{"id":25435,"date":"2018-11-17T12:42:11","date_gmt":"2018-11-17T09:42:11","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=25435"},"modified":"2018-11-17T12:42:11","modified_gmt":"2018-11-17T09:42:11","slug":"konut-kredisi-faiz-oranlarinda-son-gelisme","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=25435","title":{"rendered":"Konut Kredisi faiz oranlar\u0131nda son geli\u015fme"},"content":{"rendered":"

Konut almak i\u00e7in vatanda\u015flar\u0131n en \u00e7ok tercih etti\u011fi yollardan bir konut al\u0131m\u0131 i\u00e7in bankalardan konut kredsi almak oluyor.<\/p>\n

Ancak son aylarda \u00fclkede ya\u015fanan ekonomik dalgalanmalar sonucunda bankalar kredi faizlerini \u00e7ok fazla oranda y\u00fckselterek kredi verme musluklar\u0131n\u0131 k\u0131sm\u0131\u015ft\u0131. Bu da vatanda\u015f\u0131n konut kredisi kullanma oranlar\u0131n\u0131 bir hayli d\u00fc\u015f\u00fcrm\u00fc\u015ft\u00fc ve b\u00f6ylece gayrimenkul sek\u00f6r\u00fc sat\u0131\u015f s\u0131k\u0131nt\u0131s\u0131 \u00e7ekmeye ba\u015flam\u0131\u015ft\u0131.<\/p>\n

Bankalar son haftalarda az miktarda da olsa ortalama y\u00fczde 3’lere \u00e7\u0131kan faiz oranlar\u0131nda d\u00fc\u015f\u00fc\u015fe gitmi\u015f son haftada y\u00fczde 2.5 ortalamalara gerilemi\u015fti.<\/p>\n

12 kas\u0131m 16 kas\u0131m haftas\u0131nda\u00a0baz\u0131 bankalar\u0131n konut kredi faizlerine s\u00fcrpriz indirimlerle haftalard\u0131r ilk s\u0131rada yer alan kamu bankalar\u0131n\u0131n yerlerini de\u011fi\u015ftirdi.<\/p>\n

Haftalard\u0131r en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 veren bankalar s\u0131ralamas\u0131nda il s\u0131rada yer alan Ziraat Bankas\u0131 ge\u00e7ti\u011fimiz hafta 60 ayl\u0131k vadede art\u0131k\u00a0ilk s\u0131rada tek de\u011fil, 120 ay vadede ise ikinci banka konumuna geriledi.<\/p>\n

Ge\u00e7ti\u011fimiz hafta konut kredisi faiz oranlar\u0131nda yapt\u0131\u011f\u0131 indirimlerle birlikte 60 ay vade se\u00e7ene\u011finde Ziraat Bankas\u0131 ile e\u015fitlenen ING Bank 120 ay vade se\u00e7ene\u011finde Ziraat Bankas\u0131\u2019n\u0131n da alt\u0131na inerek ilk s\u0131raya \u00e7\u0131kt\u0131.<\/p>\n

16 kas\u0131m 2018 tarihi itibar\u0131 ile 100.000 TL\u2019lik konut kredisi i\u00e7in 60 ve 120 ay vade se\u00e7ene\u011fine g\u00f6re faiz oranlar\u0131 ve ayl\u0131k taksit tutarlar\u0131 ile toplam geri \u00f6denen miktarlar\u0131:<\/strong><\/p>\n

1- ABANK\u00a0<\/strong><\/em><\/p>\n

60 ay vadede 2,79 \u2013 Ayl\u0131k tutar\u0131: 3.452 TL \u2013\u00a0Toplam \u00f6denecek tutar: 208.828 TL<\/p>\n

120 ay vadede 2,79 \u2013 Ayl\u0131k tutar\u0131: 2.897 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 349.283 TL<\/p>\n

2- AKBANK\u00a0<\/strong><\/em><\/p>\n

60 ay vadede 2,39 \u2013 Ayl\u0131k tutar\u0131: 3.155 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 190.750 TL<\/p>\n

120 ay vadede 2,39 \u2013 Ayl\u0131k taksit: 2.539 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 306.171 TL<\/p>\n

3- ALBARAKA T\u00dcRK<\/strong><\/em><\/p>\n

60 ay vadede 2,25 \u2013 Ayl\u0131k tutar:\u00a03.054 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 184.918 TL<\/p>\n

