{"id":29202,"date":"2019-09-02T12:25:14","date_gmt":"2019-09-02T09:25:14","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=29202"},"modified":"2019-09-02T12:25:14","modified_gmt":"2019-09-02T09:25:14","slug":"eylul-basinda-konut-kredisi-faiz-oranlarinda-son-durum","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=29202","title":{"rendered":"Eyl\u00fcl Ba\u015f\u0131nda Konut Kredisi Faiz Oranlar\u0131nda Son Durum\u00a0"},"content":{"rendered":"<div>\n<div class=\"nH\">\n<div class=\"nH\">\n<div class=\"nH bkL\">\n<div class=\"no\">\n<div class=\"nH bkK nn\">\n<div class=\"nH\">\n<div class=\"nH\">\n<div class=\"nH ar4 z\">\n<div class=\"\">\n<div class=\"AO\">\n<div id=\":3\" class=\"Tm aeJ\">\n<div id=\":1\" class=\"aeF\">\n<div class=\"nH\">\n<div class=\"nH\" role=\"main\">\n<div class=\"nH g\">\n<p dir=\"ltr\">Bankalar\u0131n konut kredisi faiz oranlar\u0131 A\u011fustos ay\u0131nda ya\u015fanan seri faiz indirimleri ile olduk\u00e7a d\u00fc\u015ft\u00fc. Peki Eyl\u00fcl ba\u015f\u0131nda konut kredisi faiz oranlar\u0131 ne kadar oldu?<\/p>\n<p dir=\"ltr\">2019 yerel se\u00e7imleri \u00f6ncesinde tekrar y\u00fckseli\u015fe ge\u00e7en konut kredisi faizleri se\u00e7im sonras\u0131 k\u0131smi d\u00fc\u015f\u00fc\u015f ivmesine girdikten sonra Temmuz ay\u0131na kadar k\u00fc\u00e7\u00fck indirimlerle seyretti. Merkez Bankas\u0131\u2019n\u0131n Temmuz ay\u0131nda politika faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrmesi ile de h\u0131z kazand\u0131. Repo faiz indiriminin ard\u0131ndan ilk olarak kamu bankalar\u0131ndan gelen kredi faiz indirim ata\u011f\u0131 \u00f6zel bankalar\u0131nda faiz indirimleri ile h\u0131z kazand\u0131.<\/p>\n<p dir=\"ltr\">Eyl\u00fcl ba\u015f\u0131nda en d\u00fc\u015f\u00fck kampanyal\u0131 konut kredisi faiz oran\u0131 kamu banklar\u0131nda %0.99 olmaya devam ederken \u00f6zel bankalarda ise faizler %1.27\u2019ye kadar geriledi. Eyl\u00fcl\u2019\u00fcn ilk i\u015flem g\u00fcn\u00fcnde konut kredisi faiz oranlar\u0131 ortalamas\u0131 %1.64\u2019e indi.<\/p>\n<p dir=\"ltr\">Bankalar\u0131n g\u00fcncel faiz oranlar\u0131 \u00fczerinden 100.000 TL tutarda 5 y\u0131l vadeli konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda masraflar hari\u00e7 toplam geri \u00f6deme 133.000 TL olurken, kredinin ayl\u0131k taksitleri yakla\u015f\u0131k 2.200 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n<p dir=\"ltr\">KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re 2 Eyl\u00fcl itibari ile bankalar\u0131n konut kredisine uygulad\u0131klar\u0131 faiz oranlar\u0131 \u015fu \u015fekilde;<\/p>\n<h2 dir=\"ltr\">Ziraat Bankas\u0131 Konut Kredisi<\/h2>\n<p dir=\"ltr\">Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi kapsam\u0131nda %0.99 faiz oran\u0131 sunuyor. Kampanya haricinde ise banka %1.39 konut kredisi faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n<h2 dir=\"ltr\">HalkBank Konut Kredisi<\/h2>\n<p dir=\"ltr\">HalkBank kampanyal\u0131 hesapl\u0131 evim konut kredisi dahilinde %0.99, can\u0131m evim konut kredisi \u00fcr\u00fcn\u00fc kapsam\u0131nda ise %1.39 faiz oran\u0131 sunuyor.<\/p>\n<h2 dir=\"ltr\">Vak\u0131fBank Konut Kredisi<\/h2>\n<p dir=\"ltr\">Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur konut kredisi i\u00e7in %0.99 faiz oran\u0131 sunarken standart konut kredisi kapsam\u0131nda %1.49 faiz oran\u0131 ile konut kredisi sa\u011fl\u0131yor.<\/p>\n<h2 dir=\"ltr\">Kuveyt T\u00fcrk Konut Finansman\u0131<\/h2>\n<p dir=\"ltr\">Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 10 y\u0131la dek t\u00fcm vadelerde %1.27 kar pay\u0131 oran\u0131 ile konut finansman\u0131 kulland\u0131rmaya ba\u015flad\u0131.