{"id":29017,"date":"2019-08-05T09:58:32","date_gmt":"2019-08-05T06:58:32","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=29017"},"modified":"2019-08-05T10:20:27","modified_gmt":"2019-08-05T07:20:27","slug":"konut-kredisi-faizleri-son-13-ayin-en-dusuk-seviyesine-ulasti","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=29017","title":{"rendered":"Konut Kredisi Faizleri Son 13 Ay\u0131n En D\u00fc\u015f\u00fck Seviyesine Ula\u015ft\u0131"},"content":{"rendered":"<p dir=\"ltr\">Merkez Bankas\u0131\u2019n\u0131n faiz indirimi sonras\u0131 \u00f6zel bankalarla ba\u015flayan d\u00fc\u015f\u00fc\u015fler kamu bankalar\u0131n\u0131n faiz indirim kampanyas\u0131 ile h\u0131zland\u0131. Konut kredisi faiz oranlar\u0131 son 13 ay\u0131n en d\u00fc\u015f\u00fck seviyesine ula\u015ft\u0131.<\/p>\n<p dir=\"ltr\">2018\u2019in ikinci yar\u0131s\u0131 sonras\u0131nda kur etkisi ile h\u0131zla y\u00fckselerek %3\u2019 lere kadar ula\u015fan konut kredisi faiz oranlar\u0131 yeni y\u0131l\u0131n ilk sekiz ay\u0131nda da ortalama %1.5 seviyelerinde seyrettikten sonra A\u011fustos ay\u0131 itibariyle %1\u2019in alt\u0131na geriledi.<\/p>\n<p dir=\"ltr\">KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re hafta ba\u015f\u0131 itibariyle bankalar\u0131n konut kredisi faiz oranlar\u0131 ortalamas\u0131 %1.76\u2019ya kadar d\u00fc\u015ft\u00fc. S\u00f6z konusu oran bir \u00f6nceki ay\u0131n ayn\u0131 haftas\u0131na g\u00f6re %0.24 azal\u0131\u015f g\u00f6sterdi. Konut kredisi faiz oranlar\u0131 25 Temmuz 2018 sonras\u0131 en d\u00fc\u015f\u00fck seviyesine ula\u015ft\u0131.<\/p>\n<p dir=\"ltr\">Bankalar\u0131n konut kredisi faizleri A\u011fustos ay\u0131 itibariyle psikolojik s\u0131n\u0131r olan %1\u2019in alt\u0131na geriledi. En uygun konut kredisi faiz oran\u0131 Ziraat Bankas\u0131, Halkbank ve Vak\u0131fbank\u2019\u0131n uygulad\u0131\u011f\u0131 %0.99\u2019a kadar d\u00fc\u015ft\u00fc. \u00d6zel bankalarda ise faizler %1.47\u2019den ba\u015fl\u0131yor.<\/p>\n<h2 dir=\"ltr\">Konut Kredisi Taksitleri Ne Kadar?<\/h2>\n<p dir=\"ltr\">A\u011fustos ba\u015f\u0131nda en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 olan %0.99 ile konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda 150.000 TL kredinin 180 ay vadede ayl\u0131k taksitleri 1.790 TL oluyor. Bu miktar Temmuz sonunda faiz indirimleri ger\u00e7ekle\u015fmeden \u00f6nce yakla\u015f\u0131k 2.500 TL oluyordu.<\/p>\n<h2 dir=\"ltr\">Kamu Bankalar\u0131n\u0131n Konut Kredisi Faizleri<\/h2>\n<p dir=\"ltr\">\u0130ndirimler sonras\u0131nda \u00fc\u00e7 kamu bankas\u0131 da konut kredisi faiz oranlar\u0131n\u0131 %0.99 olarak uygulamaya ba\u015flad\u0131. Fakat bu oranlar\u0131n kullan\u0131labilmesi i\u00e7in m\u00fc\u015fterinin y\u00fcksek kredi puan\u0131na sahip olmas\u0131, konut kredisine ek sigortalar\u0131n kullan\u0131lmas\u0131 ve gerekli g\u00f6r\u00fclmesi halinde ek ipotek beyan etmesi talep ediliyor. Kredi puan\u0131 ortalama olan m\u00fc\u015fteriler i\u00e7in %1.39 faiz oran\u0131 sunuluyor.<\/p>\n<p dir=\"ltr\">Ziraat Bankas\u0131 Konut Kredisi<\/p>\n<p dir=\"ltr\">Ziraat Bankas\u0131 indirimler sonras\u0131nda tabela konut kredisi faizlerini %0.99\u2019a \u00e7ekse de bu oran\u0131 kullanamayan m\u00fc\u015fterileri i\u00e7in %1.39 faiz oran\u0131 ile konut kredisi kulland\u0131r\u0131yor.<\/p>\n<p dir=\"ltr\">HalkBank Konut Kredisi<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">HalkBank Kampanyal\u0131 Hesapl\u0131 Evim konut kredisi i\u00e7in %0.99 faiz oran\u0131 sunsada Can\u0131m Evim Konut Kredisi i\u00e7in %1.39 faiz oran\u0131 sunuyor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Vak\u0131fBank Konut Kredisi<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Vak\u0131fBank tabela konut kredisi i\u00e7in %1.49 faiz oranlar\u0131 sunarken kampanyal\u0131 sar\u0131 panjur konut kredisi i\u00e7in %0.99 faiz oran\u0131 sa\u011fl\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Merkez Bankas\u0131\u2019n\u0131n faiz indirimi sonras\u0131 \u00f6zel bankalarla ba\u015flayan d\u00fc\u015f\u00fc\u015fler kamu bankalar\u0131n\u0131n faiz indirim kampanyas\u0131 ile h\u0131zland\u0131. Konut kredisi faiz oranlar\u0131 son 13 ay\u0131n en d\u00fc\u015f\u00fck seviyesine ula\u015ft\u0131. 2018\u2019in ikinci yar\u0131s\u0131 sonras\u0131nda kur etkisi ile h\u0131zla y\u00fckselerek %3\u2019 lere kadar ula\u015fan konut kredisi faiz oranlar\u0131 yeni y\u0131l\u0131n ilk sekiz ay\u0131nda da ortalama %1.5 seviyelerinde seyrettikten sonra [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29019,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951,277,13665],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29017"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29017"}],"version-history":[{"count":2,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29017\/revisions"}],"predecessor-version":[{"id":29020,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29017\/revisions\/29020"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29019"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29017"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29017"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29017"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}