{"id":27698,"date":"2019-03-11T10:41:01","date_gmt":"2019-03-11T07:41:01","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=27698"},"modified":"2019-03-11T10:41:01","modified_gmt":"2019-03-11T07:41:01","slug":"mart-ayi-ikinci-haftasinda-konut-kredisi-faiz-oranlari","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=27698","title":{"rendered":"Mart\u00a0ay\u0131 ikinci haftas\u0131nda konut kredisi faiz oranlar\u0131"},"content":{"rendered":"<p dir=\"ltr\">Mart ay\u0131 konut kredisi faiz indirimleri a\u00e7\u0131s\u0131ndan olduk\u00e7a hareketli ba\u015flad\u0131. Konut kredisi faizlerine bahar geldi. \u015eubat ay\u0131nda d\u00fc\u015f\u00fc\u015f\u00fcn\u00fc h\u0131zland\u0131ran konut kredisi faiz oranlar\u0131 Mart ba\u015f\u0131 itibariyle kamu bankalar\u0131n\u0131n arka arkaya ger\u00e7ekle\u015ftirdikleri faiz indirimleriyle son 6 ay\u0131n en d\u00fc\u015f\u00fck seviyesine ula\u015ft\u0131. D\u00fc\u015fen faizler hem konut al\u0131m\u0131n\u0131 erteleyen t\u00fcketiciyi hem de konut sekt\u00f6r\u00fcn\u00fc harekete ge\u00e7irdi.<\/p>\n<p dir=\"ltr\">Mart ay\u0131n\u0131n ilk haftas\u0131nda Anadolubank, Akbank, Garanti Bankas\u0131, Ziraat Bankas\u0131, Yap\u0131 Kredi Bankas\u0131 ve kampanyal\u0131 konut kredileri kapsam\u0131nda Vak\u0131fBank konut kredisi faiz oranlar\u0131nda indirim uygulayan bankalar oldu.<\/p>\n<p dir=\"ltr\">Bu hafta itibariyle ilk konut kredisi indirim haberi Akbank\u2019tan geldi. Yeni y\u0131lda say\u0131 baz\u0131nda en fazla konut kredisi indirimi yapan Akbank bug\u00fcn itibariyle 2019\u2019da dokuzuncu indirimini ger\u00e7ekle\u015ftirerek konut kredisi faiz oranlar\u0131n\u0131 10 y\u0131l vadede %1.61\u2019e d\u00fc\u015f\u00fcrd\u00fc. \u00d6zel bankalarda g\u00f6r\u00fclen en d\u00fc\u015f\u00fck tabela konut kredisi faiz oran\u0131 ise %1.59 seviyesinde.<\/p>\n<p dir=\"ltr\">Konut kredisi faizlerinde son aylar\u0131n en b\u00fcy\u00fck indirimini ise Ziraat Bankas\u0131 ger\u00e7ekle\u015ftirdi. Ziraat Bankas\u0131 ge\u00e7ti\u011fimiz hafta konut kredisi faiz oranlar\u0131nda 40 baz puan indirime giderek tebela konut kredisi faiz oranlar\u0131n\u0131 %1.28\u2019e \u00e7ekti. Bu seviye g\u00fcncel olarak konut kredilerinde g\u00f6r\u00fclen en d\u00fc\u015f\u00fck tabela faiz oran\u0131.<\/p>\n<p dir=\"ltr\">En b\u00fcy\u00fck kampanyalardan birini de \u015f\u00fcphesiz Vak\u0131fBank uygulamaya ba\u015flad\u0131. Vak\u0131fBank yurt genelinde 2352 adet banka gayrimenkul\u00fc i\u00e7in sat\u0131\u015f fiyat\u0131 \u00fczerinden %20 indirime ek %0.98 faiz oran\u0131 ile konut kredisi kulland\u0131rmaya ba\u015flad\u0131. Konut kredisi faizlerinde sembolikle\u015fmi\u015f olan %0.98 faiz oran\u0131na bir de %20 indirim uygulayan Vak\u0131fBank s\u0131n\u0131rl\u0131 say\u0131daki banka gayrimenkul\u00fc konut i\u00e7in talep olduk\u00e7a yo\u011fun.<\/p>\n<h2 dir=\"ltr\">Konut Kredisi Hesaplama<\/h2>\n<p dir=\"ltr\">KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re Mart ay\u0131n\u0131n ikinci haftas\u0131nda 200.000 TL tutarl\u0131 10 y\u0131l vadeli konut kredisi i\u00e7in konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin masraflar hari\u00e7 en d\u00fc\u015f\u00fck ayl\u0131k taksitleri 3.300 TL oluyor. Vade sonunda konut kredisine yap\u0131lan toplam geri \u00f6deme ise 392.500 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n<div class=\"yj6qo ajU\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mart ay\u0131 konut kredisi faiz indirimleri a\u00e7\u0131s\u0131ndan olduk\u00e7a hareketli ba\u015flad\u0131. Konut kredisi faizlerine bahar geldi. \u015eubat ay\u0131nda d\u00fc\u015f\u00fc\u015f\u00fcn\u00fc h\u0131zland\u0131ran konut kredisi faiz oranlar\u0131 Mart ba\u015f\u0131 itibariyle kamu bankalar\u0131n\u0131n arka arkaya ger\u00e7ekle\u015ftirdikleri faiz indirimleriyle son 6 ay\u0131n en d\u00fc\u015f\u00fck seviyesine ula\u015ft\u0131. D\u00fc\u015fen faizler hem konut al\u0131m\u0131n\u0131 erteleyen t\u00fcketiciyi hem de konut sekt\u00f6r\u00fcn\u00fc harekete ge\u00e7irdi. Mart ay\u0131n\u0131n [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4449,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27698"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=27698"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27698\/revisions"}],"predecessor-version":[{"id":27699,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27698\/revisions\/27699"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/4449"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=27698"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=27698"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=27698"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}