{"id":28319,"date":"2019-05-07T09:44:30","date_gmt":"2019-05-07T06:44:30","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=28319"},"modified":"2019-05-07T09:44:30","modified_gmt":"2019-05-07T06:44:30","slug":"bankalarin-guncel-avantajli-konut-kredisi-kampanyalari","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=28319","title":{"rendered":"Bankalar\u0131n G\u00fcncel Avantajl\u0131 Konut Kredisi Kampanyalar\u0131"},"content":{"rendered":"<div>\n<div class=\"nH\">\n<div class=\"nH\">\n<div class=\"nH bkL\">\n<div class=\"no\">\n<div class=\"nH bkK nn\">\n<div class=\"nH\">\n<div class=\"nH\">\n<div class=\"nH ar4 z\">\n<div class=\"\">\n<div class=\"AO\">\n<div id=\":3\" class=\"Tm aeJ\">\n<div id=\":1\" class=\"aeF\">\n<div class=\"nH\">\n<div class=\"nH\" role=\"main\">\n<div class=\"nH g\">\n<p dir=\"ltr\">Konut kredisi faiz oranlar\u0131 y\u00fckselse de bankalar halen cazip avantajlarla konut kredisi f\u0131rsatlar\u0131 sunuyor. G\u00fcncel olarak 7 Banka %0.98 konut kredisi faiz oran\u0131 ile konut kredisi kulland\u0131r\u0131yor.Bankalar\u0131n konut kredisi faiz oranlar\u0131 h\u0131zla y\u00fckselse de kampanyalar kapsam\u0131nda uygulanan %0.98 faiz oran\u0131 ile konut kredisi kullan\u0131m\u0131 devam ediyor. G\u00fcncel olarak 7 banka taraf\u0131nda 9 farkl\u0131 konut kredisi \u00fcr\u00fcn\u00fc i\u00e7in bankalar %0.98 faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n<p dir=\"ltr\">Bankalar tabela konut kredisi faiz oranlar\u0131n\u0131n yan\u0131nda kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri ve konut sekt\u00f6r\u00fcyle ger\u00e7ekle\u015ftirilen anla\u015fmalar kapsam\u0131nda bir\u00e7ok avantajl\u0131 konut kredisi se\u00e7ene\u011fi sunuyor.<\/p>\n<p dir=\"ltr\">Bankalar\u0131n ortalama konut kredisi faiz oranlar\u0131 %2.04 oran\u0131nda. En uygun tabela konut kredisi faiz oran\u0131 %1.45 seviyesinde. En d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131n\u0131n y\u0131ll\u0131k maliyet oran\u0131 %19\u2019a, %0.98 faiz oranl\u0131 konut kredisinin y\u0131ll\u0131k maliyet oran\u0131 ise %12\u2019ye denk geliyor. Durum b\u00f6yle olunca %0.98 faiz oran\u0131 sunan kampanyalar olduk\u00e7a dikkat \u00e7ekiyor.<\/p>\n<p dir=\"ltr\">Banka M\u00fclk\u00fc Konut Kredisi Kampanyas\u0131<\/p>\n<p dir=\"ltr\">Bankalar \u00f6denmeyen bor\u00e7lar dolay\u0131s\u0131 ile kendisine ge\u00e7en konut artmas\u0131 ile bu konutlar i\u00e7in avantajl\u0131 konut kredisi \u00fcr\u00fcnleri olu\u015fturmaya ba\u015flad\u0131lar. Bankalar kendi m\u00fclk\u00fc konut sat\u0131\u015flar\u0131nda %0.98 faiz indirimi uyguluyor. Ayr\u0131ca konutun ekspertiz de\u011feri ihaleye \u00e7\u0131kmadan tespit edildi\u011fi i\u00e7in konut kredisi kullan\u0131m\u0131nda da yakla\u015f\u0131k 1.500 TL\u2019lik s\u00f6z konusu masraftan muaf tutuyorlar.<\/p>\n<p dir=\"ltr\">Kampanyay\u0131 ilk uygulayan Vak\u0131fBank\u2019\u0131n g\u00fcncel olarak sat\u0131\u015fta olan 2000\u2019in \u00fczerinde konut ve 850\u2019nin \u00fczerinde i\u015f yeri bulunuyor. Vak\u0131fBank kampanyadaki konutlar i\u00e7in birde sat\u0131\u015f fiyat\u0131 \u00fczerinden %20 indirim sa\u011fl\u0131yor.