{"id":26668,"date":"2019-01-23T09:51:37","date_gmt":"2019-01-23T06:51:37","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=26668"},"modified":"2019-01-23T09:51:37","modified_gmt":"2019-01-23T06:51:37","slug":"vatandasin-konut-kredisi-kullanimi-136-milyar-tl-azaldi","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=26668","title":{"rendered":"Vatanda\u015f\u0131n konut kredisi kullan\u0131m\u0131 13,6 milyar TL azald\u0131"},"content":{"rendered":"<p><b>Ge\u00e7ti\u011fimiz y\u0131l ya\u015fanan ekonomik sorunlar ne ile dviz kuru ve faizlerin \u00e7ok y\u00fckselmesinden dolay\u0131 vatanda\u015f banlara borcunu \u00f6deyemedi\u011findan 4.6 milyon ki\u015fi takibe d\u00fc\u015fm\u00fc\u015f durumda. Vatanda\u015flar art\u0131k t\u00fcketici kredileri ile kredi kartlar\u0131n\u0131n yan\u0131 s\u0131ra ayrca konut, ta\u015f\u0131t ve di\u011fer ihtiya\u00e7lar\u0131 i\u00e7in bankalardan kredi kullanmay\u0131 azaltt\u0131.<\/b><\/p>\n<p>\u00dclkemizde t\u00fcketici kredisi ve kredi kart\u0131 bor\u00e7lar\u0131n\u0131 \u00f6deyemeyen vatanda\u015flar\u0131n say\u0131s\u0131 yakla\u015f\u0131k olarak 1.2 milyona ula\u015ft\u0131. Cumhurba\u015fkanl\u0131\u011f\u0131 Strateji ve B\u00fct\u00e7e Ba\u015fkanl\u0131\u011f\u0131 T\u00fcrkiye Ekonomisinde Haftal\u0131k Geli\u015fmeler ve Genel G\u00f6r\u00fcn\u00fcm Raporu&#8217;na g\u00f6re, ge\u00e7ti\u011fimiz y\u0131l ocak-kas\u0131m aylar\u0131 aras\u0131nda 11 ayl\u0131k toplam d\u00f6nemde t\u00fcketici kredisi ve kredi kart\u0131 borcunu \u00f6deyemeyen ki\u015filerin say\u0131s\u0131, bir \u00f6nceki senenin ayn\u0131 d\u00f6nemine g\u00f6re 1 milyon 215 bin 842 ki\u015fiden, 1 milyon 284 bin 261 ki\u015fiye y\u00fckseldi.<\/p>\n<h2>Banka kredilerinde konut ve araba kredilerinden vazge\u00e7ildi<\/h2>\n<p>Ge\u00e7ti\u011fimiz sene ya\u015fanan ekonomik s\u0131k\u0131nt\u0131larla birlikte vatanda\u015f adeta harcamalar\u0131n\u0131 ask\u0131ya ald\u0131. Vatanda\u015f, t\u00fcketici kredileri ve kredi kartlar\u0131n\u0131n d\u0131\u015f\u0131nda ayr\u0131ca konut, ta\u015f\u0131t ve di\u011fer ihtiya\u00e7lar\u0131 i\u00e7inde art\u0131k banka kredisi kullanmaktan b\u00fcy\u00fck oranda vazge\u00e7ti. Ge\u00e7en sene temmuz ay\u0131na kadar s\u00fcrekli yukar\u0131 t\u0131rman\u0131\u015f g\u00f6steren 201.2 milyar TL&#8217;ye kadar \u00e7\u0131kan konut kredileri a\u011fustos&#8217;ta ya\u015fanan krizinin ard\u0131ndan ini\u015fe ge\u00e7ti ve 11 Ocak 2019 tarihine kadar 13.6 milyar lira birden azalarak 187.6 milyar liraya geriledi.<\/p>\n<p>Ge\u00e7en sene ya\u015fanan kriz \u00f6ncesi 214.4 milyar liraya kadar \u00e7\u0131kan di\u011fer t\u00fcketici kredileri ise bu aya kadar 10.1 milyar TL&#8217;lik gerileme ya\u015fad\u0131. Rapora g\u00f6re, ge\u00e7en y\u0131l\u0131n ilk 11 ay\u0131nda bir \u00f6nceki seneini ayn\u0131 aylar\u0131na g\u00f6re protestolu senet say\u0131s\u0131 y\u00fczde 1.9 daha azald\u0131, fakat \u00f6denemeyen \u00e7ek tutar\u0131 y\u00fczde 45.5 oran\u0131nda art\u0131\u015f g\u00f6stererek 11.5 milyar liradan 16.8 milyar liraya y\u00fckseldi. Ge\u00e7en sene ayn\u0131 d\u00f6nemde kar\u015f\u0131l\u0131ks\u0131z \u00e7ek miktar\u0131 ise y\u00fczde 22 art\u0131\u015f g\u00f6sterirken, kar\u015f\u0131l\u0131ks\u0131z \u00e7ek tutar\u0131 ise y\u00fczde 60&#8217;a yak\u0131n art\u0131\u015f g\u00f6stererek 15.8 milyar TL&#8217;den 25.3 milyar TL&#8217;ya \u00e7\u0131kt\u0131.<\/p>\n<div class=\"reklam\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ge\u00e7ti\u011fimiz y\u0131l ya\u015fanan ekonomik sorunlar ne ile dviz kuru ve faizlerin \u00e7ok y\u00fckselmesinden dolay\u0131 vatanda\u015f banlara borcunu \u00f6deyemedi\u011findan 4.6 milyon ki\u015fi takibe d\u00fc\u015fm\u00fc\u015f durumda. Vatanda\u015flar art\u0131k t\u00fcketici kredileri ile kredi kartlar\u0131n\u0131n yan\u0131 s\u0131ra ayrca konut, ta\u015f\u0131t ve di\u011fer ihtiya\u00e7lar\u0131 i\u00e7in bankalardan kredi kullanmay\u0131 azaltt\u0131. \u00dclkemizde t\u00fcketici kredisi ve kredi kart\u0131 bor\u00e7lar\u0131n\u0131 \u00f6deyemeyen vatanda\u015flar\u0131n say\u0131s\u0131 yakla\u015f\u0131k [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":11104,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[26],"tags":[3690],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/26668"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=26668"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/26668\/revisions"}],"predecessor-version":[{"id":26669,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/26668\/revisions\/26669"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/11104"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=26668"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=26668"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=26668"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}