{"id":29233,"date":"2019-09-11T09:37:59","date_gmt":"2019-09-11T06:37:59","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=29233"},"modified":"2019-09-11T09:37:59","modified_gmt":"2019-09-11T06:37:59","slug":"en-uygun-konut-kredisi-faizlerinde-son-durum","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=29233","title":{"rendered":"En Uygun Konut Kredisi Faizlerinde Son Durum"},"content":{"rendered":"<div>\n<div class=\"nH\">\n<div class=\"nH\">\n<div class=\"nH bkL\">\n<div class=\"no\">\n<div class=\"nH bkK nn\">\n<div class=\"nH\">\n<div class=\"nH\">\n<div class=\"nH ar4 z\">\n<div class=\"\">\n<div class=\"AO\">\n<div id=\":3\" class=\"Tm aeJ\">\n<div id=\":1\" class=\"aeF\">\n<div class=\"nH\">\n<div class=\"nH\" role=\"main\">\n<div class=\"nH g\">\n<p dir=\"ltr\">Bankalar\u0131n kredi faiz oranlar\u0131 t\u00fcm h\u0131z\u0131 ile d\u00fc\u015fmeye devam ediyor. \u00d6zel bankalar\u0131n faiz indirim ataklar\u0131n\u0131n ya\u015fand\u0131\u011f\u0131 son g\u00fcnlerde en uygun konut kredisi faiz oranlar\u0131 ne kadar oldu?<\/p>\n<p dir=\"ltr\">Merkez Bankas\u0131\u2019n\u0131n Temmuz para politikas\u0131 faizlerini d\u00fc\u015f\u00fcrmesinin hemen ard\u0131ndan Ziraat Bankas\u0131 \u00f6nc\u00fcl\u00fc\u011f\u00fcnde %0.99 faizli konut kredisi kampanyas\u0131 devreye girdi. Birka\u00e7 g\u00fcn i\u00e7inde t\u00fcm kamu bankalar\u0131 konut kredisinde kampanyal\u0131 %0.99 faiz oran\u0131 uygulamaya ba\u015flad\u0131.<\/p>\n<p dir=\"ltr\">Politika faizlerinin d\u00fc\u015fmesi ve kamu bankalar\u0131n\u0131n faiz indirimi sonras\u0131nda \u00f6zel bankalar da kademeli \u015fekilde konut kredisi faizlerini d\u00fc\u015f\u00fcrmeye ba\u015flad\u0131. Kamu bankalar\u0131n\u0131n faiz oranlar\u0131na bir s\u00fcre uzak kalan \u00f6zel bankalar faiz indirimlerini h\u0131zland\u0131rd\u0131.<\/p>\n<p dir=\"ltr\">\u00d6zel bankalarda en d\u00fc\u015f\u00fck konut kredisi seviyesi %1.2\u2019 ye kadar d\u00fc\u015ft\u00fc. Kamu bankalar\u0131nda ise s\u00f6z konusu oran %0.99 d\u00fczeyinde. T\u00fcm bankalar\u0131n konut kredisi faiz oranlar\u0131 ortalamas\u0131 ise %1.62\u2019 ye geriledi.<\/p>\n<p dir=\"ltr\">Eyl\u00fcl ay\u0131n\u0131n ba\u015f\u0131ndan itibaren 10 g\u00fcnl\u00fck s\u00fcre\u00e7te 8 banka konut kredisi faizlerinde indirim uygulad\u0131. Faiz indirimi bankalar QNB Finansbank, \u015eekerbank, \u0130NG, \u0130\u015f Bankas\u0131, ICBC, Anadolubank ve T\u00fcrkiye Finans ve Yap\u0131 Kredi Bankas\u0131 \u015feklinde.<\/p>\n<p dir=\"ltr\">11 Eyl\u00fcl itibariyle en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 sunan 10 bankay\u0131 KrediPazari.com listeledi.<\/p>\n<p dir=\"ltr\">Ziraat Bankas\u0131<\/p>\n<p dir=\"ltr\">Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi dahilinde 15 y\u0131l vade ve 500.000 TL\u2019 ye kadar %0.99 faiz oran\u0131 sunuyor. Kampanya haricinde ise banka %1.39 faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n<p dir=\"ltr\">HalkBank<\/p>\n<p dir=\"ltr\">HalkBank kampanyal\u0131 hesapl\u0131 evim konut kredisi dahilinde 500.000 TL ve 15 y\u0131l akadar vade i\u00e7in %0.99, can\u0131m evim konut kredisi \u00fcr\u00fcn\u00fc kapsam\u0131nda ise 15 y\u0131l vadeye i\u00e7in %1.39 faiz oran\u0131 sunuyor.<\/p>\n<p dir=\"ltr\">Vak\u0131fBank<\/p>\n<p dir=\"ltr\">Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur konut kredisi i\u00e7in 500.000 TL \u00fcst limit ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 sunarken standart konut kredisi kapsam\u0131nda %1.49 faiz oran\u0131 ile kredi sa\u011fl\u0131yor.