{"id":28237,"date":"2019-04-29T11:50:14","date_gmt":"2019-04-29T08:50:14","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=28237"},"modified":"2019-04-29T11:50:14","modified_gmt":"2019-04-29T08:50:14","slug":"hangi-bankalar-yuzde-0-98-faizli-konut-kredisi-kullandiriyor","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=28237","title":{"rendered":"Hangi Bankalar Y\u00fczde 0.98 Faizli Konut Kredisi Kulland\u0131r\u0131yor ?"},"content":{"rendered":"

Bankalar artan konut kredisi faiz oranlar\u0131na ra\u011fmen g\u00fcncel olarak %0.98\u2019den ba\u015flayan cazip konut kredisi kampanyalar\u0131 sunmaya devam ediyor. 8 Banka 10 kampanya kapsam\u0131nda %1\u2019in alt\u0131nda faiz oranlar\u0131 sunuyor.<\/p>\n

Bankalar\u0131n konut kredisi faiz oranlar\u0131 y\u00fckselen kurun ve repo faizlerinin etkisiyle artmaya devam ediyor. Nisan ay\u0131n\u0131n son haftas\u0131nda bankalar\u0131n konut kredisi faiz oranlar\u0131 %2 seviyesine ula\u015ft\u0131.<\/p>\n

En d\u00fc\u015f\u00fck tabela konut kredisi faiz oran\u0131 Ziraat Bankas\u0131\u2019n\u0131n kulland\u0131rd\u0131\u011f\u0131 %1.45 oldu. En y\u00fcksek konut kredisi<\/a> faiz oran\u0131 ise 10 y\u0131l vadede %2.75 d\u00fczeyinde. Peki bankalar\u0131n kampanyal\u0131 konut kredisi faiz oranlar\u0131 ne durumda?<\/p>\n

Y\u00fczde 0.98 Firma Anla\u015fmal\u0131 Konut Kredisi Kampanyas\u0131<\/p>\n

Bankalar\u0131n kredi m\u00fc\u015fterisi gayrimenkul firmalar\u0131 ile anla\u015fmalar\u0131 kapsam\u0131nda uygulanan %0.98 faiz oranl\u0131 konut kredisi kampanyas\u0131 en uygun konut kredisi kampanyalardan biri. 2018\u2019in son haftalar\u0131nda ilk olarak Ziraat Bankas\u0131\u2019n\u0131n anla\u015fmas\u0131 ile ba\u015flayan kampanya 10 y\u0131l vade ve 500.000 TL\u2019 ye kadar kulland\u0131r\u0131mlarda ba\u015flasa da \u015fu an kredi \u00fcst limiti baz\u0131 bankalarda artarak 1.200.000 TL ve 750.000 TL\u2019 ye kadar \u00e7\u0131kt\u0131.<\/p>\n

Anla\u015fma kapsam\u0131nda konut \u00fcreticisinin katk\u0131s\u0131 ile faiz fark\u0131 desteklenerek t\u00fcketiciye banka taraf\u0131ndan %0.98 faiz oranl\u0131 konut kredisi kulland\u0131r\u0131l\u0131yor. Kampanya ba\u015flarda sadece y\u00fcksek fiyatl\u0131 markal\u0131 konut projelerinde ve b\u00fcy\u00fck \u015fehirlerde ge\u00e7erli oldu\u011fu i\u00e7in ele\u015ftirilse de geli\u015ferek yurdun hemen her ilindeki k\u00fc\u00e7\u00fck m\u00fcteahhitlerin de konut projelerini kampanyaya dahil ederek konut say\u0131s\u0131n\u0131 artt\u0131rd\u0131.<\/p>\n

G\u00fcncel olarak Ziraat Bankas\u0131, Vak\u0131fBank, HalkBank, \u0130\u015f Bankas\u0131, Kuveyt T\u00fcrk Bankas\u0131, Ziraat Kat\u0131l\u0131m Bankas\u0131 ve Vak\u0131f Kat\u0131l\u0131m bankalar\u0131 kredi m\u00fc\u015fterisi firmalar\u0131n anla\u015fmal\u0131 konut projelerinde %0.98 faizli konut kredisi kulland\u0131rmaya devam ediyor.<\/p>\n

