{"id":28706,"date":"2019-07-11T09:17:31","date_gmt":"2019-07-11T06:17:31","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=28706"},"modified":"2019-07-11T09:17:31","modified_gmt":"2019-07-11T06:17:31","slug":"konut-kredisi-faizleri-yuzde-1-5e-kadar-dustu","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=28706","title":{"rendered":"Konut Kredisi Faizleri Y\u00fczde 1.5\u2019e Kadar D\u00fc\u015ft\u00fc"},"content":{"rendered":"<p dir=\"ltr\">Konut kredisi faizlerindeki d\u00fc\u015f\u00fc\u015f kamu bankalar\u0131n\u0131n da faiz indirimi ile h\u0131zland\u0131. En d\u00fc\u015f\u00fck tabela konut kredisi faiz oran\u0131 d\u00fcn itibariyle %1.5\u2019e kadar d\u00fc\u015ft\u00fc.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Bankalar\u0131n konut kredisi faiz oranlar\u0131n ba\u015flayan d\u00fc\u015f\u00fc\u015f son haftalarda h\u0131z kazand\u0131. D\u00fcn itibariyle Ziraat Bankas\u0131 ve Garanti BBVA\u2019 da faiz oranlar\u0131nda indirim uygulad\u0131. Kredi faizlerindeki d\u00fc\u015f\u00fc\u015f devam ederken Cumhurba\u015fkan\u0131 Erdo\u011fan d\u00fcn yapt\u0131\u011f\u0131 a\u00e7\u0131klamada Merkez Bankas\u0131&#8217;n\u0131n bundan sonra ekonomi programlar\u0131na \u00e7ok daha g\u00fc\u00e7l\u00fc destek verece\u011fini belirterek &#8220;Orada t\u0131kan\u0131kl\u0131k vard\u0131, bedelini t\u00fcm \u00fclke birlikte \u00f6d\u00fcyorduk. Bundan sonraki s\u00fcre\u00e7te faiz politikam\u0131z\u0131n hangi t\u00fcrde \u015fekillendi\u011fini de en k\u0131sa zamanda g\u00f6receksiniz&#8221; ifadeleri aktard\u0131. A\u00e7\u0131klaman\u0131n ard\u0131ndan repo faiz indirimi beklentileri artt\u0131.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">11 Temmuz itibariyle bankalar\u0131n konut kredisi faiz ortalamalar\u0131 %1.97\u2019ye geriledi. Ziraat Bankas\u0131\u2019n\u0131n faiz indiriminin ard\u0131ndan en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 %1.5\u2019e geriledi. En y\u00fcksek konut kredisi faizi ise %2.58 seviyesinde.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Ziraat Bankas\u0131, HalkBank, Vak\u0131fBank ve DenizBank\u2019\u0131n kulland\u0131rd\u0131\u011f\u0131 enflasyon endeksli konut kredisi \u00fcr\u00fcn\u00fcnde ise son a\u00e7\u0131klanan T\u00dcFE oranlar\u0131na ba\u011fl\u0131 olarak konut kredisi faizleri Temmuz ay\u0131nda %1.5 olarak uygulan\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">En uygun konut kredisi faiz oran\u0131 \u00fczerinden 100.000 TL tutarda 10 y\u0131l vadeli konut kredisi hesaplama ger\u00e7ekle\u015ftirildi\u011finde kredinin ayl\u0131k \u00f6demeleri 1.800 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor. Kredinin vade sonunda masraflar hari\u00e7 toplam faiz \u00f6demesi 216.000 oluyor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re bug\u00fcn itibariyle en uygun konut kredisi sunan 10 bankan\u0131n faiz oran\u0131 \u015fu \u015fekilde;<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Ziraat Bankas\u0131 Konut Kredisi<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Ziraat Bankas\u0131 d\u00fcn ger\u00e7ekle\u015ftirdi\u011fi faiz indiriminin ard\u0131ndan 100.000 TL\u2019 ye kadar %1.5, 500.000 TL\u2019 ye kadar %1.55, \u00fczeri kullan\u0131mlar i\u00e7in ise %1.59 faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">\u0130NG Konut Kredisi<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">\u0130NG sigortal\u0131 konut kredisi kampanyas\u0131 kapsam\u0131nda 10 y\u0131l vadede %1.54 konut kredisi faiz oran\u0131 uyguluyor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">TEB Konut Kredisi<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">TEB