{"id":23172,"date":"2018-06-30T13:38:56","date_gmt":"2018-06-30T10:38:56","guid":{"rendered":"http:\/\/emlaktuel.com\/?p=23172"},"modified":"2018-07-05T18:07:02","modified_gmt":"2018-07-05T15:07:02","slug":"konut-kredi-faiz-oranlari-yuzde-2ye-yaklasti","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=23172","title":{"rendered":"Konut kredi faiz oranlar\u0131 y\u00fczde 2&#8217;ye yakla\u015ft\u0131"},"content":{"rendered":"<div class=\"td-post-header\">\n<header class=\"td-post-title\">\n<p class=\"td-post-sub-title\">Kamu bankalar\u0131n\u0131n 2 ay s\u00fcren kampanyaya destek i\u00e7in y\u00fczde 0.98 faiz oran\u0131n\u0131 bitirmesiyle konut kredisi faiz oranlar\u0131 yeniden artmaya ba\u015flad\u0131, baz\u0131 \u00f6zel bankalar\u0131n faizlerinin 2008\u2019den bu yana ilk defa y\u00fczde 2\u2019yi a\u015ft\u0131\u011f\u0131 g\u00f6r\u00fcld\u00fc.<\/p>\n<\/header>\n<\/div>\n<div class=\"td-post-content\">\n<div>Merkez Bankas\u0131 d\u00f6vizin y\u00fckseli\u015fini s\u00f6nd\u00fcrmek i\u00e7in yapm\u0131\u015f oldu\u011fu 3 hamle ile toplamda 500 puanl\u0131k art\u0131\u015f, kredi faizlerini son zamanlar\u0131 zirvesine ta\u015f\u0131d\u0131. \u0130htiya\u00e7 kredilerinde faiz oranlar\u0131 y\u00fczde 2.15\u2019e y\u00fckselerek, son 9 y\u0131l\u0131n en y\u00fcksek seviyesine ula\u015ft\u0131.<\/div>\n<div><\/div>\n<h3><strong>2 ayl\u0131k kampanya bitince konut kredi faizleri zirveyi g\u00f6rd\u00fc<\/strong><\/h3>\n<div>Kampanyan\u0131n bitmesi ile birlikte konut kredisi faizleri baz\u0131 bankalarda 120 ay i\u00e7in y\u00fczde 2\u2019nin bile \u00fczerine \u00e7\u0131t\u0131.<\/div>\n<div>Kamu bankalar\u0131n\u0131n 11 May\u0131s\u2019ta ba\u015flatt\u0131\u011f\u0131 y\u00fczde 0.98 faiz kampanyas\u0131n\u0131n bitmesiyle\u00a0konut kredi faizleri yava\u015f yava\u015f y\u00fczde 1\u2019in \u00fczerine \u00e7\u0131kt\u0131. Kampanyan\u0131n bitmesinin ard\u0131ndan Pazartesi g\u00fcn\u00fcnden itibaren konut kredisi faizlerinin ortalama 1.50 ile 1.80 aras\u0131na olmas\u0131 bekleniyor.<\/div>\n<div><\/div>\n<div>Ama baz\u0131 bankalarda bu oran\u0131 y\u00fczde 2\u2019nin \u00fczerine \u00e7\u0131kt\u0131\u011f\u0131da belirlendi. Faiz bankalar\u0131n kendi tasarruflar\u0131na g\u00f6re de\u011fi\u015fiyor. Kampanya zaman\u0131nda 60 ayda i\u00e7in vade oran\u0131n\u0131 y\u00fczde 0.98 indiren ilk \u00f6zel banka olan \u015eekerbank ise y\u00fczde 2.09\u2019lu oranlar ile ilk s\u0131rada yer ald\u0131.<\/div>\n<h3><strong>Faizlerin ilave art\u0131\u015flarla daha da y\u00fckselmesi bekleniyor<\/strong><\/h3>\n<div>T\u00dc\u0130K yapt\u0131\u011f\u0131 a\u00e7\u0131klama ile May\u0131s\u2019ta da d\u00fc\u015f\u00fc\u015f s\u00fcrd\u00fc ancak son 7 ayd\u0131r y\u00fczde 25-35 band\u0131nda seyreden d\u00fc\u015f\u00fc\u015f oran\u0131 da y\u00fczde 11.7\u2019ye kadar indebildi. Toplam konut sat\u0131\u015flar\u0131 i\u00e7inde ipotekli sat\u0131\u015flar\u0131n pay\u0131 y\u00fczde 30.8 oldu. Ocak-May\u0131s d\u00f6neminde kredili sat\u0131\u015flar 154 bin 157 oldu. 2017\u2019nin ayn\u0131 d\u00f6neminde bu rakam 210 bin 165 \u00e7ivar\u0131nda olmu\u015ftu.<\/div>\n<div><\/div>\n<div>Bankalar\u0131n 11 May\u0131s\u2019ta ba\u015flatt\u0131klar\u0131 0.98\u2019lik cazip faiz ve \u00fczerine konut fiyat\u0131nda y\u00fczde 20 ilave indirim sunan kampanyadan pek \u00e7ok vatanda\u015f yararland\u0131. Bu cazip oranlar i\u00e7in bug\u00fcn son g\u00fcn. Pazartesi\u2019den itibaren bankalar yeni faiz oranlar\u0131n\u0131 sunacaklar<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Kamu bankalar\u0131n\u0131n 2 ay s\u00fcren kampanyaya destek i\u00e7in y\u00fczde 0.98 faiz oran\u0131n\u0131 bitirmesiyle konut kredisi faiz oranlar\u0131 yeniden artmaya ba\u015flad\u0131, baz\u0131 \u00f6zel bankalar\u0131n faizlerinin 2008\u2019den bu yana ilk defa y\u00fczde 2\u2019yi a\u015ft\u0131\u011f\u0131 g\u00f6r\u00fcld\u00fc. Merkez Bankas\u0131 d\u00f6vizin y\u00fckseli\u015fini s\u00f6nd\u00fcrmek i\u00e7in yapm\u0131\u015f oldu\u011fu 3 hamle ile toplamda 500 puanl\u0131k art\u0131\u015f, kredi faizlerini son zamanlar\u0131 zirvesine ta\u015f\u0131d\u0131. \u0130htiya\u00e7 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":11552,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221,5220,5388],"tags":[4610,278,11107,80,11301,11091,954,277,953,11601,1065],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/23172"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23172"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/23172\/revisions"}],"predecessor-version":[{"id":23173,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/23172\/revisions\/23173"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/11552"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23172"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23172"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23172"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}