{"id":29488,"date":"2019-10-07T10:40:36","date_gmt":"2019-10-07T07:40:36","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=29488"},"modified":"2019-10-07T10:40:36","modified_gmt":"2019-10-07T07:40:36","slug":"konut-kredisi-faiz-ortalamasi-yuzde-1-5in-altina-indi","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=29488","title":{"rendered":"Konut Kredisi Faiz Ortalamas\u0131 Y\u00fczde 1.5\u2019in Alt\u0131na \u0130ndi\u00a0"},"content":{"rendered":"<p>Bankalar\u0131n konut kredisi faiz oranlar\u0131 h\u0131zla d\u00fc\u015fmeye devam ediyor. Bankalar\u0131n tabela konut kredisi faiz oranlar\u0131 ortalamas\u0131 %1.49\u2019a indi.<\/p>\n<p>Merkez Bankas\u0131\u2019n\u0131n 10 ay\u0131n ard\u0131ndan %24 seviyesindeki repo faiz oranlar\u0131n\u0131 arka arkaya indirimlerle %16.5\u2019e \u00e7ekmesinin ard\u0131ndan maliyetleri d\u00fc\u015fen bankalar konut kredisi faiz oranlar\u0131n\u0131 h\u0131zla d\u00fc\u015f\u00fcrmeye ba\u015flad\u0131. Konut kredisi faiz indirimleri h\u0131zla s\u00fcr\u00fcyor.<\/p>\n<p>Bir \u00e7ok banka kampanyal\u0131 konut kredisi faiz oranlar\u0131n\u0131n ard\u0131ndan tabela faiz oranlar\u0131n\u0131 da indirdi. Bankalar\u0131n tabela konut kredisi faiz oranlar\u0131 ortalamas\u0131 sene ba\u015f\u0131ndan bu yana %2.32\u2019den %1.49\u2019 a geriledi.<\/p>\n<p>G\u00fcncel olarak en uygun kon8ut kredisi faiz oran\u0131 kamu bankalar\u0131n\u0131n kampanyas\u0131 kapsam\u0131nda uygulanan %0.99 seviyesinde. \u00d6zel bankalarda ise s\u00f6z konusu seviye %1.11 d\u00fczeyinde.<\/p>\n<p>Bankalardan 100.000 TL tutarda kredi i\u00e7in 5 y\u0131l vadeli konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin masraflar hari\u00e7 toplam geri \u00f6demesi 133.000 TL oluyor. Kredinin ayl\u0131k taksitleri ise yakla\u015f\u0131k 2.200 TL\u2019 ye denk geliyor.<\/p>\n<p>KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re 7 Ekim itibariyle bankalar\u0131n g\u00fcncel tabela ve kampanyal\u0131 konut kredisi faiz oranlar\u0131 \u015fu \u015fekilde.<\/p>\n<p>Ziraat Bankas\u0131 Konut Kredisi<\/p>\n<p>Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi dahilinde 15 y\u0131l vadeye kadar 500.000 TL dek krediler\u00a0 i\u00e7in %0.99 faiz oran\u0131 sunuyor.<\/p>\n<p>HalkBank Konut Kredisi<\/p>\n<p>HalkBank kampanyal\u0131 hesapl\u0131 evim konut kredisi dahilinde 500.000 TL ve 15 y\u0131la kadar vade i\u00e7in %0.99, can\u0131m evim konut kredisi \u00fcr\u00fcn\u00fc kapsam\u0131nda ise 15 y\u0131l vadeye i\u00e7in %1.21 faiz oran\u0131 sunuyor.<\/p>\n<p>Vak\u0131fBank Konut Kredisi<\/p>\n<p>Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur konut kredisi i\u00e7in 500.000 TL limit ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 sunarken standart konut kredisi kapsam\u0131nda %1.39 faiz oran\u0131 ile kredi sa\u011fl\u0131yor.<\/p>\n<p>Kuveyt T\u00fcrk Bankas\u0131<\/p>\n<p>&nbsp;<\/p>\n<p>Kuveyt T\u00fcrk Bankas\u0131 kar pay\u0131 oranlar\u0131nda uygulad\u0131\u011f\u0131 indiriminin ard\u0131ndan 10 y\u0131l vadeye kadar t\u00fcm vadeler i\u00e7in kar pay\u0131 oranlar\u0131n\u0131 %1.11\u2019e indirdi.<\/p>\n<p>&nbsp;<\/p>\n<p>TEB Konut Kredisi<\/p>\n<p>TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %1.15\u2019e d\u00fc\u015f\u00fcrd\u00fc. Banka tabela konut kredisi faizleri ise halen %2.58 seviyelerinde.<\/p>\n<p>Yap\u0131 Kredi Bankas\u0131 Konut Kredisi<\/p>\n<p>Yap\u0131 Kredi Bankas\u0131 faiz indirimi sonras\u0131nda 10 y\u0131la dek t\u00fcm vadelerde %1.17 faiz oran\u0131 sunuyor.