<\/p>\n<p dir=\"ltr\">TEB<\/p>\n<p dir=\"ltr\">TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %1.2\u2019e d\u00fc\u015f\u00fcrd\u00fc. Banka tabela konut kredisi faizleri ise halen %2.58 seviyelerinde.<\/p>\n<p dir=\"ltr\">Kuveyt T\u00fcrk Bankas\u0131<\/p>\n<p dir=\"ltr\">Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 10 y\u0131la dek t\u00fcm vadelerde %1.27 kar pay\u0131 oran\u0131 ile konut finansman\u0131 kulland\u0131rmaya ba\u015flad\u0131.<\/p>\n<p dir=\"ltr\">\u0130NG<\/p>\n<p dir=\"ltr\">\u0130NG faiz indirimi sonras\u0131ndan kampanyal\u0131 sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in 2 y\u0131l vadeye kadar %1.39, 3 ile 10 y\u0131l vade aras\u0131nda ise %1.29 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n<p dir=\"ltr\">Yap\u0131 Kredi Bankas\u0131<\/p>\n<p dir=\"ltr\">Yap\u0131 Kredi Bankas\u0131 faiz indirimi sonras\u0131nda 10 y\u0131la dek t\u00fcm vadelerde %1.29 faiz oran\u0131 sunuyor.<\/p>\n<p dir=\"ltr\">Akbank<\/p>\n<p dir=\"ltr\">Akbank 4 y\u0131l vadeye kadar %1.39, 10 y\u0131l vadeye kadar ise %1.35 faiz oran\u0131 ile kredi kulland\u0131rmaya ba\u015flad\u0131.<\/p>\n<p dir=\"ltr\">Garanti BBVA<\/p>\n<p dir=\"ltr\">Garanti BBVA 1 y\u0131l vadeye kadar %1.45, 2 y\u0131l vadeye dek %1.37 ve 3 ile 10 y\u0131l vade aras\u0131nda %1.36 faiz oran\u0131 sunuyor.<\/p>\n<p dir=\"ltr\">QNB Finansbank<\/p>\n<p dir=\"ltr\">QNB Finansbank faiz indirimi sonras\u0131nda 10 y\u0131l vadeye dek %1.36 faiz oran\u0131 ile kredi kulland\u0131r\u0131yo<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"nH bAw nn\">\n<div class=\"brC-aT5-aOt-Jw\" role=\"complementary\" aria-label=\"Yan panel\">\n<div class=\"brC-aT5-aOt-bsf-Jw\">\n<div class=\"brC-bsf-aT5-aOt\" tabindex=\"0\" role=\"tablist\">\n<div id=\"gsc-gab-6\" class=\"bse-bvF-I aT5-aOt-I bse-bvF-aLp\" role=\"tab\" data-guest-app-id=\"6\" aria-label=\"Takvim\" aria-disabled=\"false\" aria-selected=\"false\">\n<div class=\"aT5-aOt-I-JX-Jw\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Bankalar\u0131n kredi faiz oranlar\u0131 t\u00fcm h\u0131z\u0131 ile d\u00fc\u015fmeye devam ediyor. \u00d6zel bankalar\u0131n faiz indirim ataklar\u0131n\u0131n ya\u015fand\u0131\u011f\u0131 son g\u00fcnlerde en uygun konut kredisi faiz oranlar\u0131 ne kadar oldu? Merkez Bankas\u0131\u2019n\u0131n Temmuz para politikas\u0131 faizlerini d\u00fc\u015f\u00fcrmesinin hemen ard\u0131ndan Ziraat Bankas\u0131 \u00f6nc\u00fcl\u00fc\u011f\u00fcnde %0.99 faizli konut kredisi kampanyas\u0131 devreye girdi. Birka\u00e7 g\u00fcn i\u00e7inde t\u00fcm kamu bankalar\u0131 konut kredisinde kampanyal\u0131 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":22417,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[2818,13697,953],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29233"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29233"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29233\/revisions"}],"predecessor-version":[{"id":29234,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29233\/revisions\/29234"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/22417"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29233"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29233"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29233"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}