Banka Gayrimenkul\u00fc Konut Kredisi<\/p>\n

Sorunlu krediler sonucunda bankalara ge\u00e7en konutlar\u0131n artmas\u0131 ile bankalar kendi m\u00fclk\u00fc konutlar\u0131n sat\u0131\u015flar\u0131nda bir\u00e7ok kampanya uygulamaya ba\u015flad\u0131. Bir di\u011fer %0.98 faizli konut kredisi ise Vak\u0131fBank ve HalkBank\u2019\u0131n uygulad\u0131\u011f\u0131 Banka Gayrimenkul\u00fc Konut Kredisi kampanyas\u0131.<\/p>\n

Vak\u0131fBank kendi m\u00fclk\u00fc olan yakla\u015f\u0131k 2000 konutun sat\u0131\u015f\u0131nda konut sat\u0131\u015f fiyatlar\u0131 \u00fczerinden %20 indirim uygulayarak 10 y\u0131l vadeye kadar %0.98 faiz oran\u0131 ile kredilendiriyor.<\/p>\n

HalkBank\u2019da banka m\u00fclk\u00fc konutlar\u0131n sat\u0131\u015f\u0131nda 10 y\u0131l vadeye kadar %0.98 konut kredisi faiz oran\u0131 sunuyor. Ayr\u0131ca HalkBank s\u00f6z konusu konutlar i\u00e7in ekspertiz masraf\u0131 alm\u0131yor.<\/p>\n

Bir di\u011fer banka gayrimenkul\u00fc konut kredisini ise T\u00fcrkiye Finans Bankas\u0131 sunuyor. T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 \u00a0yurt genelinde bir\u00e7ok konut i\u00e7in %0.99 kar pay\u0131 oran\u0131 ile konut finansman\u0131 kulland\u0131r\u0131yor.<\/p>\n

KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re sekiz banka g\u00fcncel olarak 10 adet %0.98 faiz oranl\u0131 konut kredisi kulland\u0131r\u0131yor. Konut kredisi faiz oranlar\u0131n\u0131n y\u00fckseli\u015fi de\u011ferlendirildi\u011finde %0.98 faiz oran\u0131 ile konut kredisi kampanyalar\u0131 olduk\u00e7a cazip duruyor.<\/p>\n

Y\u00fczde 0.98 Konut Kredisi Hesaplama<\/p>\n

Kampanyalar kapsam\u0131nda bankalardan %0.98 faiz oran\u0131 ile 10 y\u0131l vadeli 200.000 TL tutarda konut kredisi hesaplama<\/a> yap\u0131ld\u0131\u011f\u0131nda kredinin ayl\u0131k taksitleri yakla\u015f\u0131k 2.800 TL oluyor. Kredinin toplam geri \u00f6deme miktar\u0131 ise 341.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n

Y\u00fczde 0.98 Konut Kredisi Avantaj\u0131 Ne Kadar?<\/p>\n

En uygun tabela konut kredisi faiz oran\u0131 \u00fczerinden 200.000 TL tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin ayl\u0131k \u00f6demesi yakla\u015f\u0131k 3.500 TL, toplam \u00f6demesi ise 423.000 TL\u2019 denk geliyor.<\/p>\n

Kampanyal\u0131 %0.98 konut kredisinden faydalan\u0131lmas\u0131 halinde 200.000 TL tutarda konut kredisi i\u00e7in ayl\u0131k 700 TL, toplamda ise 82.000 TL daha az faiz \u00f6demesi yap\u0131labiliyor.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bankalar artan konut kredisi faiz oranlar\u0131na ra\u011fmen g\u00fcncel olarak %0.98\u2019den ba\u015flayan cazip konut kredisi kampanyalar\u0131 sunmaya devam ediyor. 8 Banka 10 kampanya kapsam\u0131nda %1\u2019in alt\u0131nda faiz oranlar\u0131 sunuyor. Bankalar\u0131n konut kredisi faiz oranlar\u0131 y\u00fckselen kurun ve repo faizlerinin etkisiyle artmaya devam ediyor. Nisan ay\u0131n\u0131n son haftas\u0131nda bankalar\u0131n konut kredisi faiz oranlar\u0131 %2 seviyesine ula\u015ft\u0131. En […]<\/p>\n","protected":false},"author":1,"featured_media":23281,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[4507,62,80,951,277],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28237"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28237"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28237\/revisions"}],"predecessor-version":[{"id":28238,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28237\/revisions\/28238"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/23281"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28237"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28237"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28237"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}