{"id":27858,"date":"2019-03-22T09:34:23","date_gmt":"2019-03-22T06:34:23","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=27858"},"modified":"2019-03-22T09:34:23","modified_gmt":"2019-03-22T06:34:23","slug":"konut-kredisi-faizlerindeki-dusus-hizlaniyor","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=27858","title":{"rendered":"Konut Kredisi Faizlerindeki D\u00fc\u015f\u00fc\u015f H\u0131zlan\u0131yor"},"content":{"rendered":"<div>\n<div class=\"nH\">\n<div class=\"nH\">\n<div class=\"nH bkL\">\n<div class=\"no\">\n<div class=\"nH bkK nn\">\n<div class=\"nH\">\n<div class=\"nH\">\n<div class=\"nH ar4 z\">\n<div class=\"\">\n<div class=\"AO\">\n<div id=\":3\" class=\"Tm aeJ\">\n<div id=\":1\" class=\"aeF\">\n<div class=\"nH\">\n<div class=\"nH\" role=\"main\">\n<div class=\"nH g\">\n<p dir=\"ltr\">Bankalar\u0131n konut kredisi faizlerindeki d\u00fc\u015f\u00fc\u015f h\u0131zlanarak devam ediyor. \u0130ki banka daha konut kredisi faiz oranlar\u0131nda indirime gitti. Konut kredisi faizlerinin psikolojik seviye olan %1\u2019in alt\u0131na inmesi bekleniyor.<\/p>\n<p dir=\"ltr\">Mart ba\u015f\u0131nda Ziraat Bankas\u0131\u2019n\u0131n ard\u0131ndan Vak\u0131fBank ve HalkBank\u2019\u0131n kampanyal\u0131 konut kredisi faiz oranlar\u0131n\u0131 %1.28 d\u00fc\u015f\u00fcrmesiyle h\u0131zlanan konut kredisi faiz oranlar\u0131ndaki d\u00fc\u015f\u00fc\u015f trendi \u00f6zel bankalar\u0131n uygulad\u0131\u011f\u0131 indirimlerle devam ediyor.<\/p>\n<p dir=\"ltr\">\u0130\u00e7inde bulundu\u011fumuz hafta itibariyle Akbank ve ICBC Bank faiz oranlar\u0131nda indirime gitti. Akbank 10 y\u0131l vadeli konut kredisi faiz oranlar\u0131n\u0131 %1.57\u2019 ye d\u00fc\u015f\u00fcrd\u00fc. ICBC Bank ise kampanyal\u0131 yeni evim konut kredisi faiz oran\u0131 %1.60\u2019a indirdi.<\/p>\n<p dir=\"ltr\">Hazine ve Maliye Bakan\u0131 Berat Albayrak d\u00fcn yapt\u0131\u011f\u0131 a\u00e7\u0131klamada konut kredisi faiz oranlar\u0131n\u0131n d\u00fc\u015fmesinin sekt\u00f6r\u00fc canland\u0131rd\u0131\u011f\u0131n\u0131 belirterek &#8220;Konutta Mart itibar\u0131yla g\u00fcnl\u00fck takip etti\u011fim rakamlar \u00e7ok g\u00fc\u00e7l\u00fc bir toparlanmaya i\u015faret ediyor&#8221; dedi. Albayrak konut kredisi faiz oranlar\u0131n\u0131n d\u00fc\u015fmeye devam edece\u011fini belirterek, &#8220;Faizler %1,28\u2019lere geldi. Tahminim may\u0131s gibi %1&#8217;in alt\u0131n\u0131, %0,98\u2019i g\u00f6r\u00fcnce sekt\u00f6rdeki s\u00fcre\u00e7 daha da h\u0131zlanacak&#8221; de\u011ferlendirmesinde bulundu.<\/p>\n<p dir=\"ltr\">Konut sekt\u00f6r\u00fcnde Mart sonuna kadar uygulanan KDV ve tapu harc\u0131 indirimleri d\u00fcn Resmi gazete karar\u0131 ile 2019 sonuna kadar uzat\u0131ld\u0131. Konut haricinde beyaz e\u015fya, mobilya ve otomotiv sekt\u00f6rlerinde uygulanan vergi indirimleri de uzat\u0131ld\u0131.<\/p>\n<p dir=\"ltr\">Vergi indirimlerinin uzat\u0131lmas\u0131n\u0131n ekonomiyi olumlu etkileyerek ilerleyen aylarda enflasyondaki d\u00fc\u015f\u00fc\u015f\u00fc h\u0131zland\u0131rmas\u0131 bekleniyor. Konuyu yorumlayan ekonomistler vergi indirimlerinin uzamas\u0131 ile Merkez Bankas\u0131\u2019n\u0131n PPK faizlerini d\u00fc\u015f\u00fcrmede daha h\u0131zl\u0131 davranmas\u0131n\u0131 sa\u011flayaca\u011f\u0131n\u0131 bildiriyor.<\/p>\n<p dir=\"ltr\">Merkez Bankas\u0131\u2019n\u0131n repo faizlerinde indirime gitmesi bankalar\u0131n konut kredisi faiz oranlar\u0131ndaki indirimleri kolayla\u015ft\u0131rarak h\u0131zland\u0131racakt\u0131r. Konut sekt\u00f6r\u00fcn\u00fcn, y\u0131l sonuna kadar uygulanan vergi indirimlerinin konut kredisi faiz oranlar\u0131nda beklenen d\u00fc\u015f\u00fc\u015fle birle\u015fmesi ile \u00a0tekrar canlanmas\u0131 bekleniyor.<\/p>\n<p dir=\"ltr\">Bankalar g\u00fcncel olarak tabela konut kredisi faiz oranlar\u0131n\u0131n haricinde uygulad\u0131klar\u0131 kampanyalar ve konut sekt\u00f6r\u00fc ile uygulanan anla\u015fmalar kapsam\u0131nda bir\u00e7ok avantajl\u0131 konut kredisi \u00fcr\u00fcn\u00fc sunuyor.