<\/p>\n<p>Akbank Konut Kredisi<\/p>\n<p>Akbank konut kredisi faiz oranlar\u0131n\u0131 4 y\u0131l vadeye kadar %1.21\u2019e, 10 y\u0131l vadeye kadar ise %1.17\u2019e kadar d\u00fc\u015f\u00fcrd\u00fc.<\/p>\n<p>\u0130\u015f Bankas\u0131 Konut Kredisi<\/p>\n<p>\u0130\u015f Bankas\u0131 g\u00fcncel olarak kampanyal\u0131 konut kredisi i\u00e7in faiz oranlar\u0131n\u0131 %1.17\u2019ye d\u00fc\u015f\u00fcrd\u00fc. Bankan\u0131n tabela konut kredisi faizleri ise %1.75\u2019e geriledi.<\/p>\n<p>\u0130NG Konut Kredisi<\/p>\n<p>\u0130NG faiz indirimi sonras\u0131ndan kampanyal\u0131 sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in 2 y\u0131l vadeye kadar %1.39, 3 ile 10 y\u0131l vade aras\u0131nda ise %1.19 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n<p>T\u00fcrkiye Finans Konut Finansman\u0131<\/p>\n<p>T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 10 y\u0131l vadeye dek %1.2 kar pay\u0131 oran\u0131 ile konut finansman\u0131 kulland\u0131r\u0131yor.<\/p>\n<p>Garanti BBVA Konut Kredisi<\/p>\n<p>Garanti BBVA ise 5 y\u0131l vadeye kadar %1.22, 10 y\u0131l vadeye kadar %1.2 faiz oran\u0131 ile konut kredisi kulland\u0131r\u0131yor.<\/p>\n<p>ICBC Konut Kredisi<\/p>\n<p>ICBC Bank kampanyal\u0131 konut kredisi i\u00e7in %1.27, tabela faizleri kapsam\u0131nda ise %2 faiz oran\u0131 sunuyor.<\/p>\n<p>QNB Finansbank Konut Kredisi<\/p>\n<p>QNB Finansbank faiz indirimi sonras\u0131nda 10 y\u0131l vadeye dek %1.28 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n<p>DenizBank Konut Kredisi<\/p>\n<p>DenizBank kampanyal\u0131 konut kredisi i\u00e7in %1.37 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor. Banka tabela konut kredisi faizleri kapsam\u0131nda ise %2.75 faiz oran\u0131 sunuyor.<\/p>\n<p>\u015eekerbank Konut Kredisi<\/p>\n<p>\u015eekerbank indirim sonras\u0131nda\u00a0 5 y\u0131l vadeye kadar %1.49, 7 y\u0131l vadeye kadar %1.54 ve 10 y\u0131l vadeye kadar %1.64 faiz oran\u0131 uygulamaya ba\u015flad\u0131.<\/p>\n<p>HSBC Konut Kredisi<\/p>\n<p>HSBC Bank 10 y\u0131l vadeye kadar %1.79 faizli konut kredisi kulland\u0131r\u0131yor.<\/p>\n<p>Anadolubank Konut Kredisi<\/p>\n<p>Anadolubank konut kredisi faiz oranlar\u0131 dahilinde 5 y\u0131l vadeye kadar %1.79, 10 y\u0131l vadeye kadar %1.85 faiz oran\u0131 sunuyor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankalar\u0131n konut kredisi faiz oranlar\u0131 h\u0131zla d\u00fc\u015fmeye devam ediyor. Bankalar\u0131n tabela konut kredisi faiz oranlar\u0131 ortalamas\u0131 %1.49\u2019a indi. Merkez Bankas\u0131\u2019n\u0131n 10 ay\u0131n ard\u0131ndan %24 seviyesindeki repo faiz oranlar\u0131n\u0131 arka arkaya indirimlerle %16.5\u2019e \u00e7ekmesinin ard\u0131ndan maliyetleri d\u00fc\u015fen bankalar konut kredisi faiz oranlar\u0131n\u0131 h\u0131zla d\u00fc\u015f\u00fcrmeye ba\u015flad\u0131. Konut kredisi faiz indirimleri h\u0131zla s\u00fcr\u00fcyor. Bir \u00e7ok banka kampanyal\u0131 konut [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":26671,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[1,5388],"tags":[277],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29488"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29488"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29488\/revisions"}],"predecessor-version":[{"id":29490,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29488\/revisions\/29490"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/26671"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29488"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29488"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29488"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}