{"id":28404,"date":"2019-05-21T12:11:02","date_gmt":"2019-05-21T09:11:02","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=28404"},"modified":"2019-05-21T12:11:02","modified_gmt":"2019-05-21T09:11:02","slug":"konut-kredisi-faiz-oranlari-yuzde-2nin-altinda-olan-bankalar","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=28404","title":{"rendered":"Konut Kredisi Faiz Oranlar\u0131 Y\u00fczde 2\u2019nin Alt\u0131nda Olan Bankalar"},"content":{"rendered":"

Bankalar\u0131n konut kredisi faiz oranlar\u0131nda ya\u015fanan h\u0131zl\u0131 y\u00fckseli\u015f sonras\u0131nda hangi bankalar\u0131n konut kredisi faiz oranlar\u0131 %2\u2019nin alt\u0131nda? Konut kredisi faizleri %2\u2019nin alt\u0131nda olan bankalar\u0131 KrediPazari.com listeledi.<\/p>\n

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Bankalar\u0131n konut kredisi faiz oranlar\u0131nda yakla\u015f\u0131k 4 ay s\u00fcren d\u00fc\u015f\u00fc\u015f e\u011filimi Mart sonu itibariyle son buldu. Konut kredisi<\/a> faizleri 9 haftad\u0131r yeniden y\u00fckseli\u015f trendinde. 2019\u2019da en d\u00fc\u015f\u00fck %1.85\u2019i g\u00f6ren konut kredisi faiz oranlar\u0131 ortalamas\u0131 \u015fu an %2.13\u2019e \u00e7\u0131kt\u0131. Ge\u00e7en hafta kurda ya\u015fanan dalgalanma sonras\u0131nda i\u00e7inde kamu bankalar\u0131n\u0131n da bulundu\u011fu 10 banka konut kredisi faizlerini artt\u0131rd\u0131.<\/p>\n

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Bu haftan\u0131n ilk g\u00fcn\u00fcnde ise T\u00fcrkiye Finans ve Garanti Bankas\u0131 konut kredisi faiz oranlar\u0131nda art\u0131\u015f uygulad\u0131. D\u00f6viz kuru bu hafta k\u0131smen dengelense de konut kredisi faiz oranlar\u0131ndaki y\u00fckseli\u015f durmad\u0131.<\/p>\n

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Bankalar\u0131n konut kredisi faizleri y\u00fckseli\u015f y\u00f6nl\u00fc hareket ederken en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 sadece 100.0000 TL\u2019 ye kadar kullan\u0131mlarda %1.55, \u00fczerinde kullan\u0131mlarda ise %1.65 olarak uygulan\u0131yor. \u00d6zel bankalarda yer alan en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 ise %1.72 seviyesinde.<\/p>\n

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Konut Kredisi Hesaplama<\/p>\n

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200.000 TL tutarda konut kredisi i\u00e7in 10 y\u0131l vadeli konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda ayl\u0131k taksitleri 3.800 TL oluyor. Kredinin geri \u00f6demesi 460.600 TL\u2019 ye denk geliyor. Ayn\u0131 tutarda konut kredisi hesaplama<\/a> 5 y\u0131l vadeli yap\u0131ld\u0131\u011f\u0131nda ise ayl\u0131k taksitler 5.300 TL, toplam geri \u00f6deme de 316.500 TL\u2019 ye denk geliyor.<\/p>\n

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Bankalar\u0131n g\u00fcncel konut kredisi faiz oranlar\u0131 incelendi\u011finde tabela faiz oranlar\u0131 kapsam\u0131nda %2\u2019nin alt\u0131nda konut kredisi kulland\u0131ran alt\u0131 banka yer al\u0131yor. Bankalar\u0131n konut kredisi faiz oranlar\u0131n\u0131 KrediPazari.com s\u0131ralad\u0131.<\/p>\n

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Ziraat Bankas\u0131 Konut Kredisi<\/p>\n

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Ziraat Bankas\u0131 100.000 TL\u2019 ye kadar %1.55, 500.000 TL\u2019 ye kadar %1.65, 500.000 TL \u00fczerinde kulland\u0131r\u0131mlarda ise %1.69 konut kredisi faiz oran\u0131 sunuyor.<\/p>\n

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Vak\u0131fBank Konut Kredisi<\/p>\n

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Vak\u0131fBank ge\u00e7ti\u011fimiz haftan\u0131n son i\u015flem g\u00fcn\u00fcnde ger\u00e7ekle\u015ftirdi\u011fi faiz art\u0131\u015f\u0131 sonras\u0131 10 y\u0131la kadar t\u00fcm vadelerde %1.79 faiz oran\u0131 ile konut kredisi kulland\u0131rmaya ba\u015flad\u0131. Banka %0.98 faizli banka m\u00fclk\u00fc konut kredisi faizlerini de\u011fi\u015ftirmedi.<\/p>\n

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Kuveyt T\u00fcrk Konut Finansman\u0131<\/p>\n

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Kuveyt T\u00fcrk Bankas\u0131 5 y\u0131l vadeye kadar %1.79, 10 y\u0131l vadede %1.84 konut finansman\u0131 kar pay\u0131 oran\u0131 sunuyor.<\/p>\n

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Garanti Bankas\u0131 Konut Kredisi<\/p>\n

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Garanti Bankas\u0131 750.000 TL\u2019 ye kadar kulland\u0131r\u0131mlar i\u00e7in 5 y\u0131l vadede %2.03, 10 y\u0131l vadede de %1.91 konut kredisi faiz oran\u0131 uyguluyor.<\/p>\n

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\u0130NG Bank Konut Kredisi<\/p>\n

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\u0130NG Bank 36 aya kadar %2.22, 48 aya kadar %2.19, 60 aya dek %2.17, 72 aya kadar %2.15, 84 aya kadar %2.01, 96 aya kadar %2.07, 108 aya dek %2.04 ve 120 aya kadar da %1.99 faiz oran\u0131 ile konut kredisi kulland\u0131r\u0131yor.<\/p>\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

Bankalar\u0131n konut kredisi faiz oranlar\u0131nda ya\u015fanan h\u0131zl\u0131 y\u00fckseli\u015f sonras\u0131nda hangi bankalar\u0131n konut kredisi faiz oranlar\u0131 %2\u2019nin alt\u0131nda? Konut kredisi faizleri %2\u2019nin alt\u0131nda olan bankalar\u0131 KrediPazari.com listeledi.   Bankalar\u0131n konut kredisi faiz oranlar\u0131nda yakla\u015f\u0131k 4 ay s\u00fcren d\u00fc\u015f\u00fc\u015f e\u011filimi Mart sonu itibariyle son buldu. Konut kredisi faizleri 9 haftad\u0131r yeniden y\u00fckseli\u015f trendinde. 2019\u2019da en d\u00fc\u015f\u00fck %1.85\u2019i […]<\/p>\n","protected":false},"author":1,"featured_media":27911,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221],"tags":[2818,277,13518,13519],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28404"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28404"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28404\/revisions"}],"predecessor-version":[{"id":28405,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28404\/revisions\/28405"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/27911"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}