{"id":25309,"date":"2018-11-11T09:15:58","date_gmt":"2018-11-11T06:15:58","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=25309"},"modified":"2018-11-11T09:15:58","modified_gmt":"2018-11-11T06:15:58","slug":"konut-kredisi-faiz-oranlari-dusuyor-mu","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=25309","title":{"rendered":"Konut Kredisi faiz oranlar\u0131 d\u00fc\u015f\u00fcyor mu?"},"content":{"rendered":"<p>Konut almak isteyen vatanda\u015flar\u0131n bankalardan kredi \u00e7ekerek uzun vadede \u00f6deme yaparak al\u0131m yapmalar\u0131 vatanda\u015flara b\u00fcy\u00fck rahatl\u0131k sa\u011fl\u0131yor ve ev sahibi olmalar\u0131n\u0131 kolayla\u015ft\u0131r\u0131yordu. 2018 y\u0131l\u0131 i\u00e7inde ya\u015fanan ekonomik dalgalanmalar ile <strong>konut kredi faizleri<\/strong>nde beklenmedik bir \u015fekilde y\u00fckseli\u015f ya\u015fand\u0131 ve konut kredi faiz oranlar\u0131 y\u00fczde 1&#8217;lerde iken y\u00fczde 3&#8217;lere \u00e7\u0131kt\u0131.<\/p>\n<p><strong>Konut Kredisi faizleri<\/strong> y\u00fckselince vatanda\u015f\u0131n konut al\u0131m\u0131 do\u011fal olarak \u00e7ok azald\u0131. Ve son g\u00fcnlarde baz\u0131 bankalarda <strong>konut kredisi faiz<\/strong> oranlar\u0131nda inidirme gitmeye ba\u015flad\u0131. En d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131n\u0131 veren Ziraat Bankas\u0131 100 bin TL&#8217;ye kadar krediyi 1.98 faiz ile veriyor.<\/p>\n<p>Ziraat Bankas\u0131 100 bin TL\u2019ye kadar olan konut kredisinde y\u00fczde 1.98 faiz oran\u0131n\u0131 ile masraflar hari\u00e7 en d\u00fc\u015f\u00fck faizi sunuyor. Ziraat Bankas\u0131 100 bin TL ile 500 bin TL aras\u0131 konut kredisinde y\u00fczde 2.09 faiz oran\u0131 uyguluyor. \u0130NG Bank ise 120 ay vadeli <strong>konut kredisi<\/strong> kulland\u0131r\u0131mlar\u0131nda y\u00fczde 2.09 faiz oran\u0131 ile konut kredisi veriyor. \u0130NG Bank g\u00fcncel konut kredisi kapsam\u0131nda 60 aya kadar konut kredilerinde y\u00fczde 2,22 faiz oran\u0131 uyguluyor. 61 ile 96 ay aras\u0131 vadelerinde ise y\u00fczde 2,11 faiz oran\u0131 veren \u0130NG Bank 97 ile 120 ay aras\u0131 vadelerde ise y\u00fczde 2,09 konut kredisi faiz oran\u0131 sunuyor.<\/p>\n<h2>100 Bin TL i\u00e7in en d\u00fc\u015f\u00fck konut kredisi<\/h2>\n<p>Kredi Pazar\u0131&#8217;nda; 100 bin TL ye kadar konut kredisinde masraflar hari\u00e7 en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131n\u0131 y\u00fczde 1.98 ile Ziraat Bankas\u0131 veriyor.<\/p>\n<p>Ziraat Bankas\u0131ndan konut kredisi almak isteyen 120 ay vadeli 100 bin TL i\u00e7in konut kredisi hesaplama yapt\u0131\u011f\u0131nda ayl\u0131k \u00f6denecek miktar 2 bin 188 TL, toplam geri \u00f6denecek miktar\u0131 ise 262 bin 560 TL \u00e7lk\u0131yor.<\/p>\n<h2>500 Bin TL i\u00e7in en d\u00fc\u015f\u00fck konut kredisi<\/h2>\n<p>Ziraat Bankas\u0131 100 bin TL ve 500 bin TL aras\u0131 konut kredisinde y\u00fczde 2.09 faiz oran\u0131 uyguluyor. \u0130NG Bank ise 120 ay i\u00e7in konut kredisinde 500 bin TL\u2019ye kadar y\u00fczde 2.09 faiz veriyor. 120 ay 300 bin TL konut kredisi hesapland\u0131\u011f\u0131nda ayl\u0131k \u00f6demeleri 5 bin 473 TL oluyor. Toplam geri \u00f6deme miktar\u0131 656 bin 760 TL&#8217;ye oluyor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Konut almak isteyen vatanda\u015flar\u0131n bankalardan kredi \u00e7ekerek uzun vadede \u00f6deme yaparak al\u0131m yapmalar\u0131 vatanda\u015flara b\u00fcy\u00fck rahatl\u0131k sa\u011fl\u0131yor ve ev sahibi olmalar\u0131n\u0131 kolayla\u015ft\u0131r\u0131yordu. 2018 y\u0131l\u0131 i\u00e7inde ya\u015fanan ekonomik dalgalanmalar ile konut kredi faizlerinde beklenmedik bir \u015fekilde y\u00fckseli\u015f ya\u015fand\u0131 ve konut kredi faiz oranlar\u0131 y\u00fczde 1&#8217;lerde iken y\u00fczde 3&#8217;lere \u00e7\u0131kt\u0131. Konut Kredisi faizleri y\u00fckselince vatanda\u015f\u0131n konut al\u0131m\u0131 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":22417,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221,97,5388],"tags":[3110,76,189,3188,954],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/25309"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=25309"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/25309\/revisions"}],"predecessor-version":[{"id":25310,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/25309\/revisions\/25310"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/22417"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=25309"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=25309"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=25309"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}