{"id":23301,"date":"2018-07-08T11:24:34","date_gmt":"2018-07-08T08:24:34","guid":{"rendered":"http:\/\/emlaktuel.com\/?p=23301"},"modified":"2018-07-08T13:19:25","modified_gmt":"2018-07-08T10:19:25","slug":"konut-kredisinde-rekor-kirildi","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=23301","title":{"rendered":"Konut kredisinde rekor k\u0131r\u0131ld\u0131"},"content":{"rendered":"<div class=\"hz_top_post\">\n<div class=\"hz_title_and_meta\">\n<div class=\"hz_title\"><\/div>\n<div class=\"hz_meta_post\">Ge\u00e7ti\u011fimiz ay kamu bankalar\u0131n\u0131n \u00f6nderli\u011finde ba\u015flat\u0131lan kampanya ile konut kredisinde rekor k\u0131r\u0131ld\u0131.<\/div>\n<\/div>\n<\/div>\n<div class=\"hz_main_post_content\">\n<div class=\"big_post_content\">\n<p>T\u00fcrkiye ekonomisinin lokom\u0131tifi olan gayrimenkul konut sekt\u00f6r\u00fcnde, kamu bankalar\u0131n\u0131n ba\u015flatt\u0131\u011f\u0131 <strong>&#8220;10 y\u0131l vade, 0.98 faiz&#8221;<\/strong> kampanyas\u0131 ve \u00fcretici firmalar\u0131n da <strong>&#8220;% 20 indirim, % 5 pe\u015finat&#8221;<\/strong> uygulamas\u0131 sonras\u0131nda, bankalar\u0131n konut kredisi hacmini tarihi zirveye \u00e7\u0131kard\u0131. Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu yapt\u0131\u011f\u0131 a\u00e7\u0131klamaya g\u00f6re, kampanyan\u0131n ba\u015flad\u0131\u011f\u0131 11 May\u0131s&#8217;ta 194.4 milyar lira olan konut kredisi hacmi, ge\u00e7en hafta biten kampanya ile birlikte 29 Haziran&#8217;da 200.4 milyar liraya ula\u015ft\u0131.<\/p>\n<h3>Kamu bankalar\u0131 kolomotif oldu<\/h3>\n<p>\u00dclkemizde konut kredisi hacmi tarihinde ilk defa oalarak 200 milyar lira s\u0131n\u0131r\u0131 a\u015f\u0131ld\u0131, Kamu bankalar\u0131 lokomotif olarak g\u00f6revi \u00fcstlendi. Kamu bankalar\u0131n\u0131n kampanyay\u0131 ba\u015flatt\u0131\u011f\u0131 11 May\u0131s&#8217;ta 86.7 milyar lira olan konut kredileri, bu d\u00f6nemde 94.2 milyar liraya \u00e7\u0131kt\u0131. \u00d6zel ve yabanc\u0131 bankalar\u0131n kredi hacmi geriledi. Konut kredilerinde 1 y\u0131lda ya\u015fanan 20 milyar liral\u0131k art\u0131\u015f\u0131n da tamam\u0131n\u0131 kamu bankalar\u0131 s\u0131rtlad\u0131.<\/p>\n<h3>\u0130kinci elde canlanma oldu<\/h3>\n<p>Kampanya ba\u015flat\u0131l\u0131rken 2 milyona yak\u0131n konut stokunu eritme hedefi konmu\u015ftu, ve kampanya en \u00e7ok \u00f6zellikle ikinci elde etkili oldu. Kampanyan\u0131n ba\u015flad\u0131\u011f\u0131 may\u0131s ay\u0131nda toplam konut sat\u0131\u015flar\u0131 y\u00fczde 2.7 azalarak 119 bin 655&#8217;e gerilemi\u015fti. \u0130potekli sat\u0131\u015flarda y\u00fczde 35.6 olan d\u00fc\u015f\u00fc\u015f y\u00fczde 11.7&#8217;ye geriledi. Nisanda y\u00fczde 11.1 azalan ikinci el sat\u0131\u015flar\u0131 ise may\u0131sta y\u00fczde 1 artt\u0131.<\/p>\n<h3>Yeni konutlar i\u00e7in yeni model<\/h3>\n<p>\u0130kinci el sat\u0131\u015flarda kampanyan\u0131n etkisiyle canlanma ya\u015fand\u0131\u011f\u0131n\u0131 belirten in\u015faat firmalar\u0131, s\u0131f\u0131r konut piyasas\u0131na y\u00f6nelik olarak da bankalarla yeni bir model \u00fczerinde \u00e7al\u0131\u015ft\u0131klar\u0131n\u0131 dile getirdiler. Bu d\u00fczenlemenin rekabet \u015fartlar\u0131n\u0131 ihlal etmeyecek yeni bir d\u00fczenleme \u015feklinde olmas\u0131 d\u00fc\u015f\u00fcn\u00fcl\u00fcyor.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ge\u00e7ti\u011fimiz ay kamu bankalar\u0131n\u0131n \u00f6nderli\u011finde ba\u015flat\u0131lan kampanya ile konut kredisinde rekor k\u0131r\u0131ld\u0131. T\u00fcrkiye ekonomisinin lokom\u0131tifi olan gayrimenkul konut sekt\u00f6r\u00fcnde, kamu bankalar\u0131n\u0131n ba\u015flatt\u0131\u011f\u0131 &#8220;10 y\u0131l vade, 0.98 faiz&#8221; kampanyas\u0131 ve \u00fcretici firmalar\u0131n da &#8220;% 20 indirim, % 5 pe\u015finat&#8221; uygulamas\u0131 sonras\u0131nda, bankalar\u0131n konut kredisi hacmini tarihi zirveye \u00e7\u0131kard\u0131. Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu yapt\u0131\u011f\u0131 a\u00e7\u0131klamaya g\u00f6re, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":23316,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221,26,5220,97,5388],"tags":[951,277,11675],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/23301"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23301"}],"version-history":[{"count":2,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/23301\/revisions"}],"predecessor-version":[{"id":23315,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/23301\/revisions\/23315"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/23316"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23301"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23301"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}