Bankalar konut kredisi i\u00e7in cazip kampanyalar sunmaya devam ediyor. Bankalar\u0131n konut kredisinde sembolikle\u015fmi\u015f %0.98 faiz oranl\u0131 kampayalar\u0131n\u0131 KrediPazari.com ara\u015ft\u0131rd\u0131.<\/p>\n
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Bankalar\u0131n konut kredisi faiz oranlar\u0131 son haftalarda art\u0131\u015f e\u011filimine girsede bir\u00e7ok banka halen %0.98 konut kredisi faiz oran\u0131 sunuyor. Standart konut kredisi ve tabela konut kredisi faiz oranlar\u0131n\u0131n yan\u0131nda g\u00fcncel olarak %0.98 konut kredisi faiz oran\u0131 uygulayan 7 banka ve 8 konut kredisi kampanyas\u0131 bulunuyor.<\/p>\n
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Anla\u015fmal\u0131 Konut Projelerinde Y\u00fczde 0.98 Konut Kredisi<\/p>\n
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Bankalar\u0131n kredi m\u00fc\u015fterisi gayrimenkul firmalar\u0131 ile anla\u015fmalar\u0131 kapsam\u0131nda uygulanan %0.98 faiz oranl\u0131 konut kredisi kampanyas\u0131 en uygun konut kredisi kampanyalardan biri. Ge\u00e7en y\u0131l\u0131n son haftalar\u0131nda ilk olarak Ziraat Bankas\u0131\u2019n\u0131n anla\u015fmas\u0131 ile ba\u015flayan kampanya 10 y\u0131l vade ve 500.000 TL\u2019 ye kadar kullan\u0131mlarda ba\u015flasa da \u015fu an kredi \u00fcst limiti baz\u0131 bankalarda artarak 1.200.000 TL ve 750.000 TL\u2019 ye kadar \u00e7\u0131kt\u0131.<\/p>\n
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Anla\u015fma kapsam\u0131nda konut \u00fcreticisinin katk\u0131s\u0131 ile faiz fark\u0131 desteklenerek t\u00fcketiciye banka taraf\u0131ndan %0.98 faiz oranl\u0131 konut kredisi kulland\u0131r\u0131l\u0131yor. Kampanya ba\u015flarda sadece y\u00fcksek fiyatl\u0131 markal\u0131 konut projelerinde ve b\u00fcy\u00fck \u015fehirlerde ge\u00e7erli oldu\u011fu i\u00e7in ele\u015ftirilse de geli\u015ferek yurdun hemen her ilindeki k\u00fc\u00e7\u00fck m\u00fcteahhitlerin de konut projelerini kampanyaya dahil ederek konut say\u0131s\u0131n\u0131 artt\u0131rd\u0131.<\/p>\n
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Zamanla geli\u015fen kampanya dahilinde Ziraat Bankas\u0131 ile Antalya Ticaret Odas\u0131 (ATSO) ve \u00a0Kocaeli Ticaret Odas\u0131 (KOTO) aras\u0131nda anla\u015fma sa\u011flanarak oda b\u00fcnyelerindeki m\u00fcteahhitlerin projeleri de kampanyaya dahil edildi.<\/p>\n
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G\u00fcncel olarak Ziraat Bankas\u0131, Vak\u0131fBank, HalkBank, \u0130\u015f Bankas\u0131, Kuveyt T\u00fcrk Bankas\u0131, Ziraat Kat\u0131l\u0131m Bankas\u0131 ve Vak\u0131f Kat\u0131l\u0131m bankalar\u0131 kredi m\u00fc\u015fterisi firmalar\u0131n anla\u015fmal\u0131 konut projelerinde %0.98 faizli konut kredisi kulland\u0131rmaya devam ediyor.<\/p>\n
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Banka Gayrimenkul\u00fc Konut Kredisi<\/p>\n
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Sorunlu krediler sonucunda bankalara ge\u00e7en konutlar\u0131n artmas\u0131 ile bankalar kendi m\u00fclk\u00fc konutlar\u0131n sat\u0131\u015flar\u0131nda bir\u00e7ok kampanya uygulamaya ba\u015flad\u0131. Bir di\u011fer %0.98 faizli konut kredisi ise Vak\u0131fBank\u2019\u0131n uygulad\u0131\u011f\u0131 Banka Gayrimenkul\u00fc Konut Kredisi kampanyas\u0131.<\/p>\n
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Vak\u0131fBank kendi m\u00fclk\u00fc olan yakla\u015f\u0131k 2000 konutun sat\u0131\u015f\u0131nda konut sat\u0131\u015f fiyatlar\u0131 \u00fczerinden %20 indirim uygulayarak 10 y\u0131l vadeye kadar %0.98 faiz oran\u0131 ile kredilendiriyor.<\/p>\n
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Y\u00fczde 0.98 Konut Kredisi Maliyeti Ne Kadar?<\/p>\n
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Bankalar\u0131n konut kredisi faiz oranlar\u0131 g\u00fcncel olarak ortalama %1.89 seviyesinde. Tabela konut kredisi faiz oranlar\u0131n\u0131n y\u0131ll\u0131k konut kredisi maliyeti yakla\u015f\u0131k %25 d\u00fczeylerinde. %0.98 konut kredisinin ortalama maliyet oranlar\u0131 ise y\u0131ll\u0131k yakla\u015f\u0131k %12,5\u2019e denk geliyor. Ortalama tabela konut kredisi faiz oranlar\u0131 ile %0.98 faiz oran\u0131 aras\u0131nda y\u0131ll\u0131k bazda yar\u0131 yar\u0131ya maliyet fark\u0131 oluyor.<\/p>\n
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Y\u00fczde 0.98 Faiz Oranl\u0131 Kredi i\u00e7in Konut Kredisi Hesaplama<\/p>\n
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KrediPazari.com\u2019un hesaplama motoruna g\u00f6re %0.98 faiz oran\u0131 \u00fczerinden 100.000 tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin 5 y\u0131l vadede ayl\u0131k taksitleri 2.200 TL, 10 y\u0131l vadede ise 1.420 TL\u2019 ye denk geliyor. 5 y\u0131l vadeli konut kredisinin geri \u00f6demesi 132.700 TL olurken, 10 y\u0131l vadeli kredinin geri \u00f6deme miktar\u0131 170.500 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Bankalar konut kredisi i\u00e7in cazip kampanyalar sunmaya devam ediyor. Bankalar\u0131n konut kredisinde sembolikle\u015fmi\u015f %0.98 faiz oranl\u0131 kampayalar\u0131n\u0131 KrediPazari.com ara\u015ft\u0131rd\u0131. Bankalar\u0131n konut kredisi faiz oranlar\u0131 son haftalarda art\u0131\u015f e\u011filimine girsede bir\u00e7ok banka halen %0.98 konut kredisi faiz oran\u0131 sunuyor. Standart konut kredisi ve tabela konut kredisi faiz oranlar\u0131n\u0131n yan\u0131nda g\u00fcncel olarak %0.98 konut kredisi faiz […]<\/p>\n","protected":false},"author":1,"featured_media":22417,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[10271,953,3930],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28049"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28049"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28049\/revisions"}],"predecessor-version":[{"id":28050,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28049\/revisions\/28050"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/22417"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28049"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28049"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28049"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}