{"id":28914,"date":"2019-07-31T10:41:30","date_gmt":"2019-07-31T07:41:30","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=28914"},"modified":"2019-07-31T10:41:30","modified_gmt":"2019-07-31T07:41:30","slug":"konut-kredisi-faiz-oranlari-yuzde-1-5in-altina-inen-bankalar","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=28914","title":{"rendered":"Konut Kredisi Faiz Oranlar\u0131 Y\u00fczde 1.5\u2019in Alt\u0131na \u0130nen Bankalar"},"content":{"rendered":"<p dir=\"ltr\">Merkez Bankas\u0131\u2019n\u0131n politika faizlerinde 425 puanl\u0131k indirim uygulamas\u0131n\u0131n ard\u0131ndan bankalar\u0131n konut kredisi faiz oranlar\u0131 d\u00fc\u015fmeye ba\u015flad\u0131. Bug\u00fcn itibariyle hangi bankalar\u0131n konut kredisi faiz oranlar\u0131 %1.5\u2019in alt\u0131na indi?<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">25 Temmuz\u2019da ger\u00e7ekle\u015fen T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) Para Politikas\u0131 Kurulu (PPK) toplant\u0131s\u0131nda haftal\u0131k repo faizlerinin 425 puanl\u0131k indirimle %19.75 seviyesine \u00e7ekilmesinin ard\u0131ndan kredi faiz oranlar\u0131 da d\u00fc\u015fmeye ba\u015flad\u0131.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Kredi maliyetleri azalan bankalar d\u00f6viz kurunun da olumlu seyri ile beraber konut kredisi faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrmeye ba\u015flad\u0131. Politika faiz indirimi sonras\u0131nda 6 \u00f6zel banka konut kredisi faizlerinde indirim uygulad\u0131. \u0130NG, Anadolubank, QNB Finansbank, Garanti BBVA, Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 ve T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 konut kredisi faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcr\u00fcrken kamu bankalar\u0131ndan hen\u00fcz indirim haberi gelmedi.<\/p>\n<p dir=\"ltr\">D\u00fcn ger\u00e7ekle\u015ftirdi\u011fi a\u00e7\u0131klamalarda Hazine ve Maliye Bakan\u0131 Berat Albayrak bankalar\u0131n kredi faiz oranlar\u0131n\u0131 d\u00fc\u015ferece\u011fini bildirerek\u00a0 &#8220;Bu hafta kamu bankalar\u0131 ba\u015fta olmak \u00fczere faiz indirimi g\u00f6rece\u011fiz.&#8221; ifadelerini aktard\u0131.<\/p>\n<p dir=\"ltr\">31 Temmuz itibariyle bankalar\u0131n konut kredisi faiz oranlar\u0131 ortalamas\u0131 %1.85\u2019e geriledi. S\u00f6z konusu oran Merkez Bankas\u0131\u2019n\u0131n faiz indirimi \u00f6ncesinde %1.9 seviyesindeydi. Hazine ve Maliye Bakan\u0131 Albayrak\u2019\u0131n a\u00e7\u0131klamalar\u0131 sonras\u0131nda kamu bankalar\u0131n\u0131n faiz indirimleri beklenmeye ba\u015fland\u0131. G\u00fcncel olarak en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 %1.47 d\u00fczeyinde seyrediyor.<\/p>\n<p dir=\"ltr\">TCMB\u2019nin para politikas\u0131 faiz indirimi sonras\u0131nda konut kredisi faizlerini %1.5\u2019in alt\u0131na indiren bankalar\u0131 ve faiz oranlar\u0131n\u0131 KrediPazari.com s\u0131ralad\u0131.<\/p>\n<h2 dir=\"ltr\">Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131<\/h2>\n<p dir=\"ltr\">Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 d\u00fcn ger\u00e7ekle\u015ftirdi\u011fi faiz indirimi sonras\u0131nda 10 y\u0131la kadar t\u00fcm vadeler i\u00e7in %1.47 konut kredisi faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n<h2 dir=\"ltr\">\u0130NG Konut Kredisi<\/h2>\n<p dir=\"ltr\">\u0130NG faiz indiriminin ard\u0131ndan konut kredisine ek olarak sunulan sigortalar\u0131n kullan\u0131lmas\u0131 halinde %1.48 faiz oran\u0131 sunuyor.<\/p>\n<h2 dir=\"ltr\">Akbank Konut Kredisi<\/h2>\n<p dir=\"ltr\">Akbank 5 y\u0131ldan 10 y\u0131l vadeye kadar konut kredisi kulland\u0131r\u0131mlar\u0131nda %1.49 faiz oran\u0131 uyguluyor.<\/p>\n<p>&nbsp;<\/p>\n<h2 dir=\"ltr\">ICBC Konut Kredisi<\/h2>\n<p dir=\"ltr\">ICBC Bank kampanyal\u0131 Yeni Evim Konut Kredisi kampanyas\u0131 kapsam\u0131nda 10 y\u0131la kadar t\u00fcm vadeler i\u00e7in %1.49 faiz oran\u0131 ile kredi kulland\u0131r\u0131m\u0131 yap\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<h2 dir=\"ltr\">Vak\u0131fBank Konut Kredisi<\/h2>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Vak\u0131fBank\u2019ta PPK \u00f6ncesinde ger\u00e7ekle\u015ftirdi\u011fi indirim sonras\u0131nda Sar\u0131 Panjur Konut Kredisi dalinde 10 y\u0131l vadeye kadar %1.49 konut kredisi faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Merkez Bankas\u0131\u2019n\u0131n politika faizlerinde 425 puanl\u0131k indirim uygulamas\u0131n\u0131n ard\u0131ndan bankalar\u0131n konut kredisi faiz oranlar\u0131 d\u00fc\u015fmeye ba\u015flad\u0131. Bug\u00fcn itibariyle hangi bankalar\u0131n konut kredisi faiz oranlar\u0131 %1.5\u2019in alt\u0131na indi? &nbsp; 25 Temmuz\u2019da ger\u00e7ekle\u015fen T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) Para Politikas\u0131 Kurulu (PPK) toplant\u0131s\u0131nda haftal\u0131k repo faizlerinin 425 puanl\u0131k indirimle %19.75 seviyesine \u00e7ekilmesinin ard\u0131ndan kredi faiz oranlar\u0131 da [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":22417,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[13632,4704,13630,13631],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28914"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28914"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28914\/revisions"}],"predecessor-version":[{"id":28915,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28914\/revisions\/28915"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/22417"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28914"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28914"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28914"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}