{"id":27921,"date":"2019-04-01T10:51:33","date_gmt":"2019-04-01T07:51:33","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=27921"},"modified":"2019-04-01T10:51:33","modified_gmt":"2019-04-01T07:51:33","slug":"secim-sonrasi-konut-kredisi-faiz-oranlari-ne-durumda","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=27921","title":{"rendered":"Se\u00e7im Sonras\u0131 Konut Kredisi Faiz Oranlar\u0131 Ne Durumda?"},"content":{"rendered":"
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n

Bankalar\u0131n konut kredisi faiz oranlar\u0131 se\u00e7im sonras\u0131nda ne oldu? Kamu bankalar\u0131n\u0131n faizleri y\u00fckseldi mi? Bankalar\u0131n konut kredisi faiz oranlar\u0131 2018 yaz aylar\u0131nda ya\u015fanan kur krizi sonras\u0131 h\u0131zla y\u00fckselerek son y\u0131llar\u0131n rekor seviyelerine ula\u015ft\u0131. Ard\u0131ndan ekonomide ya\u015fanan dengelenme s\u00fcreci ile konut kredisi faiz oranlar\u0131 da 2018 Ekim sonras\u0131nda d\u00fc\u015f\u00fc\u015fe ge\u00e7erek yakla\u015f\u0131k be\u015f ayd\u0131r inme e\u011filiminde devam etti.<\/p>\n

Ge\u00e7ti\u011fimiz haftalarda kurda ya\u015fanan tekrar y\u00fckseli\u015f y\u00f6nl\u00fc hareketler konut kredisinin be\u015f ayl\u0131k d\u00fc\u015f\u00fc\u015f ivmesini bozdu. \u0130ki banka ge\u00e7ti\u011fimiz hafta konut kredisi faizlerinde art\u0131\u015fa gitti.<\/p>\n

Mart ay\u0131n\u0131n ba\u015f\u0131nda Ziraat Bankas\u0131 konut kredisi faiz oranlar\u0131nda b\u00fcy\u00fck bir indirim uygulayarak faizlerini %1.28\u2019e \u00e7ekmi\u015fti. Ard\u0131ndan di\u011fer kamu bankalar\u0131 Vak\u0131fBank ve HalkBank da ayn\u0131 faiz oran\u0131 ile konut kredisi kulland\u0131rmaya ba\u015flad\u0131.<\/p>\n

Sekt\u00f6rdeki uzmanlar se\u00e7im \u00f6ncesi uygulanan bu faiz oranlar\u0131n\u0131n piyasa ko\u015fullar\u0131n\u0131n olduk\u00e7a alt\u0131nda oldu\u011funu ve se\u00e7im sonras\u0131 y\u00fckselece\u011fi aktar\u0131yorlar. Se\u00e7imlerin ard\u0131ndan Nisan\u2019\u0131n ilk g\u00fcn\u00fc itibariyle hen\u00fcz konut kredisi faiz oranlar\u0131nda de\u011fi\u015fiklik g\u00f6r\u00fclmedi.<\/p>\n

G\u00fcncel olarak en d\u00fc\u015f\u00fck tabela konut kredisi faiz oran\u0131 \u00fczerinden 150.000 TL tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin 5 y\u0131l vadeli taksitleri 3.600 TL, 10 y\u0131l vadeli taksitleri ise 2.450 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n

KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re se\u00e7imlerin ard\u0131ndan Nisan ay\u0131n\u0131n ilk g\u00fcn\u00fc itibariyle bankalar\u0131n konut kredisi faiz oranlar\u0131 \u015fu \u015fekilde;<\/p>\n

Ziraat Bankas\u0131<\/h2>\n

Ziraat Bankas\u0131 %1.28 faiz oran\u0131 en d\u00fc\u015f\u00fck tabela konut kredisi faiz oran\u0131n\u0131 kulland\u0131r\u0131yor.<\/p>\n

Vak\u0131fBank<\/strong><\/h2>\n

Vak\u0131fBank\u2019\u0131n tabela konut kredisi faiz oran\u0131 %1.75 seviyesinde. Banka kampanyal\u0131 Bahara \u00d6zel Sar\u0131 Panjur Konut Kredisi kapsam\u0131nda 10 y\u0131l vadeye kadar %1.28 faiz oran\u0131 kulland\u0131r\u0131yor. Ayr\u0131ca Vak\u0131fBank Banka Gayrimenkul\u00fc Konut Kredisi kampanyas\u0131 i\u00e7in %0.98 konut kredisi faiz oran\u0131 sunuyor.<\/p>\n

