{"id":28824,"date":"2019-07-18T09:02:11","date_gmt":"2019-07-18T06:02:11","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=28824"},"modified":"2019-07-18T09:02:11","modified_gmt":"2019-07-18T06:02:11","slug":"konut-kredisi-kullanimindaki-dusus-devam-ediyor","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=28824","title":{"rendered":"Konut Kredisi Kullan\u0131m\u0131ndaki D\u00fc\u015f\u00fc\u015f Devam Ediyor \u00a0"},"content":{"rendered":"

Son a\u00e7\u0131klanan T\u00fcrkiye \u0130statistik Kurumu (T\u00dc\u0130K) verilerine g\u00f6re konut sat\u0131\u015flar\u0131 Haziran ay\u0131nda da d\u00fc\u015fmeye devam etti. Konut kredisi kullan\u0131m\u0131nda ise 2019\u2019un en sert d\u00fc\u015f\u00fc\u015f\u00fc ya\u015fad\u0131. Konut sekt\u00f6r\u00fcnde son durum nedir?<\/p>\n

Konut sat\u0131\u015flar\u0131 Haziran ay\u0131nda \u00fclke genelinde \u0130stanbul se\u00e7imlerinin olu\u015fturdu\u011fu belirsizlik, bayram tatili ve y\u00fcksek konut kredisi faiz oranlar\u0131 nedeniyle yar\u0131 yar\u0131ya yak\u0131n d\u00fc\u015f\u00fc\u015f g\u00f6sterdi. Verilere g\u00f6re T\u00fcrkiye genelinde konut sat\u0131\u015flar\u0131 2019 Haziran ay\u0131nda bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re %48,6 oran\u0131nda azalarak 61.355 oldu. S\u00f6z konusu sat\u0131\u015f rakam\u0131 ge\u00e7en y\u0131l\u0131n Haziran ay\u0131nda 119.413 \u015feklinde ger\u00e7ekle\u015fmi\u015fti.<\/p>\n

Kredili Konut Sat\u0131\u015flar\u0131nda Sert D\u00fc\u015f\u00fc\u015f<\/h2>\n

Kredili konut sat\u0131\u015flar\u0131nda ya\u015fanan d\u00fc\u015f\u00fc\u015f ise daha sert oldu. \u0130potekli konut sat\u0131\u015flar\u0131 Haziran ay\u0131nda %84.6 oran\u0131nda geriledi. S\u00f6z konusu d\u00fc\u015f\u00fc\u015f 2019\u2019un en y\u00fcksek d\u00fc\u015f\u00fc\u015f\u00fc oldu. 2018 y\u0131l\u0131n\u0131n Haziran ay\u0131nda 71.765 olan konut kredisi kullan\u0131m\u0131 bu senenin ayn\u0131 d\u00f6neminde 7.319\u2019a d\u00fc\u015ft\u00fc. Toplam konut sat\u0131\u015flar\u0131 i\u00e7inde kredili konut sat\u0131\u015flar\u0131n\u0131n pay\u0131 ise sadece %11,9 oldu.<\/p>\n

Kredili Konut Sat\u0131\u015flar\u0131 Neden D\u00fc\u015f\u00fcyor ?<\/h2>\n

\u0130potekli konut sat\u0131\u015f\u0131 olarak ifade edilen kredili konut sat\u0131\u015flar\u0131n\u0131n d\u00fc\u015f\u00fc\u015f\u00fcnde en \u00f6nemli etken konut kredisi faiz oranlar\u0131 oluyor. 31 Mart yerel se\u00e7imleri \u00f6ncesi artan d\u00f6viz kuruna ba\u011fl\u0131 olarak konut kredisi faiz oranlar\u0131 Haziran ay\u0131nda %2.75\u2019e kadar y\u00fckseldi. Ay i\u00e7inde tekrar d\u00fc\u015f\u00fc\u015f g\u00f6steren konut kredisi faiz oranlar\u0131 ortalamas\u0131 %2.1 seviyesinde seyretti. Ayr\u0131ca ay i\u00e7inde etkili olan \u0130stanbul se\u00e7imleri ve bayram tatilinin de konut kredisi kullan\u0131m\u0131n\u0131 olumsuz etkiledi\u011fi tahmin ediliyor.<\/p>\n

Konut Kredisi Faizleri Ne Kadar ?<\/h2>\n

Konut kredisi faiz oranlar\u0131 ortalamas\u0131 g\u00fcncel olarak %1.96\u2019 ya kadar geriledi. Temmuz ay\u0131nda en d\u00fc\u015f\u00fck kampanyal\u0131 konut kredisi faiz oran\u0131 %1.49\u2019a d\u00fc\u015ft\u00fc. Haziran ay\u0131nda %1.75 olan\u00a0 Enflasyon endeksli konut kredisi faiz oranlar\u0131 %1.5\u2019e geriledi.<\/p>\n

Konut Kredisi Hesaplama<\/h2>\n

KrediPazari.com’un ara\u015ft\u0131rmalar\u0131na g\u00f6re Haziran ay\u0131nda en uygun konut kredisi faiz oran\u0131 \u00fczerinden 250.000 TL tutarl\u0131 konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin toplam geri \u00f6demesi 552.000 TL oluyordu. Ayn\u0131 miktarda kredinin Temmuz ay\u0131nda toplam geri \u00f6demesi 538.000 TL\u2019 ye denk geliyor. Son bir ayda ayn\u0131 tutarda konut kredisinden 14.000 TL kar elde etmek m\u00fcmk\u00fcn.<\/p>\n

\n

Sekt\u00f6r Temmuz Ay\u0131ndan Umutlu\u00a0<\/strong><\/p>\n<\/blockquote>\n

Konut kredisi faiz oranlar\u0131ndaki d\u00fc\u015f\u00fc\u015f\u00fcn devam etti\u011fi Temmuz ay\u0131nda ipotekli konut sat\u0131\u015flar\u0131n\u0131n daha iyi olmas\u0131 bekleniyor.\u00a0 Bankalar\u0131n enflasyon endeksli konut kredisi ve d\u00fc\u015f\u00fc\u015f sinyalleri veren enflasyonun Temmuz ay\u0131nda konut talebini erteleyen vatanda\u015flar\u0131 harekete ge\u00e7irmesi \u00f6ng\u00f6r\u00fcl\u00fcyor.<\/p>\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

Son a\u00e7\u0131klanan T\u00fcrkiye \u0130statistik Kurumu (T\u00dc\u0130K) verilerine g\u00f6re konut sat\u0131\u015flar\u0131 Haziran ay\u0131nda da d\u00fc\u015fmeye devam etti. Konut kredisi kullan\u0131m\u0131nda ise 2019\u2019un en sert d\u00fc\u015f\u00fc\u015f\u00fc ya\u015fad\u0131. Konut sekt\u00f6r\u00fcnde son durum nedir? Konut sat\u0131\u015flar\u0131 Haziran ay\u0131nda \u00fclke genelinde \u0130stanbul se\u00e7imlerinin olu\u015fturdu\u011fu belirsizlik, bayram tatili ve y\u00fcksek konut kredisi faiz oranlar\u0131 nedeniyle yar\u0131 yar\u0131ya yak\u0131n d\u00fc\u015f\u00fc\u015f g\u00f6sterdi. Verilere […]<\/p>\n","protected":false},"author":1,"featured_media":26671,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951,13429,13609],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28824"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28824"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28824\/revisions"}],"predecessor-version":[{"id":28825,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28824\/revisions\/28825"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/26671"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}