{"id":26018,"date":"2018-12-23T10:40:43","date_gmt":"2018-12-23T07:40:43","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=26018"},"modified":"2018-12-23T10:40:43","modified_gmt":"2018-12-23T07:40:43","slug":"konut-kredisi-faiz-oranlari-ne-durumda","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=26018","title":{"rendered":"Konut kredisi faiz oranlar\u0131 ne durumda"},"content":{"rendered":"<p>Son g\u00fcnlerde bankalar konut sahibi olmak isteyenlere kulland\u0131rm\u0131\u015f oldu\u011fu kredilerin faiz oranlar\u0131nda indirim yapabilmek i\u00e7in kapsam de\u011fi\u015fiklikleri yaparak faiz oranlar\u0131nda d\u00fc\u015f\u00fc\u015f ba\u015flad\u0131.<\/p>\n<p>Yaz d\u00f6neminden itibaren y\u00fckdeli\u015fe ge\u00e7en konut kredisi faiz oranlar\u0131 1 ay \u00f6ncesinde y\u00fczde 3&#8217;\u00fcn \u00fczerine \u00e7\u0131km\u0131\u015ft\u0131 ve bu konut sat\u0131\u015flar\u0131n\u0131 olumsuz etkilemi\u015f neredeyse durma noktas\u0131na getirmi\u015fti, Sona g\u00fcnlerde faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrmek i\u00e7in \u00e7e\u015fitli form\u00fcller \u00fcretiliyor 13 Aral\u0131k 2018&#8217;de ilk olarak Ziraat bankas\u0131n\u0131n ba\u015flatm\u0131\u015f oldu\u011fu faiz oran\u0131n\u0131 1,78&#8217;e \u00e7ekmesiyle, kendileri ile \u00e7al\u0131\u015fan firmalardan konut almak isteyenlere 0,98 faiz oran\u0131 uygulayaca\u011f\u0131n\u0131 duyurmas\u0131 ile; 120 aya kadar 500 bin liral\u0131k kredi kullan\u0131m\u0131na kadar 0,98 uygulams\u0131 piyasay\u0131 sevindiridi. Banka ile firmalar\u0131n aras\u0131nda yap\u0131lan bir \u00e7al\u0131\u015fma ile \u00fcretilen bu form\u00fclle konut almak isteyenlerin, in\u015faat firmalar\u0131n\u0131n ve bankalar\u0131n biraz rahatlamas\u0131na yard\u0131mc\u0131 olacak.<\/p>\n<p>Ziraat Bankas\u0131n\u0131n ba\u015flatm\u0131\u015f oldu\u011fu faiz oranlar\u0131nda bu indirim modeli di\u011fer bankalar\u0131nda ayn\u0131 sistemle konut kredi faiz oranlar\u0131n\u0131n indirmesine neden oldu. Ziraat Bankas\u0131ndan sonra Vak\u0131fbanka&#8217;ta ge\u00e7ti\u011fimiz hafta konu kredisi faiz oran\u0131n\u0131 0.98&#8217;e \u00e7ekti\u011fini a\u00e7\u0131klamas\u0131 sonras\u0131nda hemen Halkbank&#8217;ta kendi m\u00fc\u015fterileri olan in\u015faat firmalar\u0131ndan konut alacaklar i\u00e7in faiz oran\u0131n\u0131 0.98&#8217;e \u00e7ekti\u011fini duyurdu.<\/p>\n<p>Ve 3 banka sonras\u0131nda da d\u00f6rd\u00fcnc\u00fc indirim a\u00e7\u0131klamas\u0131 \u00f6zel banka olan \u0130\u015f Bankas\u0131ndan geldi. \u0130\u015f bankas\u0131 konut kredisi indirim sistemi ile 600 bin TL&#8217;ye kadar kredi kulland\u0131raca\u011f\u0131n\u0131 a\u00e7\u0131klayarak piyasalar\u0131n rahatlamas\u0131na yol a\u00e7t\u0131lar. Ve ayr\u0131ca in\u015faat firmalar\u0131n\u0131n kendi m\u00fc\u015fterileri olma zorunlulu\u011f olmad\u011f\u0131 finansal destek sa\u011flayan in\u015faat firmalar\u0131n\u0131n da 120 aya kadar 0.98 faiz oran\u0131 ile uygulama yapabilece\u011fini de duyurdu.<\/p>\n<p>Cuma g\u00fcn\u00fc bir banka daha vak\u0131f Kat\u0131lm Bankas\u0131 da kamu bankalar\u0131 gibi ayn\u0131 sistem ile konut kredi faiz oranlar\u0131n\u0131 0.98&#8217;e indirdi\u011fini a\u00e7\u0131klad\u0131.<\/p>\n<p>5 banka bu form\u00fclle konut kredisi faiz oranlar\u0131n\u0131 0.98&#8217;e \u00e7ekmeye ba\u015fard\u0131 ve \u00f6n\u00fcm\u00fczdeki g\u00fcnlerde di\u011fer bankalar\u0131nda ayn\u0131 form\u00fclle faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrmesi bekleniyor.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Son g\u00fcnlerde bankalar konut sahibi olmak isteyenlere kulland\u0131rm\u0131\u015f oldu\u011fu kredilerin faiz oranlar\u0131nda indirim yapabilmek i\u00e7in kapsam de\u011fi\u015fiklikleri yaparak faiz oranlar\u0131nda d\u00fc\u015f\u00fc\u015f ba\u015flad\u0131. Yaz d\u00f6neminden itibaren y\u00fckdeli\u015fe ge\u00e7en konut kredisi faiz oranlar\u0131 1 ay \u00f6ncesinde y\u00fczde 3&#8217;\u00fcn \u00fczerine \u00e7\u0131km\u0131\u015ft\u0131 ve bu konut sat\u0131\u015flar\u0131n\u0131 olumsuz etkilemi\u015f neredeyse durma noktas\u0131na getirmi\u015fti, Sona g\u00fcnlerde faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrmek i\u00e7in \u00e7e\u015fitli [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":23935,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221],"tags":[62,11107,80,951,943],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/26018"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=26018"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/26018\/revisions"}],"predecessor-version":[{"id":26019,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/26018\/revisions\/26019"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/23935"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=26018"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=26018"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=26018"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}