{"id":28896,"date":"2019-07-27T19:38:40","date_gmt":"2019-07-27T16:38:40","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=28896"},"modified":"2019-07-27T19:38:40","modified_gmt":"2019-07-27T16:38:40","slug":"en-dusuk-konut-kredisi-faizi-ne-kadar-oldu","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=28896","title":{"rendered":"En d\u00fc\u015f\u00fck konut kredisi faizi ne kadar oldu?"},"content":{"rendered":"<p><b>Merkez Bankas\u0131&#8217;n\u0131n (TCMB) Temmuz ay\u0131 Para Politikas\u0131 Faizlerini indirmesi sonras\u0131nda bankalardan ilk konut kredisi faiz indirimi \u0130NG Bank&#8217;tan geldi. \u0130NG Bank faiz oran\u0131na y\u00fczde 1.48&#8217;e \u00e7ekerek en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131n\u0131 veren banka oldu.<\/b><\/p>\n<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131\u2019n\u0131n haftal\u0131k repo faiz oran\u0131n\u0131 625 puan a\u015f\u015fa\u011f\u0131 \u00e7ekmesinin sonras\u0131nda bankalardan ilk konut kredisi faiz oran\u0131nda indirimi \u0130NG bank ger\u00e7ekle\u015ftirdi. Bankalar\u0131n kredi masraflar oranlar\u0131nda b\u00fcy\u00fck bir indirim sa\u011flayan politika faiz indirimi sonras\u0131nda kademeli olarak konut kredisi faiz oran\u0131nda indirimlerin artmas\u0131 bekleniyor.<\/p>\n<p>Kredi Pazar\u0131&#8217;nda ki habere g\u00f6re; \u0130NG bank konut kredisi faiz oranlar\u0131nda yapt\u0131\u011f\u0131 indirimin hemen ard\u0131ndan faiz oranlar\u0131n\u0131 120 ay vadeye kadar y\u00fczde 1.48\u2019e d\u00fc\u015f\u00fcrd\u00fc. Bu indirim sonras\u0131nda kamu bankalar\u0131 ve enflasyon endeksli konut kredisi faiz oranlar\u0131 alt\u0131nda faizlerle konut kredisi veren \u00f6zel banka say\u0131s\u0131 ikiye \u00e7\u0131kt\u0131.<\/p>\n<p>\u0130NG 5 sene vadeye kadar y\u00fczde 1.5, 10 sene vadeye kadar konut kredilerinde de y\u00fczde 1.48 faiz oran\u0131 veriyor. Bankadan 120 ay vadeli 100.000 TL alan\u0131n konut kredisi hesaplamas\u0131 yap\u0131l\u0131\u011f\u0131nda kredinin ayl\u0131k taksitleri 1.786 TL geliyor. Kredinin toplam geri \u00f6deme miktar\u0131 ise 214.000 TL\u2019 ye geliyor.<\/p>\n<div class=\"reklam\"><\/div>\n<div class=\"reklam\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Merkez Bankas\u0131&#8217;n\u0131n (TCMB) Temmuz ay\u0131 Para Politikas\u0131 Faizlerini indirmesi sonras\u0131nda bankalardan ilk konut kredisi faiz indirimi \u0130NG Bank&#8217;tan geldi. \u0130NG Bank faiz oran\u0131na y\u00fczde 1.48&#8217;e \u00e7ekerek en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131n\u0131 veren banka oldu. T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131\u2019n\u0131n haftal\u0131k repo faiz oran\u0131n\u0131 625 puan a\u015f\u015fa\u011f\u0131 \u00e7ekmesinin sonras\u0131nda bankalardan ilk konut kredisi faiz oran\u0131nda indirimi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":22417,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[97,5388],"tags":[13626,277,276],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28896"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28896"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28896\/revisions"}],"predecessor-version":[{"id":28897,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28896\/revisions\/28897"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/22417"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28896"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28896"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28896"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}