{"id":28568,"date":"2019-06-18T12:14:09","date_gmt":"2019-06-18T09:14:09","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=28568"},"modified":"2019-06-18T12:14:09","modified_gmt":"2019-06-18T09:14:09","slug":"halkbanktan-enflasyona-endeksli-konut-kredisi","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=28568","title":{"rendered":"Halkbank\u2019tan Enflasyona Endeksli Konut Kredisi"},"content":{"rendered":"<p><strong><i>Konut sahibi olmak isteyen m\u00fc\u015fterilerine \u00f6zel \u00e7\u00f6z\u00fcmler \u00fcretmeyi s\u00fcrd\u00fcren Halkbank, Enflasyona Endeksli Konut Kredisi\u2019ni duyurdu. \u00d6n\u00fcm\u00fczdeki d\u00f6nemde enflasyonda ve dolay\u0131s\u0131yla faiz oranlar\u0131nda beklenen olumlu geli\u015fmeler do\u011frultusunda m\u00fc\u015fterilerin konut finansman\u0131 ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131layacak imk\u00e2nlar\u0131 sunmay\u0131 ama\u00e7lad\u0131klar\u0131n\u0131 belirten Halkbank Genel M\u00fcd\u00fcr\u00fc Osman Arslan, \u201cElbirli\u011fi yapt\u0131\u011f\u0131m\u0131z \u00f6l\u00e7\u00fcde ekonomimiz daha da iyiye gidecek, do\u011fru yat\u0131r\u0131mlar\u0131 zaman\u0131nda yapanlar ekonomimiz g\u00fc\u00e7lendik\u00e7e daha fazla kazanacakt\u0131r\u201d dedi.<\/i><\/strong><\/p>\n<p>M\u00fc\u015fterilerinin finansal ihtiya\u00e7lar\u0131na etkin \u00e7\u00f6z\u00fcmler \u00fcretmeyi s\u00fcrd\u00fcren Halkbank, konut sahibi olmak isteyen m\u00fc\u015fterilerine Enflasyona Endeksli Konut Kredisi imk\u00e2n\u0131 sa\u011flayacak. 120 aya kadar vade se\u00e7ene\u011fi sunan kredi kapsam\u0131nda faiz oranlar\u0131 T\u00dcFE&#8217;ye ba\u011fl\u0131 olarak de\u011fi\u015fecek ve enflasyon oran\u0131yla birlikte taksit tutarlar\u0131 da d\u00fc\u015fecek.<\/p>\n<p>Bankac\u0131l\u0131k faaliyetleri kapsam\u0131nda m\u00fc\u015fterilerinin lehine her t\u00fcrl\u00fc \u00f6zel \u00fcr\u00fcn\u00fc geli\u015ftirmeye devam ettiklerini belirten\u00a0<strong>Halkbank Genel M\u00fcd\u00fcr\u00fc Osman Arslan<\/strong>\u00a0\u015funlar\u0131 s\u00f6yledi:<\/p>\n<p>\u201c<strong>Ekonomimizin dengelenme s\u00fcrecinde att\u0131\u011f\u0131m\u0131z ad\u0131mlarla piyasalar\u0131 rahatlat\u0131rken, enflasyon oranlar\u0131ndaki d\u00fc\u015f\u00fc\u015f beklentileri do\u011frultusunda geli\u015ftirdi\u011fimiz \u00fcr\u00fcnlerle de m\u00fc\u015fterilerimize kolayl\u0131klar sunmaktay\u0131z. Enflasyonun d\u00fc\u015f\u00fc\u015f trendine girdi\u011fi bu s\u00fcre\u00e7te, m\u00fc\u015fterilerimizin faiz oranlar\u0131ndan etkilenerek sat\u0131n alma kararlar\u0131n\u0131 ertelemelerini istemiyoruz. Uygun ko\u015fullar\u0131yla konut taleplerini \u00f6ne \u00e7ekmesini ama\u00e7lad\u0131\u011f\u0131m\u0131z Enflasyona Endeksli Konut Kredisi \u00fcr\u00fcn\u00fcm\u00fczle m\u00fc\u015fterilerimize ve ekonomimize destek olmaya devam etmekteyiz. Elbirli\u011fi yapt\u0131\u011f\u0131m\u0131z \u00f6l\u00e7\u00fcde ekonomimiz daha da iyiye gidecek, do\u011fru yat\u0131r\u0131mlar\u0131 do\u011fru zamanda yapanlar ekonomimiz g\u00fc\u00e7lendik\u00e7e daha fazla kazanacakt\u0131r.<\/strong>\u201d<\/p>\n<h2>Faiz oranlar\u0131 periyodik olarak g\u00fcncellenecek<\/h2>\n<p>Halkbank&#8217;\u0131n Enflasyona Endeksli Konut Kredisi&#8217;nde faiz oranlar\u0131, m\u00fc\u015fteri tercihine g\u00f6re her 6 ya da 12 ayda bir otomatik olarak g\u00fcncellenecek. G\u00fcncelleme d\u00f6neminde, bulunulan aydan bir \u00f6nceki ayda T\u00dc\u0130K taraf\u0131ndan a\u00e7\u0131klanan T\u00dcFE (T\u00fcketici Fiyatlar\u0131 Endeksi) y\u0131ll\u0131k y\u00fczde de\u011fi\u015fim oran\u0131na Banka taraf\u0131ndan s\u00f6zle\u015fmede belirlenen marj oran\u0131 eklenerek ge\u00e7erli faiz oran\u0131 belirlenecek. Di\u011fer taraftan, kredi i\u00e7in m\u00fc\u015fterileri koruyan bir azami faiz oran\u0131 da belirlenecek ve de\u011fi\u015fim d\u00f6nemlerinde belirlenecek yeni faiz oran\u0131 azami faiz oran\u0131n\u0131 a\u015famayacak. Ayr\u0131ca kredisini erken \u00f6demek isteyen m\u00fc\u015fterilerden \u201cerken \u00f6deme tazminat\u0131\u201d tahsil edilmeyecek.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Konut sahibi olmak isteyen m\u00fc\u015fterilerine \u00f6zel \u00e7\u00f6z\u00fcmler \u00fcretmeyi s\u00fcrd\u00fcren Halkbank, Enflasyona Endeksli Konut Kredisi\u2019ni duyurdu. \u00d6n\u00fcm\u00fczdeki d\u00f6nemde enflasyonda ve dolay\u0131s\u0131yla faiz oranlar\u0131nda beklenen olumlu geli\u015fmeler do\u011frultusunda m\u00fc\u015fterilerin konut finansman\u0131 ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131layacak imk\u00e2nlar\u0131 sunmay\u0131 ama\u00e7lad\u0131klar\u0131n\u0131 belirten Halkbank Genel M\u00fcd\u00fcr\u00fc Osman Arslan, \u201cElbirli\u011fi yapt\u0131\u011f\u0131m\u0131z \u00f6l\u00e7\u00fcde ekonomimiz daha da iyiye gidecek, do\u011fru yat\u0131r\u0131mlar\u0131 zaman\u0131nda yapanlar ekonomimiz g\u00fc\u00e7lendik\u00e7e daha [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":25929,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5220,5388],"tags":[12622,12623,951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28568"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28568"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28568\/revisions"}],"predecessor-version":[{"id":28569,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28568\/revisions\/28569"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/25929"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28568"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28568"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28568"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}