120\u00a0ay vadede 2,45 \u2013 Ayl\u0131k tutar\u0131: 2.592 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 312.742 TL<\/p>\n

4- ANADOLU BANK<\/strong><\/em><\/p>\n

60 ay vadede 2,99 \u2013 Ayl\u0131k tutar\u0131:\u00a03.691 TL<\/p>\n

120\u00a0ay vadede 3,00 Ayl\u0131k tutar\u0131: 3.089 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 372.354 TL<\/p>\n

5- BURGAN BANK\u00a0<\/strong><\/em><\/p>\n

60 ay vadede 2,75 \u2013 Ayl\u0131k tutar\u0131: 3.422 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 207.005 TL<\/p>\n

120\u00a0ay vadede 2,75 \u2013 Ayl\u0131k tutar\u0131: 2.860 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 344.922 TL<\/p>\n

6- DEN\u0130ZBANK<\/strong><\/em><\/p>\n

60 ay vadede 2,99 \u2013 Ayl\u0131k tutar\u0131: 3.606 TL \u2013\u00a0Toplam geri \u00f6dencekn tutar: 217.682 TL<\/p>\n

120\u00a0ay vadede 2,99 \u2013 Ayl\u0131k tutar\u0131: 3.080 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 370.921 TL<\/p>\n

7- F\u0130BABANKA<\/strong><\/em><\/p>\n

60 ay vadede 3,34 \u2013 Ayl\u0131k tutar\u0131: 3.880 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 234.097 TL<\/p>\n

120\u00a0ay vadede 3,32\u00a0 \u2013 Ayl\u0131k tutar\u0131: 3,387 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 407.739 TL<\/p>\n

8- GARANT\u0130 BANKASI\u00a0\u00a0<\/strong><\/em><\/p>\n

60 ay\u00a0vadede 2,34 \u2013 Ayl\u0131k tutar\u0131: 3.118 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 188.405 TL<\/p>\n

120\u00a0ay vadede 2,34 \u2013 Ayl\u0131k tutar\u0131:\u00a02.495 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 300.759 TL<\/p>\n

9- HALK BANKASI\u00a0<\/strong><\/em><\/p>\n

60 ay vadede 2,09 \u2013 Ayl\u0131k tutar\u0131: 2.940 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 177.695<\/p>\n

120 ay vadede 2,09 \u2013 Ayl\u0131k tutar\u0131:\u00a02.281 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 274.975 TL<\/p>\n

10- ICBC TURKEY (\u00c7in End\u00fcstri ve Ticaret Bankas\u0131)<\/strong><\/em><\/p>\n

60 ay vaded 2,10 \u2013 Ayl\u0131k tutar\u0131: 2.947 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 178.131 TL<\/p>\n

120 ay vadede 2,00 \u2013 Ayl\u0131k tutar\u0131 2.205 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 265.896 TL<\/p>\n

11- ING BANK<\/strong><\/em><\/p>\n

60 ay vadede 1,98 \u2013 Ayl\u0131k tutar\u0131 2.863 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 173.130 TL<\/p>\n

120 ay vadede 1,89 \u2013 Ayl\u0131k tutar\u0131: 2.113 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 254.973 TL<\/p>\n

12- KUVEYT T\u00dcRK\u00a0<\/strong><\/em><\/p>\n

60 ay vadede 1,99 \u2013 Ayl\u0131k tutar\u0131:\u00a0 2.870 TL \u2013\u00a0Toplam geri \u00f6deneccek tutar: 173.705 TL<\/p>\n

120 ay vadede 2,04 \u2013 Ayl\u0131k tutar\u0131:\u00a02.238 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 270.120 TL<\/p>\n

13- ODEABANK<\/strong><\/em><\/p>\n

60 ay vadede 2,90 \u2013 Ayl\u0131k tutar\u0131:\u00a03.536 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 213.407 TL<\/p>\n

120 ay vadede\u00a0 2.90 \u2013 Ayl\u0131k tutar\u0131: 2.997 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 360.875 TL<\/p>\n

14- QNB F\u0130NANSBANK\u00a0<\/strong><\/em><\/p>\n

60 ay vadede 2,60 \u2013 Ayl\u0131k tutar\u0131:\u00a03.309 TL — Toplam geri \u00f6denecek tutar: 198.540 TL<\/p>\n

