Merkez Bankas\u0131\u2019n\u0131n faiz indirimi sonras\u0131nda konut kredisi faiz oranlar\u0131nda beklenen d\u00fc\u015f\u00fc\u015fler hen\u00fcz ba\u015flamad\u0131. Haftalard\u0131r d\u00fc\u015f\u00fc\u015f e\u011filiminde olan konut kredisi faizlerinde indirimler neden yava\u015flad\u0131?<\/p>\n
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Bankalar\u0131n konut kredisi faiz oranlar\u0131nda yakla\u015f\u0131k iki ayd\u0131r devam eden d\u00fc\u015f\u00fc\u015f trendi yava\u015flad\u0131. Kredi faiz indirimleri i\u00e7in merakla beklenen Merkez Bankas\u0131\u2019n\u0131n haftal\u0131k repo faizleri de ciddi oranda d\u00fc\u015fse de indirimler konut kredisi faizlerine yans\u0131mad\u0131.<\/p>\n
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D\u00f6viz kurunun y\u00fckseldi\u011fi d\u00f6nemlerde ve 2018 Eyl\u00fcl ay\u0131nda artan politika faizleri sonras\u0131nda h\u0131zla y\u00fckselen konut kredisi faiz oranlar\u0131 \u015fu an politika faiz indirimi ve d\u00f6viz kurunda son haftalarda ya\u015fanan gerilemeye ra\u011fmen net bir d\u00fc\u015f\u00fc\u015f g\u00f6stermedi.<\/p>\n
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G\u00fcncel olarak en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 politika faizlerinde ya\u015fanan 425 puanl\u0131k indirimin ard\u0131ndan %1.47 seviyesine d\u00fc\u015ft\u00fc. \u0130ndirim \u00f6ncesinde en d\u00fc\u015f\u00fck konut kredisi seviyesi ise %1.49 d\u00fczeyinde seyrediyordu. Kredi faiz oranlar\u0131n\u0131n ne zaman d\u00fc\u015fece\u011fi merakla bekleniyor.<\/p>\n
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30 Temmuz itibariyle en uygun konut kredisi faiz oran\u0131 \u00fczerinden 100.000 TL tutarda konut kredisi hesaplama yap\u0131l\u0131\u011f\u0131nda kredinin 5 y\u0131l vadede toplam faiz \u00f6demesi 51.200 TL olurken ayl\u0131k taksitleri 2.500 TL\u2019 ye denk geliyor. Ayn\u0131 tutarda kredinin 10 y\u0131l vadede toplam faiz \u00f6demesi 113.400 TL, ayl\u0131k taksitleri ise 1.770 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n
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Temmuz sonunda t\u00fcm bankalar\u0131n konut kredisi faiz oranlar\u0131n\u0131 KrediPazari.com s\u0131ralad\u0131.<\/p>\n
<\/p>\n
Kuveyt T\u00fcrk Konut Finansman\u0131<\/p>\n
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Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 bug\u00fcn itibariyle 10 y\u0131l vadeye kadar %1.47 konut finansman\u0131 kar pay\u0131 oran\u0131 sunmaya ba\u015flad\u0131.<\/p>\n
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\u0130NG Konut Kredisi<\/p>\n
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\u0130NG ge\u00e7ti\u011fimiz haftan\u0131n son i\u015flem g\u00fcn\u00fc ger\u00e7ekle\u015ftirdi\u011fi sindirim sonras\u0131nda sigortal\u0131 konut kredisi \u00fcr\u00fcn\u00fc\u00a0 i\u00e7in 5 y\u0131l vadeye kadar %1.5, 10 y\u0131l vadeye kadar da %1.48 faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n
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Akbank Konut Kredisi<\/p>\n
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Akbank faiz indirimi sonras\u0131nda 5 y\u0131ldan 10 y\u0131l vadeye kadar %1.49 faiz oran\u0131 ile konut kredisi kulland\u0131r\u0131yor.<\/p>\n
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Vak\u0131fBank Konut Kredisi<\/p>\n
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Vak\u0131fBank bug\u00fcn ger\u00e7ekle\u015ftirdi\u011fi faiz indirimi sonras\u0131nda tabela faizleri kapsam\u0131nda %1.69, kampanyal\u0131 sar\u0131 panjur konut kredisi faiz oranlar\u0131 dahilinde ise %1.49 faiz oran\u0131 sunuyor.<\/p>\n
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Ziraat Bankas\u0131 Konut Kredisi<\/p>\n
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Ziraat Bankas\u0131 10 y\u0131l vadeye dek 100.000 TL\u2019ye kadar kredileri i\u00e7in %1.5, 500.000 TL\u2019 ye kadar %1.55 ve \u00fczeri tutarlar i\u00e7in %1.59 faiz oran\u0131 sunuyor.<\/p>\n
HalkBank Konut Kredisi<\/p>\n
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HalkBank ger\u00e7ekle\u015ftirdi\u011fi konut kredisi faiz indiriminin ard\u0131ndan maa\u015f m\u00fc\u015fterisi \u015fart\u0131n\u0131 kald\u0131rarak t\u00fcm m\u00fc\u015fterileri i\u00e7in 100.000 TL\u2019 ye kadar konut kredisi kulland\u0131r\u0131mlar\u0131na %1.53 faiz oran\u0131 uygulamaya ba\u015flad\u0131. Banka 500.000 TL\u2019 ye kadar kulland\u0131r\u0131mlarda ise %1.55 konut kredisi faiz oran\u0131 sunuyor.<\/p>\n
