{"id":29219,"date":"2019-09-06T14:03:37","date_gmt":"2019-09-06T11:03:37","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=29219"},"modified":"2019-09-06T14:03:37","modified_gmt":"2019-09-06T11:03:37","slug":"eylul-ayinda-hangi-bankalarin-konut-kredisi-faizleri-dustu","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=29219","title":{"rendered":"Eyl\u00fcl Ay\u0131nda Hangi Bankalar\u0131n Konut Kredisi Faizleri D\u00fc\u015ft\u00fc?"},"content":{"rendered":"
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n

Merkez Bankas\u0131\u2019n\u0131n faiz indirimi ile ba\u015flayan bankalar\u0131n konut kredisi faizlerindeki d\u00fc\u015f\u00fc\u015f trendi Eyl\u00fcl ay\u0131nda da h\u0131z kaybetmeden devam ediyor. Eyl\u00fcl ay\u0131nda hangi bankalar konut kredisi faizleri d\u00fc\u015ft\u00fc?<\/p>\n

Merkez Bankas\u0131\u2019n\u0131n Temmuz Para Politikas\u0131 Faizlerinde indirim uygulamas\u0131 ile h\u0131zlanan kredi faizlerindeki d\u00fc\u015f\u00fc\u015f A\u011fustos ay\u0131nda t\u00fcm h\u0131z\u0131 ile devam ettikten sonra Eyl\u00fclde de d\u00fc\u015f\u00fc\u015f\u00fcn\u00fc s\u00fcrd\u00fcr\u00fcyor. Kamu bankalar\u0131n\u0131n faizlerinde de\u011fi\u015fiklik olmasa da \u00f6zel bankalar\u0131n kademeli faiz indirimleri devam ediyor.<\/p>\n

D\u00fcn itibariyle \u00f6zel bankalardaki en d\u00fc\u015f\u00fck konut kredisini kulland\u0131ran banka say\u0131s\u0131 ikiye \u00e7\u0131kt\u0131. Kuveyt T\u00fcrk Bankas\u0131\u2019n\u0131n ge\u00e7en hafta %1.29 olarak uygulamaya ba\u015flad\u0131\u011f\u0131 konut kredisi faiz oranlar\u0131na d\u00fcn ger\u00e7ekle\u015ftirdi\u011fi indirim sonras\u0131 \u0130NG\u2019 de dahil oldu. \u0130ki banka da kampanyal\u0131 konut kredisi faizleri i\u00e7in %1.29 faiz oran\u0131 sunuyor.<\/p>\n

Eyl\u00fcl ay\u0131n\u0131n ilk haftas\u0131 itibariyle \u0130NG, \u015eekerbank, QNB Finansbank, ve ICBC Bank konut kredisi faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc. Konut kredisinde ortalama tabela faiz oran\u0131 6 Eyl\u00fcl itibariyle %1.63\u2019e indi.<\/p>\n

En d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 halen Ziraat Bankas\u0131, HalkBank\u00a0 ve Vak\u0131fBank\u2019\u0131n sundu\u011fu 15 y\u0131l vadeye kadar kullan\u0131labilen kampanyal\u0131 konut kredisi faizleri olmaya devam ediyor.<\/p>\n

KrediPazari.com’un ara\u015ft\u0131rmalar\u0131na g\u00f6re en uygun konut kredisi faizi ile 150.000 TL tutarda konut kredisi hesaplama ger\u00e7ekle\u015ftirildi\u011finde kredinin ayl\u0131k \u00f6demeleri 5 y\u0131l vadede 3.330 TL, toplam geri \u00f6demesi de 199.600 TL oluyor.<\/p>\n

Konut Kredisi Faizleri D\u00fc\u015fmeye Devam Edecek mi?<\/h2>\n

Cumhurba\u015fkan\u0131 Erdo\u011fan d\u00fcn yapt\u0131\u011f\u0131 a\u00e7\u0131klamas\u0131nda Merkez Bankas\u0131\u2019n\u0131n repo faizlerine ili\u015fkin de\u011ferlendirmelerde bulunarak “Benim faize alerjim var, y\u00fcksek faize kar\u015f\u0131y\u0131m” ifadelerini aktard\u0131.<\/p>\n

Merkez Bankas\u0131\u2019ndan 12 Eyl\u00fcl\u2019de ger\u00e7ekle\u015fecek Para Politikas\u0131 Toplant\u0131s\u0131ndaki faiz indirim ihtimalleri kuvetlenirken piyasalar\u0131n genel beklentisi 200 ile 250 puan aras\u0131 faiz indirimi ger\u00e7ekle\u015fmesi \u015feklinde.<\/p>\n

Ekonomistlerin beklentisi repo faizlerinde beklenti y\u00f6n\u00fcnde indirimlerin ger\u00e7ekle\u015fmesi kar\u015f\u0131s\u0131nda Eyl\u00fcl ay\u0131n\u0131n ikinci yar\u0131s\u0131nda konut kredisi faiz oranlar\u0131ndaki d\u00fc\u015f\u00fc\u015f\u00fcn daha da h\u0131zlanaca\u011f\u0131 ve \u00f6zel bankalar\u0131n da konut kredisi faizlerinin %1\u2019in alt\u0131na inebilece\u011fi y\u00f6n\u00fcnde<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

\n
\n
\n
\n
\n
<\/div>\n
<\/div>\n
<\/div>\n<\/div>\n
\n
<\/div>\n
<\/div>\n
<\/div>\n<\/div>\n
\n
<\/div>\n
<\/div>\n
<\/div>\n<\/div>\n
<\/div>\n
\n
<\/div>\n
<\/div>\n
<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
\n
\n
<\/div>\n
<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
<\/div>\n
\n
<\/div>\n<\/div>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Merkez Bankas\u0131\u2019n\u0131n faiz indirimi ile ba\u015flayan bankalar\u0131n konut kredisi faizlerindeki d\u00fc\u015f\u00fc\u015f trendi Eyl\u00fcl ay\u0131nda da h\u0131z kaybetmeden devam ediyor. Eyl\u00fcl ay\u0131nda hangi bankalar konut kredisi faizleri d\u00fc\u015ft\u00fc? Merkez Bankas\u0131\u2019n\u0131n Temmuz Para Politikas\u0131 Faizlerinde indirim uygulamas\u0131 ile h\u0131zlanan kredi faizlerindeki d\u00fc\u015f\u00fc\u015f A\u011fustos ay\u0131nda t\u00fcm h\u0131z\u0131 ile devam ettikten sonra Eyl\u00fclde de d\u00fc\u015f\u00fc\u015f\u00fcn\u00fc s\u00fcrd\u00fcr\u00fcyor. Kamu bankalar\u0131n\u0131n faizlerinde […]<\/p>\n","protected":false},"author":1,"featured_media":26671,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[1],"tags":[951,13060],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29219"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29219"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29219\/revisions"}],"predecessor-version":[{"id":29220,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29219\/revisions\/29220"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/26671"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29219"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29219"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29219"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}