{"id":28573,"date":"2019-06-18T12:20:36","date_gmt":"2019-06-18T09:20:36","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=28573"},"modified":"2019-06-18T12:20:36","modified_gmt":"2019-06-18T09:20:36","slug":"konut-satislari-dusuyor-konut-kredisi-kampanyalari-artiyor","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=28573","title":{"rendered":"Konut Sat\u0131\u015flar\u0131 D\u00fc\u015f\u00fcyor Konut Kredisi Kampanyalar\u0131 Art\u0131yor"},"content":{"rendered":"
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n

T\u00fcrkiye \u0130statistik Kurumu (T\u00dc\u0130K) konut sat\u0131\u015f verilerini a\u00e7\u0131klad\u0131. Verilerde g\u00f6r\u00fclen b\u00fcy\u00fck d\u00fc\u015f\u00fc\u015f\u00fcn hemen ard\u0131ndan Ziraat Bankas\u0131\u2019ndan dev konut kredisi kampanyas\u0131 geldi. D\u00fc\u015fen konut sat\u0131\u015flar\u0131 konut kredisi kampanyalar\u0131 ile canland\u0131r\u0131lmaya \u00e7al\u0131\u015f\u0131l\u0131yor.<\/p>\n

May\u0131s ay\u0131 konut sat\u0131\u015f istatistikleri d\u00fcn a\u00e7\u0131kland\u0131. T\u00dc\u0130K\u2019in a\u00e7\u0131klad\u0131\u011f\u0131 verilere g\u00f6re T\u00fcrkiye genelinde konut sat\u0131\u015flar\u0131 2019 May\u0131s ay\u0131nda bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re %31,3 oran\u0131nda \u00a0azalarak 82.252\u2019ye geriledi.<\/p>\n

En b\u00fcy\u00fck d\u00fc\u015f\u00fc\u015f kredili konut sat\u0131\u015flar\u0131nda g\u00f6zlendi. May\u0131s ay\u0131nda tekrar y\u00fckseli\u015fe ge\u00e7en konut kredisi faiz oranlar\u0131 kredili konut sat\u0131\u015flar\u0131n\u0131 olumsuz etkiledi. T\u00fcrkiye genelinde kredili konut sat\u0131\u015flar\u0131 bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re %85,8 oran\u0131nda azal\u0131\u015f g\u00f6stererek 5.231\u2019e d\u00fc\u015ft\u00fc. Toplam konut sat\u0131\u015flar\u0131 i\u00e7inde ipotekli sat\u0131\u015flar\u0131n pay\u0131 %6,4 olarak ger\u00e7ekle\u015fti.<\/p>\n

Kredili konut sat\u0131\u015flar\u0131n\u0131n pay\u0131n\u0131n toplam sat\u0131\u015flar i\u00e7inde %6.4\u2019e gerilemesi vatanda\u015f\u0131n konut ihtiyac\u0131n\u0131 erteledi\u011finin net g\u00f6stergesi oldu. Konut kredisi faiz oranlar\u0131n\u0131n psikolojik seviyenin iki kat\u0131n\u0131n \u00fcst\u00fcnde olmas\u0131 \u00fczerine Ziraat Bankas\u0131\u2019ndan b\u00fcy\u00fck bir konut kredisi kampanyas\u0131 geldi. Ziraat Bankas\u0131 Enflasyon Endeksli Konut Kredisi \u00fcr\u00fcn\u00fc detaylar\u0131n\u0131 KrediPazari.com ara\u015ft\u0131rd\u0131.<\/p>\n

Ziraat Bankas\u0131 Enflasyon Endeksli Konut Kredisi Faizi<\/h2>\n

Ziraat Bankas\u0131 Genel M\u00fcd\u00fcr\u00fc H\u00fcseyin Ayd\u0131n kredi \u00fcr\u00fcn\u00fcn\u00fc \u2018\u2018Enflasyona Endeksli Konut Kredisiyle enflasyonda gelecekte d\u00fc\u015f\u00fc\u015f bekleyen ve al\u0131m\u0131n\u0131 erteleyen m\u00fc\u015fterilerin taleplerini \u00f6ne \u00e7ekmek istedik. Enflasyona Endeksli Konut Kredisi’nde faiz oran\u0131 son a\u00e7\u0131klanan T\u00dcFE’ye bankam\u0131zca belirlenen ayl\u0131k 0,19 marj\u0131n eklenmesiyle hesaplanacak.\u2019\u2019 c\u00fcmleleri ile anlatt\u0131.<\/p>\n