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ICBC Bank Konut Kredisi<\/p>\n
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ICBC Bank kampanyal\u0131 Yeni Evim Konut Kredisi i\u00e7in 10 y\u0131l vadeye kadar t\u00fcm tutarlarda %1.53 konut kredisi faiz oran\u0131 sunuyor. Banka tabela konut kredisi i\u00e7in ise %2.4 faiz oran\u0131 uyguluyor.<\/p>\n
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TEB Konut Kredisi<\/p>\n
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TEB tabela konut kredisi i\u00e7in %2.58 faiz oran\u0131 uygulansa da kampanyal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in %1.55 faiz oran\u0131 sa\u011fl\u0131yor.<\/p>\n
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Yap\u0131 Kredi Bankas\u0131 Konut Kredisi<\/p>\n
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Yap\u0131 Kredi Bankas\u0131 5 y\u0131l vadeye dek %1.64, 10 y\u0131l vadeye kadar ise %1.58 konut kredisi faiz oran\u0131 sunuyor.<\/p>\n
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Garanti BBVA Konut Kredisi<\/p>\n
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Garanti Bankas\u0131 indirimler sonras\u0131 5 y\u0131l vadede %1.64, 10 y\u0131l vadede ise %1.58 konut kredisi faiz oran\u0131 sa\u011fl\u0131yor.<\/p>\n
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\u0130\u015f Bankas\u0131 Konut Kredisi<\/p>\n
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\u0130\u015f Bankas\u0131 kampanyal\u0131 konut kredisi faiz oranlar\u0131 kapsam\u0131ndan %1.72 faiz oran\u0131 sunuyor. Bankan\u0131n tabela konut kredisi faizleri ise %2.2 seviyesinde.<\/p>\n
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QNB Finansbank Konut Kredisi<\/p>\n
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QNB Finansbank 10 y\u0131l vadeye kadar %1.75 konut kredisi faiz oran\u0131 uyguluyor.<\/p>\n
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HSBC Bank Konut Kredisi<\/p>\n
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HSBC Bank uygulad\u0131\u011f\u0131 indirim sonras\u0131nda 10 y\u0131l vadeye kadar %1.99 konut kredisi faiz oran\u0131 sunuyor.<\/p>\n
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\u015eekerbank Konut Kredisi<\/p>\n
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\u015eekerbank 10 y\u0131l vadeye kadar %1.99 faiz oran\u0131 ile konut kredisi kulland\u0131r\u0131yor.<\/p>\n
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DenizBank Konut Kredisi<\/p>\n
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DenizBank tabela konut kredisi i\u00e7in %2.15 kampanyal\u0131 konut kredisi i\u00e7in %2.05 faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n
<\/p>\n
T\u00fcrkiye Finans Konut Finansman\u0131<\/p>\n
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T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 Konut Finansman\u0131 kapsam\u0131nda 5 y\u0131l vadede %1.78, 10 y\u0131l vadede %2.06 kar pay\u0131 oran\u0131 kulland\u0131r\u0131yor.<\/p>\n
<\/p>\n
Anadolubank Konut Kredisi<\/p>\n
<\/p>\n
Anadolubank 5 y\u0131l vadeye kadar %2 10 y\u0131l vadeye kadar da %2.30 faiz oran\u0131 ile konut kredisi sunuyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Merkez Bankas\u0131\u2019n\u0131n faiz indirimi sonras\u0131nda konut kredisi faiz oranlar\u0131nda beklenen d\u00fc\u015f\u00fc\u015fler hen\u00fcz ba\u015flamad\u0131. Haftalard\u0131r d\u00fc\u015f\u00fc\u015f e\u011filiminde olan konut kredisi faizlerinde indirimler neden yava\u015flad\u0131? Bankalar\u0131n konut kredisi faiz oranlar\u0131nda yakla\u015f\u0131k iki ayd\u0131r devam eden d\u00fc\u015f\u00fc\u015f trendi yava\u015flad\u0131. Kredi faiz indirimleri i\u00e7in merakla beklenen Merkez Bankas\u0131\u2019n\u0131n haftal\u0131k repo faizleri de ciddi oranda d\u00fc\u015fse de indirimler konut […]<\/p>\n","protected":false},"author":1,"featured_media":27911,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28905"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28905"}],"version-history":[{"count":2,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28905\/revisions"}],"predecessor-version":[{"id":28909,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28905\/revisions\/28909"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/27911"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28905"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28905"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28905"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}