HalkBank<\/p>\n

HalkBank\u2019\u0131n kampanyal\u0131 Hesapl\u0131 Evim Konut Kredisi \u00fcr\u00fcn\u00fc faiz oranlar\u0131 %1.28, Can\u0131m Evim Konut Kredisi faiz oran\u0131 %1.32, Dost Evim Konut Kredisi faiz oranlar\u0131 ise %1.85 seviyesinde.<\/p>\n

Kuveyt T\u00fcrk<\/h2>\n

Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 5 y\u0131l vadeye dek %1.54, kar pay\u0131 oran\u0131 10 y\u0131l vadeye kadar ise %1.59 kar pay\u0131 oran\u0131 ile konut finansman\u0131 sunuyor.<\/p>\n

ICBC<\/h2>\n

ICBC %2.4 tabela konut kredisi faiz oran\u0131 sunsa da kampanyal\u0131 Yeni Evim Konut Kredisi \u00fcr\u00fcn\u00fc kapsam\u0131nda %1.60 faiz oran\u0131 ile konut kredisi sa\u011fl\u0131yor.<\/p>\n

TEB<\/h2>\n

TEB standart konut kredisi \u00fcr\u00fcn dahilinde %2.58, kampanyal\u0131 konut kredisi \u00fcr\u00fcn\u00fc dahilinde ise %1.61 konut kredisi faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n

Yap\u0131 Kredi Bankas\u0131<\/h2>\n

Yap\u0131 Kredi Bankas\u0131 10 y\u0131l vadeye \u00a0kadar %1.65 faiz oran\u0131 ile konut kredisi kulland\u0131r\u0131yor.<\/p>\n

Garanti Bankas\u0131<\/h2>\n

Garanti Bankas\u0131 500.000 TL\u2019 ye kadar konut kredilerinde 12 ay vadeye dek %1.71, 13 – 120 ay vade aral\u0131\u011f\u0131nda ise %1.65 faiz oran\u0131 kulland\u0131r\u0131yor. Banka 120 – 240 ay vade aras\u0131nda ise %1.91 konut kredisi faiz oran\u0131 sunuyor.<\/p>\n

\u0130NG<\/h2>\n

\u0130NG Bank konut kredisi \u00fcr\u00fcnleri kapsam\u0131nda %1.67 faiz oran\u0131 kulland\u0131r\u0131yor. Banka konut kredisine ek sunulan sigortalar\u0131n kullan\u0131lmas\u0131 durumunda faiz oranlar\u0131n\u0131 %1.65\u2019e d\u00fc\u015f\u00fcr\u00fcyor.<\/p>\n

Akbank<\/h2>\n

Akbank 24 ay vadeye kadar konut kredilerinde %2.05, 36 – 60 ay vade aral\u0131\u011f\u0131nda 1.77, 72 – 120 ay vade aral\u0131\u011f\u0131nda ise %1.69 faiz oran\u0131 ile konut kredisi kulland\u0131r\u0131yor.<\/p>\n

DenizBank<\/h2>\n

DenizBank 3 ay vadeden 25 y\u0131l vadeye kadar 100.000 TL\u2019 ye kadar konut kredilerinde %1.65 faiz oran\u0131 sunuyor.<\/p>\n

QNB Finansbank<\/h2>\n

QNB Finansbank 10 y\u0131l vadeye kadar %1.8 konut kredisi faiz oran\u0131 uyguluyor.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

\n
\n
\n
\n
\n
<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Bankalar\u0131n konut kredisi faiz oranlar\u0131 se\u00e7im sonras\u0131nda ne oldu? Kamu bankalar\u0131n\u0131n faizleri y\u00fckseldi mi? Bankalar\u0131n konut kredisi faiz oranlar\u0131 2018 yaz aylar\u0131nda ya\u015fanan kur krizi sonras\u0131 h\u0131zla y\u00fckselerek son y\u0131llar\u0131n rekor seviyelerine ula\u015ft\u0131. Ard\u0131ndan ekonomide ya\u015fanan dengelenme s\u00fcreci ile konut kredisi faiz oranlar\u0131 da 2018 Ekim sonras\u0131nda d\u00fc\u015f\u00fc\u015fe ge\u00e7erek yakla\u015f\u0131k be\u015f ayd\u0131r inme e\u011filiminde devam […]<\/p>\n","protected":false},"author":1,"featured_media":11104,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27921"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=27921"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27921\/revisions"}],"predecessor-version":[{"id":27922,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27921\/revisions\/27922"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/11104"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=27921"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=27921"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=27921"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}