Ziraat Bankas\u0131\u2019n\u0131n konut erteleyen vatanda\u015flar\u0131n ihtiya\u00e7lar\u0131n\u0131 uygun ko\u015fullarda kar\u015f\u0131lamak i\u00e7in sundu\u011fu Enflasyon Endeksli Konut Kredisi \u00fcr\u00fcn\u00fc ile ayl\u0131k faiz oranlar\u0131n\u0131 TCMB\u2019n\u0131n ayl\u0131k T\u00dcFE verilerinin \u00fczerine bankan\u0131n %0.19 kar marj\u0131 eklenmesi ile belirlenecek. 10 y\u0131l vadeye kadar kulland\u0131r\u0131lan kredide faiz oranlar\u0131 T\u00dcFE\u2019nin d\u00fc\u015fmesi ile d\u00fc\u015f\u00fc\u015f g\u00f6sterecek. Kampanya kapsam\u0131nda borcunu erken kapatmak isteyen vatanda\u015ftan erken \u00f6deme \u00fccreti al\u0131nmayacak. Ayr\u0131ca Enflasyon Endeksli Konut Kredisi\u2019nden yararlanan vatanda\u015flar diledikleri zaman Ziraat Bankas\u0131\u2019n\u0131n sabit faizli konut kredisi ile yap\u0131land\u0131rma yapabilecekler.<\/p>\n

Ziraat Enflasyon Endeksli Konut Kredisi Hesaplama<\/h2>\n

Ziraat Bankas\u0131 Enflasyon Endeksli Konut Kredisi faiz oranlar\u0131 May\u0131s ay\u0131 T\u00dcFE rakamlar\u0131n\u0131n 12 ayl\u0131k ortalamas\u0131 al\u0131narak hesapland\u0131\u011f\u0131nda %2.01\u2019e denk geliyor. \u015eu an i\u00e7in faiz oran\u0131 y\u00fcksek g\u00f6r\u00fcnse de enflasyonda beklenen d\u00fc\u015f\u00fc\u015f ile faiz oranlar\u0131da d\u00fc\u015f\u00fc\u015f g\u00f6sterecek. TCMB\u2019nin Haziran ay\u0131 beklenti anketinde 12 ay sonra y\u0131ll\u0131k ortalama enflasyon beklentisi %14.88 \u015feklinde yer al\u0131yor. Beklentiye g\u00f6re faiz oran\u0131 hesapland\u0131\u011f\u0131nda 2020 Haziran ay\u0131nda konut kredisi faiz oran\u0131 %1.5\u2019e denk geliyor.<\/p>\n

Ziraat Bankas\u0131 Enflasyon Endeksli Konut Kredisi i\u00e7in g\u00fcncel faiz oranlar\u0131 ile 150.000 TL tutarda 10 y\u0131l vadeli konut kredisi hesaplama ger\u00e7ekle\u015ftirildi\u011finde kredinin ayl\u0131k \u00f6demeleri 3.320 TL oluyor. 5 y\u0131l vadede konut kredisi hesaplama ise 4.320 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor\u00e7<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

\n
\n
\n
\n
\n
<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

T\u00fcrkiye \u0130statistik Kurumu (T\u00dc\u0130K) konut sat\u0131\u015f verilerini a\u00e7\u0131klad\u0131. Verilerde g\u00f6r\u00fclen b\u00fcy\u00fck d\u00fc\u015f\u00fc\u015f\u00fcn hemen ard\u0131ndan Ziraat Bankas\u0131\u2019ndan dev konut kredisi kampanyas\u0131 geldi. D\u00fc\u015fen konut sat\u0131\u015flar\u0131 konut kredisi kampanyalar\u0131 ile canland\u0131r\u0131lmaya \u00e7al\u0131\u015f\u0131l\u0131yor. May\u0131s ay\u0131 konut sat\u0131\u015f istatistikleri d\u00fcn a\u00e7\u0131kland\u0131. T\u00dc\u0130K\u2019in a\u00e7\u0131klad\u0131\u011f\u0131 verilere g\u00f6re T\u00fcrkiye genelinde konut sat\u0131\u015flar\u0131 2019 May\u0131s ay\u0131nda bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re %31,3 […]<\/p>\n","protected":false},"author":1,"featured_media":11104,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[2818,11675],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28573"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28573"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28573\/revisions"}],"predecessor-version":[{"id":28574,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28573\/revisions\/28574"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/11104"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28573"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28573"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28573"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}