<\/p>\n<h2 dir=\"ltr\">\u0130NG Konut Kredisi<\/h2>\n<p dir=\"ltr\">\u0130NG konut kredisi faiz indirimi sonras\u0131nda 3 y\u0131l vadeye kadar %1.39, 10 y\u0131l vadeye kadar ise %1.34 faiz oran\u0131 kulland\u0131rmaya ba\u015flad\u0131. Bankan\u0131n s\u00f6z konusu kampanyal\u0131 oranlar\u0131ndan yararlanmak i\u00e7in konut kredisine ek sigortalar\u0131n kullan\u0131lmas\u0131 gerekiyor.<\/p>\n<h2 dir=\"ltr\">Yap\u0131 Kredi Konut Kredisi<\/h2>\n<p dir=\"ltr\">Yap\u0131 Kredi Bankas\u0131 faiz indirimi sonras\u0131ndan 3 y\u0131l vadeye kadar %1.37, 10 y\u0131l vadeye kadar i\u00e7in ise %1.35 konut kredisi faiz oran\u0131 sunuyor.<\/p>\n<h2 dir=\"ltr\">TEB Konut Kredisi<\/h2>\n<p dir=\"ltr\">TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %1.35\u2019e d\u00fc\u015f\u00fcrd\u00fc. Banka tabela konut kredisi faizleri i\u00e7in %2.58 faiz oran\u0131 sunuyor.<\/p>\n<h2 dir=\"ltr\">Akbank Konut Kredisi<\/h2>\n<p dir=\"ltr\">Akbank 4 y\u0131l vadeye kadar %1.39, 10 y\u0131l vadeye kadar ise %1.35 faiz oran\u0131 ile konut kredisi kulland\u0131rmaya ba\u015flad\u0131.<\/p>\n<h2 dir=\"ltr\">Garanti BBVA Konut Kredisi<\/h2>\n<p dir=\"ltr\">Garanti BBVA 1 y\u0131l vadeye kadar %1.45, 2 y\u0131l vadeye dek %1.37 ve 3 ile 10 y\u0131l vade aras\u0131nda %1.36 konut kredisi faiz oran\u0131 sunuyor.<\/p>\n<h2 dir=\"ltr\">\u0130\u015f Bankas\u0131 Konut Kredisi<\/h2>\n<p dir=\"ltr\">\u0130\u015f Bankas\u0131 kampanyal\u0131 Sonbahar Konut Kredisi faiz oranlar\u0131 dahilinde 10 y\u0131l vadeye kadar faiz oranlar\u0131n\u0131 %1.39 olarak kulland\u0131rmaya ba\u015flad\u0131. Banka tabela konut kredisi i\u00e7in de %2.2 faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n<h2 dir=\"ltr\">T\u00fcrkiye Finans Bankas\u0131 Konut Finansman\u0131<\/h2>\n<p dir=\"ltr\">T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 10 y\u0131l vadeye dek %1.41 kar pay\u0131 oran\u0131 ile konut finansman\u0131 kulland\u0131r\u0131yor.<\/p>\n<h2 dir=\"ltr\">ICBC Konut Kredisi<\/h2>\n<p dir=\"ltr\">ICBC Bank kampanyal\u0131 yeni evim konut kredisi i\u00e7in %1.41 faiz oran\u0131 sunmaya ba\u015flad\u0131. Bankan\u0131n tabela konut kredisi faizleri ise %2.4 seviyesinde.<\/p>\n<h2 dir=\"ltr\">QNB Finansbank Konut Kredisi<\/h2>\n<p dir=\"ltr\">QNB Finansbank 10 y\u0131l vadeye dek %1.46 faiz oran\u0131 ile konut kredisi sunuyor.<\/p>\n<h2 dir=\"ltr\">\u015eekerbank Konut Kredisi<\/h2>\n<p dir=\"ltr\">\u015eekerbank 5 y\u0131l vadeye kadar %1.79, 10 y\u0131l vadeye kadar %1.94 konut kredisi faiz oran\u0131 sunuyor.<\/p>\n<h2 dir=\"ltr\">Anadolubank Konut Kredisi<\/h2>\n<p dir=\"ltr\">Anadolubank konut kredisi faiz oranlar\u0131 dahilinde 10 y\u0131l vadeye kadar %1.97 faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n<h2 dir=\"ltr\">HSBC Konut Kredisi<\/h2>\n<p dir=\"ltr\">HSBC Bank 10 y\u0131l vadeye kadar %1.99 faizli konut kredisi kulland\u0131r\u0131yor.<\/p>\n<h2 dir=\"ltr\">DenizBank Konut Kredisi<\/h2>\n<p dir=\"ltr\">DenizBank kampanyal\u0131 konut kredisi i\u00e7in %2.05 faiz oran\u0131 ile kredi sunuyor. Banka tabela konut kredisi faizleri kapsam\u0131nda ise %2.75 faiz oran\u0131 sunuyor<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"nH bAw nn\">\n<div class=\"brC-aT5-aOt-Jw\" role=\"complementary\" aria-label=\"Yan panel\">\n<div class=\"brC-aT5-aOt-bsf-Jw\">\n<div class=\"brC-bsf-aT5-aOt\" tabindex=\"0\" role=\"tablist\">\n<div id=\"gsc-gab-6\" class=\"bse-bvF-I aT5-aOt-I bse-bvF-aLp\" role=\"tab\" data-guest-app-id=\"6\" aria-label=\"Takvim\" aria-disabled=\"false\" aria-selected=\"false\">\n<div