{"id":29003,"date":"2019-08-03T11:40:16","date_gmt":"2019-08-03T08:40:16","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=29003"},"modified":"2019-08-03T11:41:08","modified_gmt":"2019-08-03T08:41:08","slug":"0-99-faizle-konut-kredisi-veren-bankalar-hangileri","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=29003","title":{"rendered":"0.99 faizle konut kredisi veren bankalar hangileri?"},"content":{"rendered":"<p><b>0.99 faizle konut kredisi oranlar\u0131n\u0131 bekleyenler indirim sonras\u0131 harekete ge\u00e7meye ba\u015flad\u0131lar. Konut kredisinde faiz indirimi hem konut al\u0131c\u0131s\u0131n\u0131 hem de in\u015faat patronlar\u0131n\u0131 heyecanland\u0131. Bu hafta i\u00e7erisinde tam d\u00f6rt adet banka konut kredi faiz oran\u0131n\u0131 y\u00fczde 1.50&#8217;ler seviyesinden \u015fok bir kararla bir anda 0.99&#8217;a indirdi. Faiz indirimlerinin devam etmesi bekleniyor&#8230;<\/b><\/p>\n<div class=\"reklam\">\n<p>Merkez Bankas\u0131&#8217;n\u0131n ge\u00e7ti\u011fimiz hafta i\u00e7inde yapt\u0131\u011f\u0131 faiz indirim hamlesinden hemen sonra kamu ve kat\u0131l\u0131m bankalar\u0131 konut kredi faiz oranlar\u0131nda indirime gitmeye ba\u015flad\u0131lar. \u0130lk olark faiz indirimini Ziraat Bankas\u0131 yapt\u0131. Ve \u015fu ana kadar toplam d\u00f6rt banka konut kredi faiz oranlar\u0131n\u0131 psikolojik seviye olarak tespit edilen y\u00fczde 1&#8217;in alt\u0131na indirdi. Kamu bankalar\u0131ndan Ziraat Bankas\u0131, Halkbank, Vak\u0131fbank ve sonrada kat\u0131l\u0131m bankas\u0131 olan Ziraat Kat\u0131l\u0131m 0.99 faizle konut kredisi kulland\u0131rmaya ba\u015flad\u0131. Va bankalar ayr\u0131ca \u015fok faiz indirimi karar\u0131na art\u0131 birde vade s\u00fcresini de 180 aya kadar \u00e7\u0131kard\u0131.<\/p>\n<h3><strong>Faiz indirimi yapan bankalar\u0131:<\/strong><\/h3>\n<h2>1- Ziraat Bankas\u0131<\/h2>\n<p>Ziraat Bankas\u0131 konut kredisinde 500 bin liraya kadar olan konut kredilerinde faiz oranlar\u0131n\u0131, en \u00e7ok 180 ay vadeler i\u00e7in y\u00fczde 1 oran\u0131n alt\u0131na d\u00fc\u015f\u00fcrerek ayl\u0131k y\u00fczde 0,99 oran\u0131na indirdi. Ziraat Bankas\u0131 miktar\u0131 500 bin ile 1 milyon lira aras\u0131nda olan konut kredileri i\u00e7in ayl\u0131k faiz oran\u0131nu 180 ay vadeye kadar y\u00fczde 1,19&#8217;a indirdi. Banka ayr\u0131ca 1 milyon TL ve \u00fczeri olan miktarlar i\u00e7inde kredi kullan\u0131lmas\u0131 durumund, azami 180 ay vade i\u00e7in faiz oran\u0131n\u0131 y\u00fczde 1,39&#8217;a \u00e7ekti.<\/p>\n<p><img loading=\"lazy\" class=\"aligncenter size-full wp-image-29005\" src=\"https:\/\/emlaktuel.com\/wp-content\/uploads\/2019\/08\/Ekran-Resmi-2019-08-03-11.25.17.png\" alt=\"\" width=\"661\" height=\"203\" \/><\/p>\n<h2>2- Halkbank<\/h2>\n<p>Halkbank, 500 bine kadar olan konut kredilerde faiz oranlar\u0131n\u0131, en \u00e7ok 180 ay vadeler i\u00e7in y\u00fczde 1&#8217;in alt\u0131na d\u00fc\u015f\u00fcrerek ayl\u0131k y\u00fczde 0,99&#8217;a d\u00fc\u015f\u00fcrd\u00fc. HalkBank, 500 bin lira ile 1 milyon lira aras\u0131nda olan konut kredileri i\u00e7inde ayl\u0131k faiz oran\u0131n\u0131 da 180 ay vadede y\u00fczde 1,19&#8217;a \u00e7ekti. Halkbank 1 milyon lira ve \u00fczeri miktarda olan konutlar i\u00e7in kredi al\u0131nmas\u0131 durumunda da azami 180 ay vade i\u00e7in faiz oran\u0131n\u0131 y\u00fczde 1,39&#8217;a \u00e7ekti.