<\/p>\n<p dir=\"ltr\">Kampanyay\u0131 uygulayan bir di\u011fer banka HalkBank\u2019ta elindeki konutlar\u0131n sat\u0131\u015f\u0131nda %0.98 faiz oran\u0131 ile konut kredisi kulland\u0131r\u0131yor.<\/p>\n<p dir=\"ltr\">Ayn\u0131 kampanya kapsam\u0131nda T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 da kendi m\u00fclk\u00fc konutlar\u0131n sat\u0131\u015f\u0131nda %0.99 kar pay\u0131 oran\u0131yla konut finansman\u0131 kulland\u0131r\u0131yor.<\/p>\n<p dir=\"ltr\">Firma Katk\u0131 Payl\u0131 Konut Kredisi Kampanyas\u0131<\/p>\n<p dir=\"ltr\">Bir di\u011fer %0.98 faizli konut kredisi kampanyas\u0131 ise bankalar\u0131n kredi m\u00fc\u015fterisi gayrimenkul firmalar\u0131 ile anla\u015fmalar\u0131 kapsam\u0131nda uygulanan %0.98 faiz oranl\u0131 konut kredisi kampanyas\u0131. Ge\u00e7en y\u0131l\u0131n son haftalar\u0131nda ilk olarak Ziraat Bankas\u0131\u2019n\u0131n anla\u015fmas\u0131 ile ba\u015flayan kampanya 10 y\u0131l vade ve 500.000 TL\u2019 ye kadar kullan\u0131mlarda ba\u015flasa da g\u00fcncel kredi \u00fcst limiti baz\u0131 bankalarda artarak 1.200.000 TL ve 750.000 TL\u2019 ye kadar \u00e7\u0131kt\u0131.<\/p>\n<p dir=\"ltr\">Anla\u015fma kapsam\u0131nda konut \u00fcreticisinin katk\u0131s\u0131 ile faiz fark\u0131 desteklenerek t\u00fcketiciye banka taraf\u0131ndan %0.98 faiz oranl\u0131 konut kredisi kulland\u0131r\u0131l\u0131yor. Kampanya uygulanmaya ba\u015flad\u0131\u011f\u0131nda sadece y\u00fcksek fiyatl\u0131 markal\u0131 konut projelerinde ve b\u00fcy\u00fck \u015fehirlerde ge\u00e7erli olsa da ilerleyen s\u00fcre\u00e7te geli\u015ferek yurdun hemen her ilindeki k\u00fc\u00e7\u00fck m\u00fcteahhitlerin konut projelerini kampanyaya dahil ederek konut say\u0131s\u0131n\u0131 artt\u0131rd\u0131. Kampanya \u015fu an \u00a0yurt genelinde hemen her \u015fehirde binlerce projeyi kaps\u0131yor.<\/p>\n<p dir=\"ltr\">Projeyi g\u00fcncel olarak Ziraat Bankas\u0131, Vak\u0131fBank, HalkBank, \u0130\u015f Bankas\u0131, Kuveyt T\u00fcrk Bankas\u0131, Ziraat Kat\u0131l\u0131m Bankas\u0131 ve Vak\u0131f Kat\u0131l\u0131m bankalar\u0131 kredi m\u00fc\u015fterisi firmalar\u0131n anla\u015fmal\u0131 konut projelerinde %0.98 faizli konut kredisi kulland\u0131rmaya devam ediyor.<\/p>\n<p dir=\"ltr\">Konut Kredisi Hesaplama<\/p>\n<p dir=\"ltr\">KrediPazari.com\u2019un hesaplama motoruna g\u00f6re %0.98 faiz oran\u0131 \u00fczerinden 250.000 tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin 5 y\u0131l vadede ayl\u0131k taksitleri yakla\u015f\u0131k 5.500 TL, 10 y\u0131l vadede ise 3.500 TL\u2019 ye denk geliyor. 5 y\u0131l vadeli konut kredisinin geri \u00f6demesi 331.000 TL olurken, 10 y\u0131l vadeli kredinin geri \u00f6deme miktar\u0131 426.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n<p dir=\"ltr\">Faizden Olu\u015fan Kar Ne Kadar?<\/p>\n<p dir=\"ltr\">En d\u00fc\u015f\u00fck tabela konut kredisi faiz oran\u0131 olan %1.45 oran\u0131 \u00fczerinden ayn\u0131 ko\u015fullarda konut kredisi hesaplama ger\u00e7ekle\u015ftirildi\u011finde 5 y\u0131l vadeli kredinin ayl\u0131k \u00f6demeleri yakla\u015f\u0131k 6.200 TL, toplam \u00f6demesi 376.000 TL\u2019 ye ye denk geliyor. Kredinin 10 y\u0131l vadeli ayl\u0131k taksitleri ise 4.400 TL, toplam geri \u00f6demesi de 529.000 TL\u2019ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n<p dir=\"ltr\">\u0130ki faiz oran\u0131 \u00fczerinden yap\u0131lan \u00f6demeler kar\u015f\u0131la\u015ft\u0131r\u0131ld\u0131\u011f\u0131nda %0.98 faiz oranl\u0131 kredi i\u00e7in ayn\u0131 tutarda konut kredisine 5 y\u0131l vadede ayda 700 TL, 10 y\u0131l vadede ayda 900 TL daha az \u00f6deniyor.