Konut kredisi faiz oranlar\u0131n\u0131n 2018 kur krizi sonras\u0131 %3\u2019lere kadar y\u00fckselmesi ile konut sat\u0131\u015flar\u0131 adeta \u00e7ak\u0131lm\u0131\u015ft\u0131. Konut kredisi faiz oranlar\u0131n\u0131n 13 ay\u0131n en d\u00fc\u015f\u00fck seviyesine inmesinin ard\u0131ndan konut sat\u0131\u015flar\u0131 sat\u0131\u015flar tekrar canland\u0131.<\/p>\n
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Konut sat\u0131\u015flar\u0131, ekonomideki yava\u015flama ve y\u00fcksek konut kredisi faiz oranlar\u0131n\u0131n etkisiyle Temmuz’da sene ba\u015f\u0131ndan bu yana \u00fcst \u00fcste yedinci ayda da gerilerken; konut kredisi faizlerinde kamu bankalar\u0131 \u00f6nc\u00fcl\u00fc\u011f\u00fcnde ba\u015flayan indirimlerin etkisiyle ibrenin A\u011fustos’ta yukar\u0131 d\u00f6nmesi bekleniyor.<\/p>\n
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T\u00fcrkiye \u0130statistik Kurumu\u2019nun (T\u00dc\u0130K) d\u00fcn a\u00e7\u0131klad\u0131\u011f\u0131 verilere g\u00f6re\u00a0 konut sat\u0131\u015flar\u0131 Temmuz\u2019da bir \u00f6nceki senenin ayn\u0131 d\u00f6nemine oranla %17.5 d\u00fc\u015f\u00fc\u015fle 102.236 adet olarak ger\u00e7ekle\u015fti. \u0130potekli sat\u0131\u015f olarak nitelendirilen konut kredili sat\u0131\u015flar ise \u00e7ok daha sert gerileme kaydederek %57 d\u00fc\u015f\u00fc\u015fle 13.064 adede indi.<\/p>\n
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Toplam konut sat\u0131\u015flar\u0131ndaki d\u00fc\u015f\u00fc\u015f bir \u00f6nceki senenin ayn\u0131 d\u00f6nemine oranla Ocak-Temmuz d\u00f6neminde %21 olarak ger\u00e7ekle\u015firken, ipotekli sat\u0131\u015flardaki d\u00fc\u015f\u00fc\u015f ise yakla\u015f\u0131k %59 oldu.<\/p>\n
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Temmuz ay\u0131nda k\u0131smen d\u00fc\u015f\u00fc\u015f g\u00f6steren konut kredisi faiz oranlar\u0131n\u0131n etkisi ile konut sat\u0131\u015flar\u0131nda d\u00fc\u015f\u00fc\u015f ya\u015fanmas\u0131na ra\u011fmen toplam sat\u0131\u015flar\u0131n 100.000\u2019in \u00fczerine \u00e7\u0131kmas\u0131 sekt\u00f6r taraf\u0131ndan olumlu yorumland\u0131.<\/p>\n
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A\u011fustos ay\u0131n\u0131n \u015fu ana kadar a\u00e7\u0131klanan verilerine g\u00f6re ise kamu bankalar\u0131n\u0131n kampanyal\u0131 konut kredisi faizlerini %0.99\u2019a indirmesinden sonra 5-9 A\u011fustos haftas\u0131nda bir haftada 35.000 ki\u015fi konut almak i\u00e7in bankalara kredi talebinde bulundu. Talep edilen toplam kredi miktar\u0131 ise 5.9 milyar liray\u0131 buldu.<\/p>\n
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Temmuz ay\u0131n\u0131n tamam\u0131nda konut kredisi ba\u015fvuru say\u0131s\u0131 13.064 \u015feklinde ger\u00e7ekle\u015fmi\u015fti. Konut kredisi faizlerinin gerilemesi ile A\u011fustos ay\u0131nda bir haftada Temmuz ay\u0131nda ger\u00e7ekle\u015fen konut kredisi talebinin yakla\u015f\u0131k \u00fc\u00e7 kat\u0131 talep al\u0131nd\u0131.<\/p>\n
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KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re kamu bankalar\u0131n\u0131n konut kredisi faiz indirimleri sonras\u0131nda \u00f6zel bankalardan da faiz indirim trendine destek gelmeye devam ediyor. Bu hafta itibariyle Garanti BBVA konut kredisi faizlerini %1.36\u2019ya, \u0130NG kampanyal\u0131 konut kredisi faizlerini %1.34\u2019e ve Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 da konut finansman\u0131 kar pay\u0131 oranlar\u0131n\u0131 %1.37\u2019ye kadar d\u00fc\u015f\u00fcrd\u00fc.<\/p>\n
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21 A\u011fustos itibariyle bankalar\u0131n konut kredisi faiz oranlar\u0131 ortalamas\u0131 %1.71\u2019e kadar geriledi. En d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 ise kamu bankalar\u0131n\u0131n ortak kampanyalar\u0131 kapsam\u0131nda sundu\u011fu %0.99 faiz oran\u0131 olmaya devam ediyor.<\/p>\n
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En uygun konut kredisi faiz oran\u0131 \u00fczerinden 300.000 TL tutarda konut kredisi hesaplama yap\u0131l\u0131\u011f\u0131nda kredinin 10 y\u0131l vadede ayl\u0131k taksitleri yakla\u015f\u0131k 4.300 TL, toplam geri \u00f6demesi de 514.000 TL\u2019ye denk geliyor.<\/p>\n
Ayn\u0131 tutar \u00fczerinden 15 y\u0131l vade ile konut kredisi hesaplama yap\u0131l\u0131\u011f\u0131nda ise kredinin masraflar hari\u00e7 ayl\u0131k taksitleri 3.580 TL\u2019 ye, toplam geri \u00f6demesi ise 644.000 TL\u2019 ye denk geliyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Konut kredisi faiz oranlar\u0131n\u0131n 2018 kur krizi sonras\u0131 %3\u2019lere kadar y\u00fckselmesi ile konut sat\u0131\u015flar\u0131 adeta \u00e7ak\u0131lm\u0131\u015ft\u0131. Konut kredisi faiz oranlar\u0131n\u0131n 13 ay\u0131n en d\u00fc\u015f\u00fck seviyesine inmesinin ard\u0131ndan konut sat\u0131\u015flar\u0131 sat\u0131\u015flar tekrar canland\u0131. Konut sat\u0131\u015flar\u0131, ekonomideki yava\u015flama ve y\u00fcksek konut kredisi faiz oranlar\u0131n\u0131n etkisiyle Temmuz’da sene ba\u015f\u0131ndan bu yana \u00fcst \u00fcste yedinci ayda da gerilerken; […]<\/p>\n","protected":false},"author":1,"featured_media":29043,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951,13429],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29124"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29124"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29124\/revisions"}],"predecessor-version":[{"id":29125,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29124\/revisions\/29125"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29043"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}