Kampanyal\u0131 konut kredisi \u00fcr\u00fcn\u00fc i\u00e7in faiz oranlar\u0131n\u0131 %1.55 olarak uygularken tabela konut kredisi faizleri i\u00e7in %2.58 oran\u0131 sunuyor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">HalkBank Konut Kredisi<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">HalkBank hesapl\u0131 evim konut kredisi kampanyas\u0131 kapsam\u0131nda 100.000 TL\u2019 ye kadar konut kredisi kulland\u0131r\u0131mlar\u0131na %1.55 faiz oran\u0131 uyguluyor. Banka 500.000 TL\u2019 ye kadar kulland\u0131r\u0131mlarda ise %1.65 konut kredisi faiz oran\u0131 sunuyor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">ICBC Konut Kredisi<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">ICBC Bank kampanyal\u0131 Yeni Evim Konut Kredisi i\u00e7in 10 y\u0131l vadeye kadar t\u00fcm tutarlarda %1.57 konut kredisi faiz oran\u0131 sunuyor. Banka tabela konut kredisi i\u00e7in ise %2.4 faiz oran\u0131 uyguluyor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Vak\u0131fBank Konut Kredisi<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Vak\u0131fBank Kampanyal\u0131 Sar\u0131 Panjur Konut Kredisi i\u00e7in 60 ay vadeye kadar %1.55, 61- 120 ay vade aral\u0131\u011f\u0131nda ise %1.59 konut kredisi faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Garanti BBVA Konut Kredisi<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Garanti Bankas\u0131 d\u00fcn uygulad\u0131\u011f\u0131 faiz indirimi sonras\u0131nda 5 y\u0131l vadeye kadar %1.75, 10 y\u0131l vadeye kadar ise %1.65 faiz oran\u0131 sunuyor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Yap\u0131 Kredi Bankas\u0131 Konut Kredisi<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Yap\u0131 Kredi Bankas\u0131 5 y\u0131l vadeye kadar %1.7, 10 y\u0131l vadeye kadar da %1.75 konut kredisi faiz oran\u0131 uyguluyor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Kuveyt T\u00fcrk Konut Finansman\u0131<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 ise 10 y\u0131l vadeye kadar %1.68 kar pay\u0131 oran\u0131 ile konut finansman\u0131 sa\u011fl\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Akbank Konut Kredisi<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Akbank 5 y\u0131l vadeye dek %1.68, 10 y\u0131l vadeye kadar %1.69 konut kredisi faiz oran\u0131 kulland\u0131r\u0131yor<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Konut kredisi faizlerindeki d\u00fc\u015f\u00fc\u015f kamu bankalar\u0131n\u0131n da faiz indirimi ile h\u0131zland\u0131. En d\u00fc\u015f\u00fck tabela konut kredisi faiz oran\u0131 d\u00fcn itibariyle %1.5\u2019e kadar d\u00fc\u015ft\u00fc. &nbsp; Bankalar\u0131n konut kredisi faiz oranlar\u0131n ba\u015flayan d\u00fc\u015f\u00fc\u015f son haftalarda h\u0131z kazand\u0131. D\u00fcn itibariyle Ziraat Bankas\u0131 ve Garanti BBVA\u2019 da faiz oranlar\u0131nda indirim uygulad\u0131. Kredi faizlerindeki d\u00fc\u015f\u00fc\u015f devam ederken Cumhurba\u015fkan\u0131 Erdo\u011fan d\u00fcn [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":27911,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28706"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28706"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28706\/revisions"}],"predecessor-version":[{"id":28707,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28706\/revisions\/28707"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/27911"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28706"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28706"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28706"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}