<\/p>\n<h2 dir=\"ltr\">Y\u00fczde 0.98 Kampanyal\u0131 Konut Kredileri<\/h2>\n<p dir=\"ltr\">Ziraat Bankas\u0131, Vak\u0131fBank, HalkBank, Ziraat Kat\u0131l\u0131m Bankas\u0131, Vak\u0131f Kat\u0131l\u0131m Bankas\u0131, \u0130\u015f Bankas\u0131 ve Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131\u2019n\u0131n anla\u015fmal\u0131 firmalar i\u00e7in uygulad\u0131\u011f\u0131 %0.98 faiz oranl\u0131 konut kredisi kampanyas\u0131 yeni eklenen konut projeleri ile anla\u015fma say\u0131s\u0131n\u0131 artt\u0131rarak devam ediyor.<\/p>\n<p dir=\"ltr\">Bu kampanyaya ek olarak Vak\u0131fBank\u2019ta banka gayrimenkul\u00fc konutlar\u0131n sat\u0131\u015f\u0131nda %0.98 faiz oran\u0131 ile konut kredisi kulland\u0131r\u0131yor. Banka kendi m\u00fclk\u00fc konutlar\u0131n sat\u0131\u015f\u0131 fiyatlar\u0131 \u00fczerinden %20 indirim uygularken konutlar i\u00e7in ekspertiz masraf\u0131 da alm\u0131yor. S\u00f6z konusu kampanya \u00a0konut say\u0131s\u0131 olduk\u00e7a h\u0131zl\u0131 azal\u0131rken g\u00fcncel olarak halen 2200 konut bulunuyor.<\/p>\n<h2 dir=\"ltr\">Konut Kredisi Hesaplama<\/h2>\n<p dir=\"ltr\">KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re kampanyalar i\u00e7in uygulanan %0.98 faiz oran\u0131 \u00fczerinden 200.000 TL tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin 5 y\u0131l vadeli taksitleri yakla\u015f\u0131k 4.400 TL, 10 y\u0131l vadeli taksitleri ise 2.850 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n<p dir=\"ltr\">Kampanyalar haricindeki en d\u00fc\u015f\u00fck konut kredisi oran\u0131 olan %1.28 ile 200.000 TL tutarda konut kredisi hesaplama ger\u00e7ekle\u015ftirildi\u011finde 5 y\u0131l vadede ayl\u0131k \u00f6demeler 5.800 TL, 10 y\u0131l vadede 3.270 TL\u2019 ye denk geliyor.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"nH bAw nn\">\n<div class=\"brC-aT5-aOt-Jw\" role=\"navigation\" aria-label=\"Yan panel\">\n<div class=\"brC-aT5-aOt-bsf-Jw\">\n<div class=\"brC-bsf-aT5-aOt\" tabindex=\"0\" role=\"tablist\">\n<div id=\"gsc-gab-6\" class=\"bse-bvF-I aT5-aOt-I bse-bvF-aLp\" role=\"tab\" data-guest-app-id=\"6\" aria-label=\"Takvim\" aria-disabled=\"false\" aria-selected=\"false\">\n<div class=\"aT5-aOt-I-JX-Jw\"><\/div>\n<\/div>\n<div id=\"gsc-gab-2\" class=\"bse-bvF-I aT5-aOt-I bse-bvF-a9p\" role=\"tab\" data-guest-app-id=\"2\" aria-label=\"Keep\" aria-disabled=\"false\" aria-selected=\"false\">\n<div class=\"aT5-aOt-I-JX-Jw\"><\/div>\n<\/div>\n<div id=\"gsc-gab-4\" class=\"bse-bvF-I aT5-aOt-I bse-bvF-aLp\" role=\"tab\" data-guest-app-id=\"4\" aria-label=\"G\u00f6revler\" aria-disabled=\"false\" aria-selected=\"false\">\n<div class=\"aT5-aOt-I-JX-Jw\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brC-dA-I-Jw\" aria-label=\"Yan panel\">\n<div class=\"aT5-aOt-I brC-dA-I\" tabindex=\"0\" role=\"button\" aria-pressed=\"false\" aria-label=\"Yan paneli gizle\">\n<div class=\"aT5-aOt-I-JX-Jw\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"dJ\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"vY nq\"><\/div>\n<div>\n<div><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Bankalar\u0131n konut kredisi faizlerindeki d\u00fc\u015f\u00fc\u015f h\u0131zlanarak devam ediyor. \u0130ki banka daha konut kredisi faiz oranlar\u0131nda indirime gitti. Konut kredisi faizlerinin psikolojik seviye olan %1\u2019in alt\u0131na inmesi bekleniyor. Mart ba\u015f\u0131nda Ziraat Bankas\u0131\u2019n\u0131n ard\u0131ndan Vak\u0131fBank ve HalkBank\u2019\u0131n kampanyal\u0131 konut kredisi faiz oranlar\u0131n\u0131 %1.28 d\u00fc\u015f\u00fcrmesiyle h\u0131zlanan konut kredisi faiz oranlar\u0131ndaki d\u00fc\u015f\u00fc\u015f trendi \u00f6zel bankalar\u0131n uygulad\u0131\u011f\u0131 indirimlerle devam ediyor. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":22417,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[2433,2818,13016],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27858"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=27858"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27858\/revisions"}],"predecessor-version":[{"id":27859,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27858\/revisions\/27859"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/22417"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=27858"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=27858"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=27858"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}