120\u00a0ay vadede 2,60 \u2013 Ayl\u0131k tutar\u0131: 2.725 TL– Toplam geri \u00f6denecek tutar: 327.000 TL<\/p>\n

15- \u015eEKERBANK\u00a0<\/strong><\/em><\/p>\n

60 ay vadede 2,95 \u2013 Ayl\u0131k tutar\u0131:\u00a03.575 TL– Toplam geri \u00f6denecek tutar: 214.000 TL<\/p>\n

120 ay vadede 2,95 \u2013 Ayl\u0131k tutar\u0131:\u00a03.575 TL<\/p>\n

16- TEB<\/strong><\/em><\/p>\n

60 ay vadede 2,58\u00a0 \u2013 Ayl\u0131k tutar\u0131:\u00a03.295 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 198.989 TL<\/p>\n

120 ay vadede 2.58 \u2013 Ayl\u0131k tutar\u0131:\u00a02.707 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 326.199 TL<\/p>\n

17- T\u00dcRK\u0130YE \u0130\u015e BANKASI<\/strong><\/em><\/p>\n

60 ay vadede 2,30 \u2013 Ayl\u0131k tutar\u0131: 3.089 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 186.831 TL<\/p>\n

120 ay vadede 2,30 \u2013 Ayl\u0131k tutar\u0131: 2.461 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 296.743 TL<\/p>\n

18- VAKIFBANK<\/strong><\/em><\/p>\n

60 ay vadede 2,09 \u2013 Ayl\u0131k tutar\u0131: 2.940 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 178.193 TL<\/p>\n

120 ay vadede 2,09 \u2013 Ayl\u0131k tutar\u0131:\u00a02.281 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 275.473 TL<\/p>\n

19- YAPI KRED\u0130 BANKAS<\/strong><\/em><\/p>\n

60 ay vadede 2,33 \u2013 Ayl\u0131k tutar\u0131:\u00a03.111 TL<\/p>\n

120 ay vadede 2,33 \u2013 Ayl\u0131k tutar\u0131:\u00a02.487 TL<\/p>\n

20- Z\u0130RAAT BANKASI\u00a0<\/strong><\/em><\/p>\n

60 ay vadede 1,98 \u2013 Ayl\u0131k tutar\u0131: 2.863 TL \u2013 Toplam geri \u00f6denecek tutar: 173.052 TL<\/p>\n

120 ay vadede 1,98 \u2013 Ayl\u0131k tutar\u0131:\u00a02.188 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 263.851 TL<\/p>\n

21- Z\u0130RAAT KATILIM BANKASI<\/strong><\/em><\/p>\n

60 ay vadede 2,20 \u2013 Ayl\u0131k tutar\u0131 3.018 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 182.234 TL<\/p>\n

120 ay vadede 2,30 \u2013 Ayl\u0131k tutar\u0131: 2.461 TL \u2013\u00a0Toplam geri \u00f6denecek tutar: 296.450 TL<\/p>\n

\n
<\/div>\n<\/div>\n
<\/div>\n","protected":false},"excerpt":{"rendered":"

Konut almak i\u00e7in vatanda\u015flar\u0131n en \u00e7ok tercih etti\u011fi yollardan bir konut al\u0131m\u0131 i\u00e7in bankalardan konut kredsi almak oluyor. Ancak son aylarda \u00fclkede ya\u015fanan ekonomik dalgalanmalar sonucunda bankalar kredi faizlerini \u00e7ok fazla oranda y\u00fckselterek kredi verme musluklar\u0131n\u0131 k\u0131sm\u0131\u015ft\u0131. Bu da vatanda\u015f\u0131n konut kredisi kullanma oranlar\u0131n\u0131 bir hayli d\u00fc\u015f\u00fcrm\u00fc\u015ft\u00fc ve b\u00f6ylece gayrimenkul sek\u00f6r\u00fc sat\u0131\u015f s\u0131k\u0131nt\u0131s\u0131 \u00e7ekmeye ba\u015flam\u0131\u015ft\u0131. […]<\/p>\n","protected":false},"author":1,"featured_media":25198,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5220,5388],"tags":[12427],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/25435"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=25435"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/25435\/revisions"}],"predecessor-version":[{"id":25436,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/25435\/revisions\/25436"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/25198"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=25435"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=25435"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=25435"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}