u00f6demesi ise yakla\u015f\u0131k 300.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Bankalar\u0131n kredi faiz oranlar\u0131 h\u0131zla d\u00fc\u015fmeye devam ederken, konut kredisi faizleri ve kampanyalar\u0131 da artmaya devam ediyor. Konutta f\u0131rsat d\u00f6nemi ba\u015flad\u0131. Bankalar\u0131n kredi faiz oranlar\u0131 Merkez Bankas\u0131\u2019n\u0131n politika faiz indiriminin ard\u0131ndan pe\u015f pe\u015fe d\u00fc\u015fmeye ba\u015flad\u0131. \u0130htiya\u00e7 kredisinde kampanyal\u0131 faiz oranlar\u0131 %1.18\u2019e kadar d\u00fc\u015ferken ortalamada ise 3 y\u0131l\u0131n en d\u00fc\u015f\u00fck seviyesine ula\u015ft\u0131. Ta\u015f\u0131t kredisinde ise […]<\/p>\n","protected":false},"author":1,"featured_media":29249,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[277],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29497"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29497"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29497\/revisions"}],"predecessor-version":[{"id":29498,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29497\/revisions\/29498"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29249"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29497"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29497"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}