class=\"aT5-aOt-I-JX-atM aT5-aOt-I-JX-atM-Kv\"><\/div>\n<div class=\"aT5-aOt-I-JX-atM aT5-aOt-I-JX-atM-J6\"><\/div>\n<div class=\"aT5-aOt-I-JX-Jw\"><\/div>\n<\/div>\n<div id=\"gsc-gab-2\" class=\"bse-bvF-I aT5-aOt-I bse-bvF-a9p\" role=\"tab\" data-guest-app-id=\"2\" aria-label=\"Keep\" aria-disabled=\"false\" aria-selected=\"false\">\n<div class=\"aT5-aOt-I-JX-atM aT5-aOt-I-JX-atM-Kv\"><\/div>\n<div class=\"aT5-aOt-I-JX-atM aT5-aOt-I-JX-atM-J6\"><\/div>\n<div class=\"aT5-aOt-I-JX-Jw\"><\/div>\n<\/div>\n<div id=\"gsc-gab-4\" class=\"bse-bvF-I aT5-aOt-I bse-bvF-aLp\" role=\"tab\" data-guest-app-id=\"4\" aria-label=\"G\u00f6revler\" aria-disabled=\"false\" aria-selected=\"false\">\n<div class=\"aT5-aOt-I-JX-atM aT5-aOt-I-JX-atM-Kv\"><\/div>\n<div class=\"aT5-aOt-I-JX-atM aT5-aOt-I-JX-atM-J6\"><\/div>\n<div class=\"aT5-aOt-I-JX-Jw\"><\/div>\n<\/div>\n<div id=\":lc\" class=\"brC-aT5-aOt-axR\" role=\"separator\" aria-hidden=\"false\" aria-disabled=\"true\"><\/div>\n<div id=\"p2DdMb\" class=\"bse-bvF-I aT5-aOt-I\" role=\"tab\" aria-label=\"Eklenti Y\u00fcklemenizi Sa\u011flar\" aria-selected=\"false\">\n<div class=\"aT5-aOt-I-JX-atM aT5-aOt-I-JX-atM-Kv\"><\/div>\n<div class=\"aT5-aOt-I-JX-atM aT5-aOt-I-JX-atM-J6\"><\/div>\n<div class=\"aT5-aOt-I-JX-Jw\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brC-dA-I-Jw\" role=\"navigation\" aria-label=\"Yan paneli a\u00e7\/kapat\">\n<div class=\"aT5-aOt-I brC-dA-I\" tabindex=\"0\" role=\"button\" aria-pressed=\"false\" aria-label=\"Yan paneli gizle\">\n<div class=\"aT5-aOt-I-JX-atM\"><\/div>\n<div class=\"aT5-aOt-I-JX-Jw\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"dJ\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"vY nq\"><\/div>\n<div>\n<div><\/div>\n<\/div>\n<p><iframe id=\"oauth2relay444915792\" tabindex=\"-1\" src=\"https:\/\/accounts.google.com\/o\/oauth2\/postmessageRelay?parent=https%3A%2F%2Fmail.google.com&amp;jsh=m%3B%2F_%2Fscs%2Fabc-static%2F_%2Fjs%2Fk%3Dgapi.gapi.en.4CFxRrSvxq0.O%2Fd%3D1%2Frs%3DAHpOoo8skdVJHB5uqGRXCunlhzuKwaF7Ag%2Fm%3D__features__#rpctoken=1764619782&amp;forcesecure=1\" name=\"oauth2relay444915792\" aria-hidden=\"true\" data-mce-fragment=\"1\"><\/iframe><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankalar\u0131n konut kredisi faiz oranlar\u0131 A\u011fustos ay\u0131nda ya\u015fanan seri faiz indirimleri ile olduk\u00e7a d\u00fc\u015ft\u00fc. Peki Eyl\u00fcl ba\u015f\u0131nda konut kredisi faiz oranlar\u0131 ne kadar oldu? 2019 yerel se\u00e7imleri \u00f6ncesinde tekrar y\u00fckseli\u015fe ge\u00e7en konut kredisi faizleri se\u00e7im sonras\u0131 k\u0131smi d\u00fc\u015f\u00fc\u015f ivmesine girdikten sonra Temmuz ay\u0131na kadar k\u00fc\u00e7\u00fck indirimlerle seyretti. Merkez Bankas\u0131\u2019n\u0131n Temmuz ay\u0131nda politika faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrmesi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":26671,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[13695],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29202"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29202"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29202\/revisions"}],"predecessor-version":[{"id":29203,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29202\/revisions\/29203"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/26671"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29202"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29202"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29202"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}