{"id":28037,"date":"2019-04-08T11:09:01","date_gmt":"2019-04-08T08:09:01","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=28037"},"modified":"2019-04-08T11:09:01","modified_gmt":"2019-04-08T08:09:01","slug":"nisan-ayi-ikinci-haftasinda-konut-kredisi-faizlerinde-son-durum","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=28037","title":{"rendered":"Nisan Ay\u0131 \u0130kinci Haftas\u0131nda Konut Kredisi Faizlerinde Son Durum"},"content":{"rendered":"<p dir=\"ltr\">Bankalar\u0131n konut kredisi faiz oranlar\u0131 Nisan ay\u0131n\u0131n ikinci haftas\u0131na nas\u0131l ba\u015flad\u0131? Konut kredilerinde son durum nedir?<\/p>\n<p dir=\"ltr\">Konut kredisi faiz oranlar\u0131nda Mart sonunda ba\u015flayan art\u0131\u015f Nisan ay\u0131nda da devam etti. Ge\u00e7en hafta Garanti Bankas\u0131, Yap\u0131 Kredi Bankas\u0131, Akbank ve HSBC Bank konut kredilerinde art\u0131\u015f uygulad\u0131.<\/p>\n<p dir=\"ltr\">Bankalar\u0131n konut kredisi faiz oranlar\u0131 ortalamas\u0131 iki hafta \u00f6nce %1.85 seviyesindeyken faiz art\u0131\u015flar\u0131 sonras\u0131 %1.89\u2019a y\u00fckseldi. \u00d6zel bankalar\u0131n konut kredisi faizleri y\u00fckselmesine ra\u011fmen kamu bankalar\u0131 hen\u00fcz faiz art\u0131\u015f\u0131na gitmedi.<\/p>\n<p dir=\"ltr\">Nisan ay\u0131n\u0131n ikinci haftas\u0131n\u0131n ba\u015flang\u0131c\u0131nda masraflar hari\u00e7 en d\u00fc\u015f\u00fck kampanyal\u0131 konut kredisi %0.98, en d\u00fc\u015f\u00fck tabela konut kredisi faiz oran\u0131 ise %1.28 seviyesinde yer al\u0131yor.<\/p>\n<p dir=\"ltr\">En d\u00fc\u015f\u00fck kampanyal\u0131 konut kredisi faiz oran\u0131 olan %0.98 \u00fczerinden 100.000 TL tutarda 10 y\u0131l vadeli konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin ayl\u0131k taksitleri 1.420 TL, toplam geri \u00f6demesi ise 170.500 TL oluyor.<\/p>\n<p dir=\"ltr\">Kamu bankalar\u0131n\u0131n ortak kampanyas\u0131 ve en d\u00fc\u015f\u00fck tabela konut kredisi faizi olan %1.28 \u00fczerinden 100.000 TL tutarda 10 y\u0131l vadeli konut kredisi hesaplama ger\u00e7ekle\u015ftirildi\u011finde ise ayl\u0131k \u00f6demeler 1.635 TL, vade sonunda yap\u0131lan toplam \u00f6deme ise 196.250 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n<p dir=\"ltr\">KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re bankalar\u0131n g\u00fcncel konut kredisi faizleri ve konut kredisi kampanyalar\u0131 \u015fu \u015fekilde;<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Vak\u0131fBank<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Vak\u0131fBank kampanyal\u0131 Bahara \u00d6zel Sar\u0131 Panjur Konut Kredisi i\u00e7in %1.28, Banka Gayrimenkul\u00fc Konut Kredisi i\u00e7in ise %0.98 konut kredisi faiz oran\u0131 sunuyor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Ziraat Bankas\u0131<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Ziraat Bankas\u0131 10 y\u0131l vadeye kadar %1.28 faiz oran\u0131 uyguluyor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">HalkBank<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">HalkBank kampanyal\u0131 Can\u0131m Evim Konut Kredisi kampanyas\u0131 dahilinde %1.28 faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Kuveyt T\u00fcrk Bankas\u0131<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Kuveyt T\u00fcrk Bankas\u0131 konut finansmanlar\u0131 kapsam\u0131nda 5 y\u0131l vadeye kadar %1.54, 10 y\u0131l vadeye kadar %1.59 kar pay\u0131 oran\u0131 sunuyor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">ICBC Bank<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">ICBC Bank kampanyal\u0131 yeni evim konut kredisi dahilinde %1.60 faiz oran\u0131 ile konut kredisi kulland\u0131r\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">TEB<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">TEB uygulad\u0131\u011f\u0131 konut kredisi kampanyas\u0131 ile %1.61 konut kredisi faiz oran\u0131 sunuyor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">\u0130NG Bank<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">\u0130NG Bank %1.67 konut kredisi faiz oran\u0131 sunuyor. Krediye ek sigorta kullan\u0131m\u0131na ba\u011fl\u0131 olarak faiz oran\u0131 %1.65\u2019e kadar d\u00fc\u015f\u00fcnebiliyor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">DenizBank<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">DenizBank 100.000 TL\u2019 ye kadar konut kredileri i\u00e7in 25 y\u0131l vadeye dek %1.69 faiz oran\u0131 sunuyor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Yap\u0131 Kredi Bankas\u0131<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Yap\u0131 Kredi Bankas\u0131 %1.71 konut kredisi faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">\u0130\u015f Bankas\u0131<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">\u0130\u015f Bankas\u0131 Sonbahar Konut Kredisi kapsam\u0131nda %1.72 konut kredisi faiz oran\u0131 uyguluyor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Akbank<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Akbank %1.77\u2019den ba\u015flayan konut kredisi faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Garanti Bankas\u0131<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Garanti Bankas\u0131 500.000 TL\u2019 ye kadar konut kredisi kulland\u0131r\u0131mlar\u0131nda 5 y\u0131l vade i\u00e7in \u00a0%1.8 faiz oran\u0131 uyguluyor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankalar\u0131n konut kredisi faiz oranlar\u0131 Nisan ay\u0131n\u0131n ikinci haftas\u0131na nas\u0131l ba\u015flad\u0131? Konut kredilerinde son durum nedir? Konut kredisi faiz oranlar\u0131nda Mart sonunda ba\u015flayan art\u0131\u015f Nisan ay\u0131nda da devam etti. Ge\u00e7en hafta Garanti Bankas\u0131, Yap\u0131 Kredi Bankas\u0131, Akbank ve HSBC Bank konut kredilerinde art\u0131\u015f uygulad\u0131. Bankalar\u0131n konut kredisi faiz oranlar\u0131 ortalamas\u0131 iki hafta \u00f6nce %1.85 seviyesindeyken [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":23281,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951,277],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28037"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28037"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28037\/revisions"}],"predecessor-version":[{"id":28038,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/28037\/revisions\/28038"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/23281"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28037"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28037"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28037"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}