\u00a0 Toplam geri \u00f6demede ise 5 y\u0131lda 45.000 TL, 10 y\u0131l vadede 103.000 TL daha az \u00f6deniyor<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"nH bAw nn\">\n<div class=\"brC-aT5-aOt-Jw\" role=\"complementary\" aria-label=\"Yan panel\">\n<div class=\"brC-aT5-aOt-bsf-Jw\">\n<div class=\"brC-bsf-aT5-aOt\" tabindex=\"0\" role=\"tablist\">\n<div id=\"gsc-gab-6\" class=\"bse-bvF-I aT5-aOt-I bse-bvF-aLp\" role=\"tab\" data-guest-app-id=\"6\" aria-label=\"Takvim\" aria-disabled=\"false\" aria-selected=\"false\">\n<div class=\"aT5-aOt-I-JX-Jw\"><\/div>\n<\/div>\n<div id=\"gsc-gab-2\" class=\"bse-bvF-I aT5-aOt-I bse-bvF-a9p\" role=\"tab\" data-guest-app-id=\"2\" aria-label=\"Keep\" aria-disabled=\"false\" aria-selected=\"false\">\n<div class=\"aT5-aOt-I-JX-Jw\"><\/div>\n<\/div>\n<div id=\"gsc-gab-4\" class=\"bse-bvF-I aT5-aOt-I bse-bvF-aLp\" role=\"tab\" data-guest-app-id=\"4\" aria-label=\"G\u00f6revler\" aria-disabled=\"false\" aria-selected=\"false\">\n<div class=\"aT5-aOt-I-JX-Jw\"><\/div>\n<\/div>\n<div id=\":lq\" class=\"brC-aT5-aOt-axR\" role=\"separator\" aria-hidden=\"false\" aria-disabled=\"true\"><\/div>\n<div id=\"p2DdMb\" class=\"bse-bvF-I aT5-aOt-I\" role=\"tab\" aria-label=\"Eklenti Y\u00fcklemenizi Sa\u011flar\" aria-selected=\"false\">\n<div class=\"aT5-aOt-I-JX-Jw\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brC-dA-I-Jw\" role=\"navigation\" aria-label=\"Yan paneli a\u00e7\/kapat\">\n<div class=\"aT5-aOt-I brC-dA-I\" tabindex=\"0\" role=\"button\" aria-pressed=\"false\" aria-label=\"Yan paneli gizle\">\n<div class=\"aT5-aOt-I-JX-Jw\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"dJ\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"vY nq\"><\/div>\n<div>\n<div><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Konut kredisi faiz oranlar\u0131 y\u00fckselse de bankalar halen cazip avantajlarla konut kredisi f\u0131rsatlar\u0131 sunuyor. G\u00fcncel olarak 7 Banka %0.98 konut kredisi faiz oran\u0131 ile konut kredisi kulland\u0131r\u0131yor.Bankalar\u0131n konut kredisi faiz oranlar\u0131 h\u0131zla y\u00fckselse de kampanyalar kapsam\u0131nda uygulanan %0.98 faiz oran\u0131 ile konut kredisi kullan\u0131m\u0131 devam ediyor. G\u00fcncel olarak 7 banka taraf\u0131nda 9 farkl\u0131 konut kredisi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":27327,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221],"tags":[],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28319"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28319"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28319\/revisions"}],"predecessor-version":[{"id":28320,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28319\/revisions\/28320"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/27327"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28319"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28319"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28319"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}