{"id":27669,"date":"2019-03-05T17:45:32","date_gmt":"2019-03-05T14:45:32","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=27669"},"modified":"2019-03-05T17:45:32","modified_gmt":"2019-03-05T14:45:32","slug":"bankalarin-konut-kredisi-faiz-oranlari-ne-durumda","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=27669","title":{"rendered":"Bankalar\u0131n Konut Kredisi Faiz Oranlar\u0131 Ne Durumda?"},"content":{"rendered":"

Konut kredisi faiz oranlar\u0131nda son haftalarda ya\u015fanan ciddi d\u00fc\u015f\u00fc\u015fler devam ederken Mart ay\u0131 itibariyle kamu bankalar\u0131ndan dev faiz indirimleri ve konut kredisi kampanyalar\u0131 geldi.<\/p>\n

Konut kredisi faizleri a\u00e7\u0131s\u0131ndan d\u00fc\u015f\u00fc\u015f\u00fcn olduk\u00e7a h\u0131zland\u0131\u011f\u0131 \u015eubat ay\u0131n\u0131n ard\u0131ndan Mart ay\u0131 konut kredisi kampanyalar\u0131 a\u00e7\u0131s\u0131ndan daha da h\u0131zl\u0131 ba\u015flad\u0131. Mart ay\u0131n\u0131n ilk be\u015f g\u00fcn\u00fcnde 5 banka konut kredisi faiz indirimine gitti.<\/p>\n

Konut kredisi faiz oranlar\u0131ndaki en b\u00fcy\u00fck hareketlilik Ziraat Bankas\u0131\u2019n\u0131n hafta ba\u015f\u0131 itibariyle tek seferde uygulad\u0131\u011f\u0131 40 baz puanl\u0131k indirim oldu. Ard\u0131ndan g\u00fcn i\u00e7inde Vak\u0131fBank da Bahara \u00d6zel Kampanyal\u0131 Sar\u0131 Panjur Konut Kredisini %1.28 faiz oran\u0131 ile devreye soktu. \u00d6zel bankalar da konut kredisi faiz indirimlerine ara vermedi. Garanti Bankas\u0131, Akbank ve Anadolubank da konut kredisi faiz indirimi uygulad\u0131.<\/p>\n

KrediPazari.com ara\u015ft\u0131rmalar\u0131na g\u00f6re bankalar\u0131n konut kredisi faiz oranlar\u0131 ortalamas\u0131 %1.87 oldu. En d\u00fc\u015f\u00fck tabela konut kredisi faiz oran\u0131 ise %1.28\u2019e d\u00fc\u015ft\u00fc. En y\u00fcksek tabela konut kredisi faiz oran\u0131 %2.58 seviyesinde.<\/p>\n

G\u00fcncel olarak bankalardan 150.000 TL tutarda 5 y\u0131l vadeli konut kredisi i\u00e7in konut kredisi hesaplama ger\u00e7ekle\u015ftirildi\u011finde en d\u00fc\u015f\u00fck ayl\u0131k taksit tutar\u0131 2.450 TL, sonunda yap\u0131lan toplam geri \u00f6deme 294.300 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n

5 Mart tarihli bankalar\u0131n konut kredisi faiz oranlar\u0131 s\u0131ralamas\u0131 \u015fu \u015fekilde;<\/p>\n

Ziraat Bankas\u0131<\/h2>\n

Ziraat Bankas\u0131 bu hafta ba\u015f\u0131 itibariyle konut kredisi faiz oranlar\u0131nda uygulad\u0131\u011f\u0131 b\u00fcy\u00fck faiz indirimi sonras\u0131 konut kredisi faiz oranlar\u0131n\u0131 120 ay vadeye dek %1.28 olarak belirledi.<\/p>\n

Vak\u0131fBank<\/h2>\n

Standart konut kredisi kapsam\u0131nda %1.75 konut kredisi faiz oran\u0131 kulland\u0131ran Vak\u0131fBank bunun yan\u0131nda iki dev kampanya daha sunuyor. D\u00fcn a\u00e7\u0131klanan %1.28 faiz oran\u0131na sahip Vak\u0131fBank\u2019\u0131n yeni konut kredisi \u00fcr\u00fcn\u00fc Bahara \u00d6zel Sar\u0131 Panjur Konut Kredisi oldu. Di\u011feri ise Banka Gayrimenkul\u00fc Konut Kredisi oldu. Vak\u0131fBank kendi m\u00fclk\u00fc konutlar\u0131n sat\u0131\u015f\u0131nda hem konut fiyatlar\u0131nda %20 indirim hem de 120 ay vadeye kadar %0.98 faiz oranl\u0131 konut kredisi kulland\u0131r\u0131yor.<\/p>\n