<\/p>\n<h2>3- Vak\u0131fbank<\/h2>\n<p>Vak\u0131fbank ise konut kredi faizlerini 180 ay i\u00e7in 500 bin liraya kadar olan limite faiz oran\u0131n\u0131 y\u00fczde 0.99&#8217;a indirdi. Ayr\u0131ca Vak\u0131fbank t\u00fcketici kredisi faiz oran\u0131n\u0131 da y\u00fczde 1.49&#8217;a \u00e7ekti. Banka ayr\u0131ca Konut proje kredisi faiz oranda da faiz oran\u0131n\u0131 y\u00fczde 0.79 olarak belirledi.<\/p>\n<p><img loading=\"lazy\" class=\"aligncenter size-full wp-image-29004\" src=\"https:\/\/emlaktuel.com\/wp-content\/uploads\/2019\/08\/Ekran-Resmi-2019-08-03-11.33.40.png\" alt=\"\" width=\"664\" height=\"392\" \/><\/p>\n<h2>4- Ziraat Kat\u0131l\u0131m Bankas\u0131<\/h2>\n<p>Ziraat Kat\u0131l\u0131m bankas\u0131 5 A\u011fustos 2019&#8217;dan ge\u00e7erli olacak \u015fekilde, 250 bin TL&#8217;ye kadar konut finansman oran\u0131n\u0131, en \u00e7ok180 ay vadeler i\u00e7in y\u00fczde 1&#8217;in alt\u0131na indirerek ayl\u0131k y\u00fczde 0,99&#8217;a \u00e7ekti. Banka, konut kredisinde miktar\u0131 250 bin TL ile 500 bin TL aras\u0131nda olan konut finansman oran\u0131n\u0131 da 180 ay vade i\u00e7in y\u00fczde 1,19&#8217;a indirdi. 500 bin TL ile 1 milyon TL aras\u0131nda olan konut finansman faiz oran\u0131n\u0131 ise 180 aya kadar y\u00fczde 1,29&#8217;a, 1 milyon TL ve \u00fczeri miktarl\u0131 konutlar i\u00e7inde finansman oranlar\u0131n\u0131, 180 aya kadar olan vadele i\u00e7in y\u00fczde 1,39&#8217;a oran\u0131na \u00e7ekti.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>0.99 faizle konut kredisi oranlar\u0131n\u0131 bekleyenler indirim sonras\u0131 harekete ge\u00e7meye ba\u015flad\u0131lar. Konut kredisinde faiz indirimi hem konut al\u0131c\u0131s\u0131n\u0131 hem de in\u015faat patronlar\u0131n\u0131 heyecanland\u0131. Bu hafta i\u00e7erisinde tam d\u00f6rt adet banka konut kredi faiz oran\u0131n\u0131 y\u00fczde 1.50&#8217;ler seviyesinden \u015fok bir kararla bir anda 0.99&#8217;a indirdi. Faiz indirimlerinin devam etmesi bekleniyor&#8230; Merkez Bankas\u0131&#8217;n\u0131n ge\u00e7ti\u011fimiz hafta i\u00e7inde yapt\u0131\u011f\u0131 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":23026,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221],"tags":[13658,12623,3111,946,13050],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29003"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29003"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29003\/revisions"}],"predecessor-version":[{"id":29006,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/29003\/revisions\/29006"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/23026"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29003"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29003"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29003"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}