{"id":28508,"date":"2019-06-14T09:04:09","date_gmt":"2019-06-14T06:04:09","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=28508"},"modified":"2019-06-14T09:04:09","modified_gmt":"2019-06-14T06:04:09","slug":"indirimler-sonrasi-konut-kredisi-faiz-oranlarinda-son-durum-3","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=28508","title":{"rendered":"\u0130ndirimler Sonras\u0131 Konut Kredisi Faiz Oranlar\u0131nda Son Durum"},"content":{"rendered":"<p dir=\"ltr\">Bankalar\u0131n konut kredisi faiz oranlar\u0131nda ya\u015fanan indirimler d\u00fcnde devam etti. Haftan\u0131n son i\u015flem g\u00fcn\u00fcnde konut kredisi faiz oranlar\u0131nda son durum ne oldu? Hangi bankalar konut kredisi faizlerini indirdi?<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Bankalar\u0131n konut kredisi faiz oranlar\u0131 y\u00fckseli\u015fte oldu\u011fu yakla\u015f\u0131k \u00fc\u00e7 ay\u0131n ard\u0131ndan bu hafta tekrar d\u00fc\u015f\u00fc\u015fe ge\u00e7ti. 11 Haziran\u2019da ba\u015flayan indirimler son \u00fc\u00e7 g\u00fcnd\u00fcr devam ediyor. Bankalar\u0131n konut kredisi faiz oranlar\u0131nda ya\u015fanan d\u00fc\u015f\u00fc\u015f devam eder mi?<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Konut kredisi faiz oranlar\u0131 d\u00f6viz kurundaki hareketlerden sert etkileni\u015fini s\u00fcrd\u00fcr\u00fcyor. Dolardaki son hafta gerilemeden destek alan geli\u015fen \u00fclke varl\u0131klar\u0131, petroldeki d\u00fc\u015f\u00fc\u015fle beraber y\u00fckseli\u015f ya\u015fad\u0131 ve TL\u2019de bu y\u00fckseli\u015fe e\u015flik etti, ancak haftan\u0131n devam\u0131nda yurt i\u00e7i geli\u015fmeler TL taraf\u0131nda yeniden de\u011fer kayb\u0131na neden oluyor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">\u00c7ar\u015famba g\u00fcn\u00fc PPK sonras\u0131 5,78\u2019e gerileyen USD\/TRY kuru, ABD\u2019de T\u00dcFE\u2019nin de zay\u0131f gelmesi ile 5,7650\u2019ye geriledi, ancak d\u00fc\u015f\u00fc\u015f bu seviyede s\u0131n\u0131rl\u0131 kald\u0131. Kur, g\u00fcn\u00fcn devam\u0131nda yeniden 5,80 \u00fczerine \u00e7\u0131kt\u0131. D\u00fcn en d\u00fc\u015f\u00fck 5,80 seviyesini g\u00f6ren kur, g\u00fcn\u00fcn devam\u0131nda 5,8755&#8217;e y\u00fckseldi ve TL, d\u00fcn dolar kar\u015f\u0131s\u0131nda %1,20 kay\u0131p ile en \u00e7ok d\u00fc\u015f\u00fc\u015f ya\u015fayan geli\u015fen \u00fclke paras\u0131 oldu.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Bankalar\u0131n konut kredisi faiz oranlar\u0131 indiriminde etkili olan d\u00f6viz kurundaki d\u00fc\u015f\u00fc\u015f trendi devam ederse faiz oranlar\u0131n\u0131n d\u00fc\u015fmesi tahmin ediliyor. Fakat kur son g\u00fcnlerde dalgal\u0131 seyrediyor. D\u00fcn kurda ya\u015fanan art\u0131\u015f\u0131n ard\u0131ndan DenizBank kampanyal\u0131 konut kredisi faiz oranlar\u0131nda art\u0131\u015fa gitti. Banka kampanyal\u0131 konut kredisi faiz oranlar\u0131n\u0131 16 puan artt\u0131rd\u0131.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re Nisan ve May\u0131s aylar\u0131nda ya\u015fanan h\u0131zl\u0131 y\u00fckseli\u015fin ard\u0131ndan d\u00fc\u015f\u00fc\u015f trendine giren konut kredisi faiz oranlar\u0131nda ortalama %2.09\u2019a d\u00fc\u015ft\u00fc. En d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 seviyesi halen 100.000 TL\u2019 ye kadar kullan\u0131mlar i\u00e7in %1.55 seviyesinde. \u00d6zel bankalardaki en d\u00fc\u015f\u00fck konut kredisi d\u00fczeyi de %1.65\u2019e kadar geriledi.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Hafta i\u00e7inde kampanyal\u0131 konut kredisi kapsam\u0131nda ICBC Bank, Akbank, \u015eekerBank ,Akbank ve Garanti BBVA konut kredisi faiz oranlar\u0131nda indirim uygulad\u0131. DenizBank ise kampanyal\u0131 konut kredisi faiz oranlar\u0131n\u0131 artt\u0131rd\u0131.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Konut kredisi faiz g\u00fcncellemesine giden bankalar\u0131n 10 y\u0131l vadede konut kredisi faiz oranlar\u0131 \u015fu \u015fekilde; Akbank %2.06, \u015eekerBank %2.47, HSBC %2.25, \u0130NG %1.74, Garanti BBVA %1.85 kampanyal\u0131 konut kredileri i\u00e7in ICBC %1.65, DenizBank %2.05.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">En Uygun Konut Kredisi Hesaplama<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Bankalardan 150.000 TL tutarda konut kredisi i\u00e7in en uygun faiz oran\u0131 \u00fczerinden konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda 5 y\u0131l vadede ayl\u0131k taksitler 3.950 TL, 10 y\u0131l vadede taksitler 2.880 TL oluyor. 10 y\u0131l vadeli kredinin toplam geri \u00f6deme miktar\u0131 ise 245.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n<div class=\"signature-text\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Bankalar\u0131n konut kredisi faiz oranlar\u0131nda ya\u015fanan indirimler d\u00fcnde devam etti. Haftan\u0131n son i\u015flem g\u00fcn\u00fcnde konut kredisi faiz oranlar\u0131nda son durum ne oldu? Hangi bankalar konut kredisi faizlerini indirdi? &nbsp; Bankalar\u0131n konut kredisi faiz oranlar\u0131 y\u00fckseli\u015fte oldu\u011fu yakla\u015f\u0131k \u00fc\u00e7 ay\u0131n ard\u0131ndan bu hafta tekrar d\u00fc\u015f\u00fc\u015fe ge\u00e7ti. 11 Haziran\u2019da ba\u015flayan indirimler son \u00fc\u00e7 g\u00fcnd\u00fcr devam ediyor. Bankalar\u0131n [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":26671,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[3929,76,3638,80,13530],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28508"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28508"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28508\/revisions"}],"predecessor-version":[{"id":28509,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28508\/revisions\/28509"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/26671"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28508"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28508"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28508"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}