{"id":27966,"date":"2019-04-04T14:13:02","date_gmt":"2019-04-04T11:13:02","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=27966"},"modified":"2019-04-04T14:13:02","modified_gmt":"2019-04-04T11:13:02","slug":"konut-kredisi-faiz-ortalamasi-yeniden-yuzde-1-88e-yukseldi","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=27966","title":{"rendered":"Konut Kredisi Faiz Ortalamas\u0131 Yeniden Y\u00fczde 1.88\u2019e Y\u00fckseldi"},"content":{"rendered":"
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Bankalar\u0131n konut kredisi faiz oranlar\u0131 se\u00e7im sonras\u0131 bir bir artmaya ba\u015flad\u0131. Konut kredisi faiz oranlar\u0131 ortalamas\u0131 yeniden %1.88\u2019e y\u00fckseldi. Konut kredisi faiz oranlar\u0131 ortalamas\u0131 2018 Ekim ay\u0131nda %2.68\u2019e ula\u015ft\u0131ktan sonra yakla\u015f\u0131k be\u015f ay boyunca d\u00fc\u015f\u00fc\u015f y\u00f6n\u00fcnde hareket ederek %1.85\u2019e kadar d\u00fc\u015ft\u00fc. Ortalama konut kredisi faizlerinde 2018 A\u011fustos ay\u0131 sonras\u0131 en d\u00fc\u015f\u00fck seviye ge\u00e7ti\u011fimiz hafta g\u00f6r\u00fcld\u00fc.<\/p>\n

Mart ay\u0131n\u0131n son g\u00fcnleri itibariyle artmaya ba\u015flayan konut kredisi oranlar\u0131 se\u00e7imin ard\u0131ndan h\u0131zlanarak devam ediyor. Son 10 g\u00fcnl\u00fck s\u00fcre\u00e7te Garanti Bankas\u0131, iki kez de Akbank ile Yap\u0131 Kredisi Bankas\u0131 konut kredisi faizlerini artt\u0131rd\u0131. Konut kredilerindeki art\u0131\u015f uzmanlarca devam edebilir olarak yorumlan\u0131yor.<\/p>\n

Kamu bankalar\u0131n\u0131n ge\u00e7ti\u011fimiz ay uygulamaya ba\u015flad\u0131klar\u0131 kredi faiz indirim kampanyas\u0131 ise halen devam ediyor. Ziraat Bankas\u0131, Vak\u0131fBank ve HalkBank kampanyal\u0131 konut kredilerine %1.28 faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n

Ayr\u0131ca \u0130\u015f Bankas\u0131, Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131, Ziraat Bankas\u0131, Vak\u0131fBank, HalkBank, Ziraat Kat\u0131l\u0131m ve Vak\u0131f Kat\u0131l\u0131m Bankas\u0131 firma katk\u0131 payl\u0131 konut kredisi kampanyas\u0131n\u0131 s\u00fcrd\u00fcrmeye devam ediyor. Bankalar anla\u015fmal\u0131 konut projelerinde %0.98 konut kredisi faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n

Bunun haricinde Vak\u0131fBank\u2019ta %0.98 faizli konut kampanyas\u0131 uyguluyor. Vak\u0131fBank banka gayrimenkul\u00fc konutlar\u0131n sat\u0131\u015f\u0131nda konut fiyatlar\u0131na %20 indirim uygulad\u0131\u011f\u0131 gibi 10 y\u0131l vadeye kadar %0.98 faiz oranlar\u0131 ile konut kredisi sa\u011fl\u0131yor.<\/p>\n

Bankalar\u0131n konut kredisi faiz oranlar\u0131 y\u00fckseli\u015f e\u011filimindeyken kamu bankalar\u0131n\u0131n hen\u00fcz sona ermeyen d\u00fc\u015f\u00fck faizli konut kredisi kampanyalar\u0131ndan faydalanmak konut ihtiyac\u0131n\u0131 ertelen vatanda\u015flar i\u00e7in faydal\u0131 olabilir.<\/p>\n

Konut Kredisi Hesaplama<\/h2>\n

KrediPazari.com konut kredisi hesaplama ara\u00e7lar\u0131na g\u00f6re %0.98 faiz oran\u0131 ile 10 y\u0131l vadeli 200.000 TL konut kredisinin ayl\u0131k taksitleri 2.850 TL oluyor. Vade sonunda ger\u00e7ekle\u015fen geri \u00f6deme miktar\u0131 ise 341.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n

Kamu bankalar\u0131n\u0131n ortak kampanyal\u0131 konut kredisi faiz oran\u0131 olan %1.28 \u00fczerinden 200.000 TL tutarda 10 y\u0131l vadeli konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda ise ayl\u0131k \u00f6demeler 3.270 TL, geri \u00f6demesi de 392.500 TL\u2019 ye denk geliyor.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Bankalar\u0131n konut kredisi faiz oranlar\u0131 se\u00e7im sonras\u0131 bir bir artmaya ba\u015flad\u0131. Konut kredisi faiz oranlar\u0131 ortalamas\u0131 yeniden %1.88\u2019e y\u00fckseldi. Konut kredisi faiz oranlar\u0131 ortalamas\u0131 2018 Ekim ay\u0131nda %2.68\u2019e ula\u015ft\u0131ktan sonra yakla\u015f\u0131k be\u015f ay boyunca d\u00fc\u015f\u00fc\u015f y\u00f6n\u00fcnde hareket ederek %1.85\u2019e kadar d\u00fc\u015ft\u00fc. Ortalama konut kredisi faizlerinde 2018 A\u011fustos ay\u0131 sonras\u0131 en d\u00fc\u015f\u00fck seviye ge\u00e7ti\u011fimiz hafta g\u00f6r\u00fcld\u00fc. […]<\/p>\n","protected":false},"author":1,"featured_media":27327,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221],"tags":[13420,13421],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27966"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=27966"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27966\/revisions"}],"predecessor-version":[{"id":27967,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27966\/revisions\/27967"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/27327"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=27966"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=27966"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=27966"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}