Konut kredisi faiz oranlar\u0131 son 6 ay\u0131n en d\u00fc\u015f\u00fck seviyesine geriledi. Konut fiyatlar\u0131 bir \u00f6nceki seneye oranla reel olarak %12 azald\u0131. Buna ra\u011fmen konut sat\u0131\u015flar\u0131 Ocak ay\u0131nda bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re %24,8 d\u00fc\u015f\u00fc\u015f g\u00f6sterdi.<\/p>\n
Konut kredisi faiz oranlar\u0131 ge\u00e7ti\u011fimiz y\u0131l yaz aylar\u0131nda ya\u015fanan kur krizine ba\u011fl\u0131 olarak %3.5 seviyelerine kadar y\u00fckselerek 2018 Ekim ay\u0131ndan sonra d\u00fc\u015fmeye ba\u015flad\u0131. Yeni y\u0131l itibariyle d\u00fc\u015f\u00fc\u015f\u00fc h\u0131zlanan konut kredileri faiz oranlar\u0131 ortalamas\u0131 %1.97 ile son alt\u0131 ay\u0131n en d\u00fc\u015f\u00fck seviyesine geriledi.<\/p>\n
KrediPazari.com\u2019un edindi\u011fi bilgilere g\u00f6re, g\u00fcncel olarak bankalar\u0131n uygulad\u0131\u011f\u0131 en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 YKB\u2019 \u2019nin yapt\u0131\u011f\u0131 indirimle %1.61\u2019e gerildi. En y\u00fcksek konut kredisi faiz oran\u0131 ise %2.58 oldu.<\/p>\n
100.000 TL tutarl\u0131 konut kredisi i\u00e7in 5 y\u0131l vadeli konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda en d\u00fc\u015f\u00fck konut kredisi taksitleri 2.600 TL, toplam geri \u00f6demesi ise 156.000 TL\u2019 ye geriledi.<\/p>\n
Bankalar\u0131n 2018 Ekim ay\u0131ndaki konut kredisi faiz oran\u0131 ortalamas\u0131 olan %2.68 ile s\u00f6z konusu ko\u015fullarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda ayl\u0131k \u00f6demeler 3.370 TL, toplam geri \u00f6deme ise 202.000 TL oluyordu.<\/p>\n
Konut kredisi faiz oranlar\u0131 son haftalarda s\u00fcrekli d\u00fc\u015f\u00fc\u015f g\u00f6sterse de BDDK\u2019n\u0131n haftal\u0131k verilerine g\u00f6re ge\u00e7en hafta konut kredisi kullan\u0131m\u0131 bir \u00f6nceki haftaya oranla 480 milyon azal\u0131\u015fla 185 milyar 304 milyon olarak ger\u00e7ekle\u015fti.<\/p>\n
Konut kredisi faiz oranlar\u0131 d\u00fc\u015fmesine ve konut fiyatlar\u0131nda art\u0131\u015f ya\u015fanmamas\u0131na ra\u011fmen konut sat\u0131\u015flar\u0131 yeni y\u0131lda gerilemeye devam ediyor. Yurt genelinde konut sat\u0131\u015flar\u0131 2019 Ocak ay\u0131nda bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re %24,8 oran\u0131nda azalarak 72.900 oldu.<\/p>\n
T\u00fcrkiye genelinde kredili konut sat\u0131\u015flar\u0131 bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re %77,2 oran\u0131nda azal\u0131\u015f g\u00f6stererek 6.537 oldu. Ocak ay\u0131nda toplam konut sat\u0131\u015flar\u0131 i\u00e7inde ipotekli sat\u0131\u015flar\u0131n pay\u0131 %9 olarak ger\u00e7ekle\u015fti. S\u00f6z konusu pay bir \u00f6nceki ay %5,2 idi.<\/p>\n
Merkez Bankas\u0131\u2019n\u0131n a\u00e7\u0131klad\u0131\u011f\u0131 son verilere g\u00f6re 2018 Aral\u0131k ay\u0131nda Hedonik Konut Fiyat Endeksi (HKFE) bir \u00f6nceki aya g\u00f6re %0,40 oran\u0131nda azald\u0131. Bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re ise nominal olarak %5,44 oran\u0131nda artarken, reel olarak ise %12,35 oran\u0131nda geriledi.<\/p>\n
Merkez Bankas\u0131 2018 Aral\u0131k ay\u0131 konut fiyat endeksi verilerinde yurt genelinde metrekare birim konut fiyat\u0131 2.314 TL olurken, \u0130stanbul\u2019da 4.119 TL, Ankara\u2019da 1.892 TL, \u0130zmir\u2019de ise 2.925 TL olarak yer ald\u0131.<\/p>\n
Konut kredisi faiz oranlar\u0131nda ya\u015fanan d\u00fc\u015f\u00fc\u015fler ve artan maliyetler kar\u015f\u0131s\u0131nda hen\u00fcz y\u00fckselmeyen konut fiyatlar\u0131 kar\u015f\u0131s\u0131nda, t\u00fcketicinin faiz oranlar\u0131 nedeniyle son aylarda erteledi\u011fi konut al\u0131m\u0131na tekrar y\u00f6nelece\u011fi \u00f6ng\u00f6r\u00fcl\u00fcyor. Ocak ay\u0131 verilerin konut sat\u0131\u015flar\u0131 ve konut kredisi kullan\u0131m\u0131ndaki ufak art\u0131\u015f\u0131n \u015eubat ay\u0131nda daha da y\u00fckselmesi bekleniyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Konut kredisi faiz oranlar\u0131 son 6 ay\u0131n en d\u00fc\u015f\u00fck seviyesine geriledi. Konut fiyatlar\u0131 bir \u00f6nceki seneye oranla reel olarak %12 azald\u0131. Buna ra\u011fmen konut sat\u0131\u015flar\u0131 Ocak ay\u0131nda bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re %24,8 d\u00fc\u015f\u00fc\u015f g\u00f6sterdi. Konut kredisi faiz oranlar\u0131 ge\u00e7ti\u011fimiz y\u0131l yaz aylar\u0131nda ya\u015fanan kur krizine ba\u011fl\u0131 olarak %3.5 seviyelerine kadar y\u00fckselerek 2018 Ekim […]<\/p>\n","protected":false},"author":1,"featured_media":22417,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[12095,1070],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27354"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=27354"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27354\/revisions"}],"predecessor-version":[{"id":27355,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/27354\/revisions\/27355"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/22417"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=27354"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=27354"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=27354"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}