konut kredisi<\/a> art\u0131\u015f\u0131 uygulad\u0131.<\/p>\n <\/p>\n
Kurda ya\u015fanan hareketlilik son bulmuyor. 22 Mart\u2019ta yurt i\u00e7i yerle\u015fiklerin d\u00f6viz talebinin rekor seviyeye y\u00fckselmesi ve TCMB rezervlerinin azalmas\u0131 ile 5,84 seviyesine y\u00fckselen kur, merkezin swap limitlerini art\u0131rmas\u0131 ile 5,30\u2019a geriledi, ancak d\u00fc\u015f\u00fc\u015f k\u0131sa s\u00fcreli oldu. Son haftalarda 5,60 \u00fczerinde fiyatlanan kur, bug\u00fcn 5,75 \u00fczerine y\u00fckselerek 22 Mart sonras\u0131 en y\u00fcksek seviyeyi g\u00f6rd\u00fc.<\/p>\n
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Kurda ya\u015fanan art\u0131\u015f ve %24 seviyesindeki haftal\u0131k repo faizleri kar\u015f\u0131s\u0131nda likiditeye ula\u015fmakta zorlanan bankalar kredi faiz oranlar\u0131nda art\u0131\u015f uyguluyor. Uzmanlar\u0131n tahminlerine g\u00f6re kurda ya\u015fanan art\u0131\u015f\u0131n devam etmesi durumunda konut kredisi faiz oranlar\u0131n\u0131n y\u00fckselmeye devam etmesinin ka\u00e7\u0131n\u0131lmaz olaca\u011f\u0131 \u015feklinde.<\/p>\n
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En D\u00fc\u015f\u00fck Konut Kredisi Faiz Oran\u0131 Ne Kadar?<\/p>\n
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KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 kamu bankalar\u0131nda. Ziraat Bankas\u0131 tabela konut kredisi faiz oran\u0131 dahilinde %1.28 konut kredisi faiz oran\u0131 sunuyor. HalkBank ve Vak\u0131fBank ise ayn\u0131 oran\u0131 kampanyal\u0131 konut kredisi faiz oran\u0131 olarak uyguluyor. Konut kredilerinde g\u00f6r\u00fclen en d\u00fc\u015f\u00fck tabela faiz oran\u0131 g\u00fcncel olarak %1.28 seviyesinde.<\/p>\n
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Ayr\u0131ca Ziraat Bankas\u0131, HalkBank, Vak\u0131fBank, \u0130\u015f Bankas\u0131, Kuveyt T\u00fcrk, Ziraat Kat\u0131l\u0131m ve Vak\u0131f Kat\u0131l\u0131m bankalar\u0131 gayrimenkul firmalar\u0131 anla\u015fmal\u0131 konutlarda firma katk\u0131 payl\u0131 %0.98 faiz oran\u0131 ile konut kredisi kulland\u0131r\u0131yor.<\/p>\n
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Buna ek olarak Vak\u0131fBank ve HalkBank ise banka gayrimenkul\u00fc yurt genelinde binlerce konutu ihale y\u00f6ntemi ile sat\u0131\u015fa sunarak %0.98 konut kredisi faiz oran\u0131 ile kredilendiriyor.<\/p>\n
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En Uygun Konut Kredisi Hesaplama<\/p>\n
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En uygun konut kredisinin hesaplanmas\u0131 i\u00e7in bankalar\u0131n konut kredisi faiz oranlar\u0131n\u0131n yan\u0131nda konut kredisine ek olarak uygulad\u0131\u011f\u0131 masraflar\u0131 da hesaba katmak gerekiyor. Bankalar resmi olarak konut kredisine ek rehin tesis \u00fccreti, ekspertiz \u00fccreti ve ipotek tahsis \u00fccreti gibi masraflar uyguluyor ve bu masraflar her bankada farkl\u0131l\u0131k g\u00f6steriyor.<\/p>\n
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KrediPazari.com\u2019un hesaplama motoru kullan\u0131larak bankalar\u0131n masraflar dahil konut kredisi faiz oranlar\u0131n\u0131 hesaplayarak t\u00fcm maliyetler dahil toplam \u00f6deme tutarlar\u0131 ve ayl\u0131k taksitlere ula\u015f\u0131labiliyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
D\u00f6vizdeki y\u00fckseli\u015f devam ediyor. Peki d\u00f6viz art\u0131\u015f\u0131 konut kredisi faiz oranlar\u0131n\u0131 nas\u0131l etkiledi? En d\u00fc\u015f\u00fck faiz oran\u0131 ve en uygun konut kredisini KrediPazari.com ara\u015ft\u0131rd\u0131. Bankalar\u0131n konut kredisi faiz oranlar\u0131 2018\u2019in \u00fc\u00e7\u00fcnc\u00fc \u00e7eyre\u011finden itibaren d\u00fc\u015f\u00fc\u015f e\u011filimindeyken, Mart sonunda ya\u015fanan kur art\u0131\u015f\u0131 sonras\u0131nda bir bir art\u0131\u015f g\u00f6stermeye ba\u015flad\u0131. Bir\u00e7ok \u00f6zel banka bir aydan k\u0131sa s\u00fcre i\u00e7inde […]<\/p>\n","protected":false},"author":1,"featured_media":15836,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[13455,13454,13456,3930],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28082"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28082"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28082\/revisions"}],"predecessor-version":[{"id":28083,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28082\/revisions\/28083"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/15836"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28082"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28082"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28082"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}