{"id":25883,"date":"2018-12-16T13:29:02","date_gmt":"2018-12-16T10:29:02","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=25883"},"modified":"2018-12-16T13:29:02","modified_gmt":"2018-12-16T10:29:02","slug":"ev-almak-iyi-bir-zaman-yil-sonu-firsatlarini-kacirmayin","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=25883","title":{"rendered":"Ev almak iyi bir zaman, y\u0131l sonu f\u0131rsatlar\u0131n\u0131 ka\u00e7\u0131rmay\u0131n"},"content":{"rendered":"

2019 y\u0131l\u0131na girince 2018’de uygulanan KDV ve tapu harc\u0131 indirimleri art\u0131k sona erecek. Konut almay\u0131 d\u00fc\u015f\u00fcn\u00fcyor ve istiyorsan\u0131z elinizi biraz \u00e7abuk tutman\u0131z \u00f6neririz. \u00c7\u00fcnk\u00fc hem KDV hem de tapu harc\u0131 indirimlerinden ve de Ziraat Bankas\u0131 \u00f6nc\u00fcl\u00fc\u011f\u00fcnde ba\u015flat\u0131lan y\u00fczde 0.98 faizli konut kredisi avantaj\u0131ndan yararlan\u0131p almay\u0131 isted\u011finiz evinizin maliyetini d\u00fc\u015f\u00fcrebilirsiniz.<\/b><\/p>\n

2018 y\u0131l\u0131 sonu geldi ve konut almak isteyenler i\u00e7in en avantajl\u0131 d\u00f6neme gelindi. Bu y\u0131l konut kredisi faizindeki indirimin yan\u0131 s\u0131ra 31 Aral\u0131k tarihine kadar sunulan KDV ve tapu harc\u0131 indirimi avantaj\u0131n\u0131n bitmesine say\u0131l\u0131 g\u00fcnler kald\u0131. Y\u0131l sonunda firmalar\u0131n yapt\u0131m\u0131\u015f oldu\u011fu kampanyalar da olunca y\u0131l sonuda konut almak isteyenlere indirimden d\u00fc\u015f\u00fck faize, \u00f6deme kolayl\u0131klar\u0131ndan kira garantilerine kadar pek \u00e7ok f\u0131rsatlar sunuluyor.<\/p>\n

Y\u0131l sonuna kadar KDV ve Har\u00e7 f\u0131rsat\u0131<\/h2>\n

2018 y\u0131l sonuna kadar deam edecek f\u0131rsatlarla en avantajl\u0131s\u0131 KDV ve tapu harc\u0131 indirimleri. H\u00fck\u00fcmet konut teslimlerinde yap\u0131lan y\u00fczde 18\u2019lik KDV oran\u0131n\u0131, y\u00fczde 8\u2019e, tapu harc\u0131 oran\u0131 ise binde 20\u2019den binde 15\u2019e indirdi.<\/p>\n

Yani tapu harc\u0131 oran\u0131 da y\u00fczde 4’ten y\u00fczde 3\u2019e d\u00fc\u015ft\u00fc. Al\u0131c\u0131 ile sat\u0131c\u0131 tapu harc\u0131 bedelinde y\u00fczde 1.5 olarak yar\u0131 yar\u0131ya \u00f6deyecek. Y\u0131l\u0131n son g\u00fcnlerinde Ziraat Bankas\u0131’n\u0131n s\u00fcrpriz yaparak kendisiyle \u00e7al\u0131\u015fan konut \u00fcreticilerinden konut alacaklar i\u00e7in konut kredisi faizini y\u00fczde 0.98\u2019e \u00e7ekmesi ve Banka faizi y\u00fczde 1.78\u2019e indirmesi, konut \u00fcreticileri de 80 puan\u0131 \u00fcstlenince faizler bu seviyelere indi. Banka, 500 bin TL’ye kadar olan 120 ay vadeli kredilerde ev almak isteyenlere bu oranlar\u0131 sunacak.<\/p>\n

500 bin TL kredi kullanan\u0131n 361 bin TL’si cebinde kalacak<\/h2>\n

500 bin liral\u0131 120 ay vadeli krediyi y\u00fczde 1.78 faiz oran\u0131 \u00fczerinden kulland\u0131\u011f\u0131n\u0131zda, toplam maliyetiniz 1 milyon 214 bin 142 TL oluyor. Bu durumda 10 bin 118 TL taksit \u00f6demesi yap\u0131l\u0131yor. 500 bin TL’lik 10 y\u0131l vadeli krediyi 0.98 faizle kulland\u0131\u011f\u0131n\u0131zda toplam maliyet 852 bin 522 TL’ye d\u00fc\u015f\u00fcyor. B\u00f6ylelikle, ayl\u0131k taksitler de 7 bin 104 TL’ye kadar iniyor. Aradaki fark 3 bin 14 TL. Bu durumda cebinizde kalacak miktar da 361 bin 620 TL oluyor. Ayn\u0131 \u015fartlarda 100 bin liral\u0131k kredi kullan\u0131rsan\u0131z da 72 bin 324 TL daha az \u00f6edmi\u015f olacaklar.<\/p>\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

2019 y\u0131l\u0131na girince 2018’de uygulanan KDV ve tapu harc\u0131 indirimleri art\u0131k sona erecek. Konut almay\u0131 d\u00fc\u015f\u00fcn\u00fcyor ve istiyorsan\u0131z elinizi biraz \u00e7abuk tutman\u0131z \u00f6neririz. \u00c7\u00fcnk\u00fc hem KDV hem de tapu harc\u0131 indirimlerinden ve de Ziraat Bankas\u0131 \u00f6nc\u00fcl\u00fc\u011f\u00fcnde ba\u015flat\u0131lan y\u00fczde 0.98 faizli konut kredisi avantaj\u0131ndan yararlan\u0131p almay\u0131 isted\u011finiz evinizin maliyetini d\u00fc\u015f\u00fcrebilirsiniz. 2018 y\u0131l\u0131 sonu geldi ve konut […]<\/p>\n","protected":false},"author":1,"featured_media":24000,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221],"tags":[62,972,9027,3514,951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/25883"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=25883"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/25883\/revisions"}],"predecessor-version":[{"id":25884,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/25883\/revisions\/25884"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/24000"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=25883"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=25883"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=25883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}