HalkBank<\/h2>\n

HalkBank konut kredisi faiz oranlar\u0131nda ge\u00e7ti\u011fimiz hafta uygulad\u0131\u011f\u0131 indirim sonras\u0131 kampanyal\u0131 Hesapl\u0131 Evim Konut Kredisi \u00fcr\u00fcn\u00fc faiz oranlar\u0131n\u0131 %1.49\u2019a, Can\u0131m Evim Konut Kredisi faiz oranlar\u0131n\u0131 %1.53\u2019e, Dost Evim Konut Kredisi faiz oranlar\u0131n\u0131 ise %1.85\u2019e indirdi.<\/p>\n

Kuveyt T\u00fcrk<\/h2>\n

Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 ise konut finansman\u0131 kar pay\u0131 oranlar\u0131n\u0131 5 y\u0131l vadeye dek %1.54,10 y\u0131l vadeye kadar ise %1.59 kar pay\u0131 oran\u0131 ile sunuyor.<\/p>\n

Yap\u0131 Kredi Bankas\u0131<\/h2>\n

Yap\u0131 Kredi Bankas\u0131 indirim sonras\u0131nda 10 y\u0131l vadeye \u00a0kadar %1.61 faiz oran\u0131 ile konut kredisi kulland\u0131r\u0131yor.<\/p>\n

ICBC Bank<\/h2>\n

ICBC %2.4 konut kredisi faiz oran\u0131 kulland\u0131rsa da kampanyal\u0131 Yeni Evim Konut Kredisi \u00fcr\u00fcn\u00fc kapsam\u0131nda %1.62 faiz oran\u0131 ile konut kredisi sa\u011fl\u0131yor.<\/p>\n

TEB<\/h2>\n

TEB %2.58 ile standart konut kredisi \u00fcr\u00fcnlerinden en y\u00fcksek faiz oran\u0131n\u0131 sunsa da kampanyal\u0131 konut kredisi \u00fcr\u00fcn\u00fc dahilinde %1.61 konut kredisi faiz oran\u0131 kulland\u0131r\u0131yor.<\/p>\n

Garanti Bankas\u0131<\/h2>\n

Garanti Bankas\u0131 d\u00fcn itibariyle konut kredisi faiz oranlar\u0131n\u0131 %1.65\u2019e d\u00fc\u015f\u00fcrd\u00fc. Banka 12 ay vadeye dek %1.71, 24-120 ay ay aral\u0131\u011f\u0131nda vadelerde ise %1.65 faiz oran\u0131 kulland\u0131r\u0131yor. 120-240 ay vade aras\u0131nda ise %1.91 faiz oran\u0131 sunuyor.<\/p>\n

\u0130NG Bank<\/h2>\n

\u0130NG Bank konut kredisi \u00fcr\u00fcnleri kapsam\u0131nda %1.67 faiz oran\u0131 kulland\u0131r\u0131yor. Banka konut kredisine ek sunulan sigortalar\u0131n kullan\u0131lmas\u0131 durumunda faiz oranlar\u0131n\u0131 %1.65\u2019e kadar d\u00fc\u015f\u00fcr\u00fcyor.<\/p>\n

Akbank<\/h2>\n

Akbank 120 ay vadeye kadar %1.67 konut kredisi faiz oran\u0131 sunuyor.<\/p>\n

\n
<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Konut kredisi faiz oranlar\u0131nda son haftalarda ya\u015fanan ciddi d\u00fc\u015f\u00fc\u015fler devam ederken Mart ay\u0131 itibariyle kamu bankalar\u0131ndan dev faiz indirimleri ve konut kredisi kampanyalar\u0131 geldi. Konut kredisi faizleri a\u00e7\u0131s\u0131ndan d\u00fc\u015f\u00fc\u015f\u00fcn olduk\u00e7a h\u0131zland\u0131\u011f\u0131 \u015eubat ay\u0131n\u0131n ard\u0131ndan Mart ay\u0131 konut kredisi kampanyalar\u0131 a\u00e7\u0131s\u0131ndan daha da h\u0131zl\u0131 ba\u015flad\u0131. Mart ay\u0131n\u0131n ilk be\u015f g\u00fcn\u00fcnde 5 banka konut kredisi faiz indirimine […]<\/p>\n","protected":false},"author":1,"featured_media":4247,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27669"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=27669"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27669\/revisions"}],"predecessor-version":[{"id":27670,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27669\/revisions\/27670"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/4247"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=27669"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=27669"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=27669"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}